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00:00.0
Si Ate V nagkaroon ng 8 million na utang at na bankrupt.
00:07.9
Ang tanong, paano siya naka-recover?
00:09.7
Yan ang pag-uusapan natin sa video na ito.
00:11.8
Videos that will make you wealthy and debt-free.
00:18.2
Hi there, this is Shing Kitan, your Pambansang World Coach.
00:21.3
Thank you very much for tuning in in this channel.
00:23.5
Pag-uusapan po natin na itong naging revelation po ng star of all seasons
00:29.1
na walang iba kundi si Ate V.
00:31.7
Oo, siya tayong itagka-utang-utang daw.
00:34.0
Para may context na po kayo.
00:35.2
Itong kwento na ito, itong istorya na ito,
00:37.5
actually nakwento na po sa akin ng buo personally ni Ate V.
00:40.9
That was 2008 or 2009.
00:44.8
Pero hindi ko kinento dahil parang kami dalawa lang nag-uusap during that time.
00:50.9
Pero nashock nga ako eh.
00:52.1
Kaya for all the years na ito, tinago ko talaga ito.
00:55.5
Kasi ayaw ko naman kwento kasi nagtiwala sa akin si Phil Masano.
00:59.1
During that time, I think she was still congresswoman pa yata siya during that time
01:03.3
nang kinento niya sa akin.
01:04.9
Now, it can be told kasi nasa vlog na po ni Julius Babau.
01:08.3
So, ano po ang utang na pinag-uusahan at paano siya na bankrupt?
01:12.2
Let's watch this.
01:19.5
And it took me siguro mga 4 years to recover.
01:24.8
Kasi yung mga kontrata naman...
01:26.1
Recovery pa lang yung 4 years.
01:27.5
Yeah, wala pa ipon.
01:29.9
Simula ka after 4 years.
01:31.3
After 4 years, nagsimula na ako.
01:33.8
Yun na yung ano na, yung mga sweldo sa akin.
01:37.5
Saan ba rito may nag-upgrade ang mga lote?
01:40.9
Grabe naman talaga, no?
01:42.8
Actually, ayun nga, 4 years, no?
01:45.0
At saka during the time yung 4 years na yun, that was...
01:47.8
Yung 8 million pesos na yung 4 years time.
01:51.1
Pero yung 8 million na pinag-uusapan po natin, that was in the early 1980s.
01:58.2
So, around 40 years.
01:59.7
When you talk about 40 years ago, 8 million is around probably worth 80 million right now.
02:06.5
Ganung kalaki po ang nawala po sa kanya.
02:09.7
Tanong, paano ba nangyari yan na in reality na mismanaged po ang finances niya?
02:14.9
Imagine mo, ito kunento niya po sa akin ngayon.
02:17.3
Pwede ko ikuwento sa iyo.
02:18.6
Pinagbubuntis niya po during the time si Lucky Manzano nung nangyari po yan.
02:22.7
At siya lang po, during the time, nagkakalabuan na sila ni Edu Manzano na ang tatay ni Lucky.
02:28.0
Doon po, nangyari yung naubos ang kanyang kayamanan.
02:32.7
Ang hira po niyan. Ang hira po talaga nung pinagdaanan niya.
02:35.9
May sinabi pa si Mamu during the time.
02:38.4
Ano pong sinabi kaya ni Mamu?
02:40.0
Kaya ng Boyet at saka kaya ng Ati V.
02:42.2
Isisingit ko lang pa po, sakto naman.
02:43.9
Si Chinky Tan sent a message for you two guys.
02:47.7
Yes, Chinky Tan. Ito.
02:49.4
Ang pambansang wealth coach ng ating bayan.
02:53.3
Maganda yung message niya may kinalaman sa kwento niyo pareho na may pinagdaanan.
02:58.0
Hi, this is Chinky Tan.
02:59.9
Bumabati lang po ako sa inyo.
03:01.8
First, I just like to congratulate you for your new movie.
03:05.0
And nandito tayo ngayon sa Japan also.
03:07.8
Kaya nga, alam kong sinute niyo rin dito sa Japan.
03:12.0
And I just want to, again, thank you for being such really great people.
03:17.6
Kuya Boyet, I cannot forget you.
03:19.0
Especially, nung nagsasama tayo sa mga basketball.
03:23.0
Lodi to Lodi kita.
03:24.4
And then, pangalawa, siyempre si Ati V.
03:27.0
When I visited you.
03:28.1
Nagbatangas with Anthony Pangilinan.
03:30.5
Life-changing talaga when you told your personal story.
03:34.0
Yung struggles mo, personal struggles mo.
03:36.2
That's the reason why I'm really very inspired with your life.
03:40.2
So, mabuhay po kayo.
03:42.4
And congratulations to your new movie.
03:46.0
Pinakita naman, maraming salamat, no?
03:49.8
At tumatakbo si Boyet, eh.
03:51.9
Kasi nung kabataan po namin, naglalaro kami ng basketball.
03:54.9
Nung kabataan po namin.
03:56.2
Si Boyet, right now, is a...
03:57.7
He's 67 years old.
03:59.1
And ako naman po, ay mag-59 na this year.
04:03.8
Tapos, yun nga, nakwento nga ni Ati V.
04:05.7
Ngayon, malalaman na po natin kung ano ang maipapayo ng isang Ati V.
04:11.7
Ng isang Ati V sa atin.
04:13.3
Pakinggan nga natin ang payo ni Ati V.
04:15.3
Galing sa isang taong talaga may pinagdaanan din sa buhay.
04:18.5
Ang isang, nung naging public servant ako,
04:21.2
ang isang naging programa ko kasi is with OFWs.
04:26.3
Meron akong programa noon.
04:27.5
I remember na, I meet with the family here, here, here in the Philippines.
04:33.5
It's just to, to, ano, not to teach them but to guide them.
04:38.3
I have a group to guide them how to handle yung pondo na pinadadala ng mga kamag-anak from abroad.
04:45.5
Like, ano yung pwede nilang pasukin ng mga business which is safe like agriculture.
04:50.7
Okay, napakaganda po nang sinabi po ni Ati V.
04:53.6
Ginag-guide po nila ang ating mga kababayan na pumasok sa safe.
04:57.2
Ng mga investment.
04:58.4
Importante po, mga kababayan ko po, ng mga OFW, makinig po kayo.
05:01.9
Kung papasok kayo sa isang investment at opportunity na kumita, dapat SAFE.
05:07.7
And for me, agriculture is one of the best.
05:10.9
Ano lang, I want your full attention right now.
05:13.1
Kung kayo ay makikinig.
05:14.2
Because agriculture, hawak nyo yan eh.
05:16.1
May lupa kayo, may tatamdan kayo.
05:17.8
And bakit siya napakaganda ng opportunity this coming year?
05:20.7
One of the major issues right now, especially with our country, alam nyo naman,
05:25.8
is the prices of our commodities.
05:28.8
When you talk about commodities, food.
05:30.7
Napakataas ang presyo ng gulay.
05:32.4
But in reality, ang gulay po talaga, kung nanggagaling po talaga yan sa source,
05:37.9
hindi po siya ganung kataas.
05:39.6
Ako meron nung, ano eh, pinuntahan ko isang probinsya, I think somewhere part in Quezon yan eh.
05:44.6
Meron talaga siyang bagsakan ng mga gulay.
05:47.3
Alam nyo ba, sa bagsakan, talong ah.
05:49.4
Isang sakong talong.
05:50.7
Hindi ko lang alam kung ilang kilo yan.
05:52.0
10 or 25 kilos siya.
05:53.8
Mabibili mo lang ng 300 to 400.
05:57.0
Isang sako na po yan.
05:58.5
Ang kumikita na offensement, ang kumikita talaga yung middle person.
06:02.2
Hindi yung magsasaka.
06:03.2
Kaya nga, alam nyo, kung mas maganda, kung mayroon kayong lupa, magtanim po kayo.
06:07.8
Food security is going to be a major issue.
06:11.0
Huwag naman po sana dumating po yung araw na mayroon kang pera, pero hindi ka nakamakabili ng pagkain.
06:16.1
Kasi nga, ubus na yung pagkain.
06:17.5
Maximize po natin.
06:18.5
Tama po si Ate V, agriculture is one good thing.
06:21.9
On top of that, ano pang sinabi po niya?
06:24.8
Let's watch this.
06:26.5
You know, when you earn, hindi naman po pwede magpapaislave ka sa pera.
06:32.5
Kasi, if you really work hard, you deserve to be happy also.
06:36.3
I-compensate mo rin yung sarili mo.
06:38.6
Basta, I guess, the most important thing lang is, matuto kang mag-save.
06:43.0
And at the same time, matuto ka rin naman how to handle your finances.
06:48.9
Na kailangan, kinukompensate mo rin yung hirap mo.
06:51.6
Kasi, at the end of the day, ang hirap naman na naging islave ka ng pera.
06:55.8
Ang pera mo, tapos nawala ka, namatay ka, hindi mo pinakinabangan man lang yung pinaghirapan mo.
07:01.5
Or, nagpakahirap ka, tapos gagastusin mo sa hospital.
07:05.0
So, yung tamang paggamit lang ng perang kinikita mo.
07:08.3
Learn how to save for emergency.
07:10.3
And at the same time, learn how to use your money wisely.
07:15.6
Ayan naman po, Loke.
07:18.4
Si Ate V pala, isang tunay na ipunaryo rin.
07:20.8
Nag-iipon din siya.
07:21.9
Kailangan mag-ipon po talaga.
07:23.2
Ayan nga, si mismo si Ate V na mag-save po tayo ng pera.
07:25.8
At mag-save po tayo ng pera.
07:27.6
Pero, siyempre, pag mag-save lang po tayo ng pera, hindi lang natin iimbak ang ating pera.
07:31.5
Di ba, tinuro na po niya, kailangan palaguin ng pera.
07:33.7
Yun nga, inegosyo mo, itanim mo, di ba?
07:36.6
And then, not only that, kailangan i-enjoy ang pera.
07:39.9
Kasi, di ba, yan naman yung ultimate goal e.
07:41.8
Pagka-kumita ka, di ba, dapat mag-enjoy ka.
07:44.3
Pero, pero, pero, pero, pero.
07:45.6
Ito lang ha, clarification lang.
07:47.0
May process yan ha.
07:48.0
Kita, ipon, palaguin, then enjoy.
07:53.6
Impok, ipon, then palaguin.
07:55.8
Palaguin, then enjoy.
07:57.4
Ang problema lang, karamihan ng mga tao, ang ginagawa, kita, and then enjoy.
08:01.8
Hindi na po nag-iipon, hindi na nagpa-palago.
08:04.0
Agree or disagree.
08:04.9
Doon tayo sumasablay.
08:06.3
At doon po, sumablay din si ate V, itself.
08:08.9
Nung kumita siya, ginastos niya.
08:10.5
Wala siyang ipon, hindi siya nagpalago, kaya ano nangyari?
08:13.2
Naubos ang pera niya, na-bankrupt po siya.
08:15.0
Kaya matuto po tayo sa kanyang pinagdaanan.
08:17.4
So, there you have it.
08:18.7
Grabe, ang ganda, no?
08:19.9
Ang ganda ng episode na ito.
08:21.2
Kahit short lang po itong episode na ito, ang ganda po.
08:23.8
Kaya nga, ang tanong ko, nagustuhan kaya ni Randell Jangalay at saka si Jen Ann Casper at saka si Ambassador of Faith.
08:33.4
Nagustuhan nyo ba itong natutunan nyo kay ate V?
08:37.0
Again, uulitin ko yung formula niya.
08:39.4
Kita, ipon, palaguin, enjoy.
08:44.5
Pag yan ang formula na ginamit mo.
08:46.5
At maiwasan mo na yung pagkakamali na ginawa ni ate V para hindi ka na talagang maghirap.
08:51.4
Hindi mo na danasin ang pagkakamali ni ate V.
08:55.9
Ay, naku, maraming maraming salamat po sa pag-watch ng episode na ito.
08:59.2
If you did learn something today, please type it in sa comment section kung ano na gustuhan nyo.
09:04.2
At sana naman nakatulong itong vlog na ito.
09:06.6
Tatandaan, tamang karunungan, tamang disiplina po ang susi sa pagyaman.
