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00:00.0
5 Habits na hindi mo alam na pwedeng magpayaman sa iyo
00:06.4
Ano ba nga ito? Kung kayo interesado, panuorin niyo itong video na ito
00:09.9
Videos that will make you wealthy and debt free
00:14.5
Hi there, this is Shing Kitan, your Pambansang Wealth Coach
00:19.7
Ang pag-uusapan po natin yung mga habits
00:22.1
Ang pag-uugali sa mga bisaya, batasan
00:25.3
Kung sa batasan sa Metro Manila, nasa Quezon City po yan
00:30.5
Ito lang po, ano ba yung ibig sabihin po ng habit?
00:34.8
Pero bago natin pag-uusapan ng habit, una tatanungin kita
00:37.7
May experience ka ba na, uy, bakit ka late?
00:41.2
Oo, bakit ka hindi pa tapos ang assignment mo?
00:43.1
Eh, dami kasing trabaho eh, dami, tamba
00:46.0
Eh, bakit ka may utang?
00:47.9
Eh, kasi daming babaya rin eh
00:49.9
Ayan ang parating excuse, tama o mali
00:51.8
Ito, tanungin kita, eh, bakit ka late?
00:54.0
Eh, alam mo gusto malaman, bakit ka late?
00:55.7
Habit yan, late ka matulog, late ka magising
00:58.3
Eh, ba't di pa tapos ang work at assignment mo?
01:00.6
Eh, daming work eh, daming assignment eh
01:03.2
Ano, ano, ano, habit yan
01:04.8
Oo, parati ka na nagkakaraming
01:06.4
Eh, bakit ka may utang?
01:07.8
Eh, habit yan, oo
01:09.4
Pag kayo ka post, ang unang ginagawa ang utang
01:11.8
Kaya nga, may utang ka
01:13.1
Everything that we do in life is habit
01:15.0
Alam mo, habit is something that you do over and over again
01:17.5
Na hindi mo na mamalayan, it becomes you
01:19.9
Agree or disagree, type agree if you agree
01:21.9
Kaya nga ako, sasabihin ko sa inyo, ha
01:23.7
Kung gusto nyo talaga malaman, ito yung five habits na kailangan pinakamatindi
01:28.3
Na kailangan natin malaman
01:29.5
At yung, ito to ha, from one to five
01:31.5
Ang fifth, ang pinakamakitindi that can give you the result that you want
01:35.5
Kaya kung gusto malaman, stay tuned at taposin mo itong video na ito
01:38.2
Number one habit that you need to learn
01:40.2
Na hindi alam na karamihan ng taong
01:41.6
Is what? Thinking habit
01:42.9
When you say thinking habit, paano ka mag-isip?
01:45.2
Kailangan po, magkaroon tayo ng positive money mindset
01:47.8
Ang kagandahan po kasi nito
01:49.2
Pagka positive ang money mindset mo
01:51.2
It opens opportunities, doors for you
01:54.0
Na sinasabi mo, ay may pagkakataon yung attitude mo
01:56.9
Towards money, eh
01:58.3
Nakikita mo talaga, ang dami mong pagkakataon na pwede kang kumita
02:01.5
Kasi kung negative, ay paano na ako malugi?
02:03.7
Eh paano na ako hindi mag-work?
02:04.9
Ay wala na talaga, talo ko na talaga
02:07.0
Kaya importante po na palitan po natin ang mga negative way of thinking natin pagdating sa pera
02:11.3
Change it from negative to positive
02:13.0
Change it from lack to what? To abundance
02:15.6
Change it from scarcity to what? Prosperity
02:19.6
Aside from that, yung thinking habit, kailangan magkaroon tayo ng itong tawag na growth mindset po
02:23.9
When you say growth mindset, ang goal natin sa buhay
02:26.5
Is continuous skill development
02:28.3
Hindi porket ikaw ay nakapagtapos ng college, tapos na
02:32.3
Bakit po, lahat ng tinapos natin sa college, sometimes right now, hindi na pwedeng gamitin at obsolete na
02:37.6
Agree or disagree?
02:38.6
Type naman agree in the comment section kung nag-agree ka
02:40.8
Kaya nga, invest in your skills, knowledge to increase your learning
02:43.9
Because this is the good news, once you learn, you will earn
02:46.3
The more you learn, the more you earn
02:47.9
Ako dati, hindi ko alam po ang social media, kaya hindi ako kumikita
02:50.6
Ngayon, alam ko ang social media, kumikita na ako
02:52.5
Dati, hindi ko alam paano mag-live selling
02:54.5
Ngayon, alam ko na paano mag-live selling, kaya kumikita na ako sa live selling
02:57.8
Kaya nga, dedicate your time and resources in acquiring new skills
03:01.4
So that you can boost your income
03:04.2
Again, that's number one hack
03:06.3
Growth mindset in terms of thinking habit
03:08.7
The second habit that you need to improve na hindi alam ng karamihan ng tao
03:12.0
Ang binibinigyan ng pagsing
03:14.6
When you say earning habit, it's the power for you to create wealth
03:17.9
Paano ka kumikita?
03:19.8
Isa lang ba pinagkakakitaan mo?
03:21.3
Pag isa lang pinagkakakitaan mo na offense meant condolence
03:25.0
Pataas na pataas ang bilihin, pero income natin hindi tumataas
03:29.0
Pumasok ka lang sa supermarket, parang feeling
03:31.1
Ha? Sino makakabili na dito?
03:32.8
Sa taas ng presyo at bilihin
03:34.2
Kaya ang importante po
03:35.6
Learn how to diversify your income streams
03:39.2
Na hindi lang dapat iisa ng second income mo
03:41.5
Dapat mayroon kang second, mayroon kang third
03:43.0
Part-time work, freelance opportunity, passive income streams
03:46.7
Ang kagandahan po kasi pag ikaw nagkaroon ka ng passive income streams
03:50.5
Even if you stop working, your sources of income will never stop
03:53.9
Grabe po talaga yan
03:55.2
Kasi sa totoo lang
03:56.4
Kahit alakas mo kumita ngayon
03:57.8
The moment you stop working, you stop earning
03:59.5
But you don't stop spending
04:00.7
Kasi kumikita ka lang sa tinatawag nating active income
04:03.5
We must learn to transfer our income from active to passive
04:06.5
Agree or disagree?
04:08.6
Ang talong ko, kamusta ang iyong earning habit?
04:11.8
Hindi lang pag-earn ha
04:12.9
The third habit that's really very important
04:15.4
Na hindi alam ng tao na pwede magpayaman sa kanila
04:17.9
Is spending habit
04:19.1
Ha? Ano ibig sabihin spending habit?
04:21.2
Yung mindful spending
04:22.4
In other words, nag-iisip ka bago akong gumastos
04:24.8
Di ba tinatrack mo expense mo?
04:26.4
Natanong mo, kailangan ko ba to?
04:28.4
Need ba to or want?
04:29.5
Priority ba to o hindi?
04:31.2
Urgency ba to or minig lang talaga ng laman?
04:33.6
Before making purchases, ask yourself
04:35.9
Aligned ba to talaga sa long-term goals and priorities mo?
04:39.2
Ano bang priority mo?
04:40.2
Ang priority mo, mamakalabas sa utang
04:41.8
O ba't ka mangungutang ulit?
04:43.0
Ang priority mo ba, magkaroon na sariling sasakyan at bahay?
04:45.6
O ba't ka ngayon nagka-travel at inuobos mo yung pera mo
04:48.0
At wala ka naipon para sa bayat sa sasakyan mo?
04:50.4
Again, walang masama na mag-travel kung nakaset aside ang pang-travel fund
04:53.7
Pero kukunin mo ang iyong emergency fund
04:56.4
At gagamitin mo sa ibang-ibang purposes
04:58.2
Kung gagamitin mo ang iyong business fund for ibang-ibang purposes
05:03.0
Kaya nga, ang solusyon hindi lang kita ng kita
05:05.2
Kahit kumikita ka, pero kung may tagas ang baso
05:08.4
Mauubos ang iyong ikanga pera
05:10.8
Pang-apat na habit na kailangan mo talaga?
05:13.3
Aside from number one is what?
05:14.9
Thinking habit, earning habit, pending habit
05:17.2
Pang-apat, ito ang sinabi ko
05:20.1
Kailangan po, regular po ang iyong pag-iinvest
05:23.4
Bakit tayo nag-iinvest?
05:25.0
We are not investors
05:26.4
We are investing for today
05:27.4
We are investing for the future
05:29.2
Pagdating ng panahon, pag tayo po ay nag-retiro
05:32.4
Especially pag wala ka ng capacity to earn money
05:35.5
Diba, sa totoo lang
05:36.7
Just like what I mentioned a moment ago
05:38.9
About active and passive income
05:40.8
Active, you work, you get paid
05:42.9
Passive, you stop, you still get paid
05:45.0
Kung tatanungin kita, anong mas gusto mong income?
05:47.9
Sa active income or passive income?
05:50.2
I know, sabi mong bo
05:51.3
Pero there will come a time
05:52.8
Even if you want to work
05:54.1
You are not anymore physically capable
05:57.2
Dahil may sakit ka na
05:58.3
O hindi mo na talaga kaya
05:59.3
Dahil matanda ka na
06:00.7
Kaya kailangan mag-develop tayo ng passive income
06:02.9
Ang ibig sabihin ng passive income ay ganito
06:04.9
Kahit tumigil ka na sa kakatrabaho
06:07.4
May papasok pa rin pera sa iyo
06:09.1
Makakamit mo lang ito kung marunong ka mag-invest
06:11.4
Imagine mo ka nakapag-invest ka sa bahit lupa
06:13.6
Meron kang pinapaupahan na aparte na tatlong pintuan
06:16.3
Na kumikita lang ng 10,000 pesos per month
06:19.7
May 30,000 pesos ka for the rest of your life
06:22.3
Habang umay-umuhong pa, kumikita ka
06:24.2
Mangyayari lang yan
06:25.0
If you develop yung passive income
06:27.9
Last but not the least
06:29.2
Dito po nag-fulfill ang karamihan
06:31.9
As I mentioned, 1 to 4 is great
06:34.0
Pero pag wala kang number 5
06:35.7
Hindi ka talagang pwedeng umaman at maging successful
06:38.7
Ito yung tinatawag kong productivity habit
06:42.0
Kailangan meron tayong tinatawag na
06:43.6
Consciousness of effective productivity management
06:49.3
Maraming ginagawa sa buhay
06:50.9
Pero wala naman talagang productivity
06:52.9
Ano ibig sabihin?
06:53.9
Kausapin mo sa North
06:54.7
Uy, kabusta ka na
07:01.6
May kakilala kayong mga taong ganun
07:04.1
Pero wala naman talagang pera
07:05.1
The goal in life is not to become busy
07:08.1
But the goal in life is for us to become productive
07:11.1
Type agree if you agree
07:12.1
Real talk lang po ito
07:13.1
If ever I offend you by saying this
07:15.1
There's no intention by saying this
07:17.6
I'm not saying this based on arrogance
07:19.1
I'm saying this based on
07:20.6
I want to open your mind
07:23.1
Mag-reality check tayo
07:24.1
Nagkatrabaho ko sa kumpanya niyan
07:26.1
Naihit mo na ba yung mga gusto mo?
07:29.6
Not only financially but career wise
07:32.1
Na-acknowledge ka ba?
07:34.1
Nabibigyan ka ba ng recognition?
07:35.6
Naba-value ka ba?
07:37.6
Kahit hindi na malaki yung sweldo
07:39.6
Pero yung fulfillment sa trabaho
07:43.6
O in terms of income naman
07:45.1
Pag-usapan natin yung
07:46.1
Ikaw, natatamaan mo ba na yung financial goals mo
07:48.6
Dahil sa career mo?
07:49.6
Sa profession mo?
07:51.6
Hindi yung dami kong charity work eh
07:52.6
Oo nga pero ang problema
07:53.6
Hindi naman yung charity work ang tinatanong ko
07:57.1
Tinatamaan mo ba yung needs ng pamilya mo?
08:00.1
Diba yung needs mo?
08:01.1
Yung gusto mo sa buhay mo
08:02.1
Tinatamaan mo ba?
08:03.1
Baka busy ka lang
08:04.1
Hindi ka naman talaga productive
08:05.6
Ano yung masarili mo ngayon sa negosyo mo?
08:07.6
Nagbubukas ka araw-araw
08:10.1
Tapos nagbe-break even ka lang
08:11.6
Kasi ang goal mo ayaw mo isara
08:13.1
Kasi kawawa naman ang trabaho
08:14.1
Kawawa naman ang mga empleyado mo
08:16.1
Paano kung mawala sila ng trabaho?
08:17.6
Pero ilang taon mo na pinaglalaban yan
08:21.1
Pero productive ka ba?
08:23.6
Sino sa inyo tinatamaan dito?
08:25.1
Pakitype the word tamaan
08:26.6
I don't want to become busy in life
08:28.6
I want to become productive
08:31.1
Especially if you're following my channel
08:32.6
I will appeal to you
08:33.6
Stop becoming busy
08:35.1
Start becoming productive
08:37.1
Optimize your working hours for maximum productivity
08:42.1
Ano ba talaga maalaga sa'yo?
08:43.1
Ano ba talagang gusto mo?
08:45.6
Tanggalin mo yung mga distractions
08:47.1
Yung mga hindi nag-work
08:49.1
Yung mga negatibo sa buhay
08:52.1
Yung mga talagang pampapigas mo
08:54.6
Para magkaroon ka naman ng space
08:56.6
Magkaroon ka naman ng oras
08:57.6
Sa mga bagay na mahalaga sa'yo
09:01.1
Again, that's your life
09:02.6
Kung gusto mo talagang ano
09:06.6
Pero ang gusto ko talaga
09:08.1
Lalo sa mga ka-Iponarios
09:09.6
I want you to become productive
09:11.1
Especially this coming year
09:13.1
Sino sa inyo gusto nyo maging productive?
09:14.6
Type me sa comment section
09:16.6
Para sa mga taong gusto maging productive this year
09:19.1
Pero hindi nyo alam
09:20.1
Especially in the area of finances
09:21.6
I will appeal to you
09:22.6
I will put a link right now
09:25.6
Sa episode na ito
09:26.6
And I want you to make me a promise
09:29.1
Parang sa mga seryoso lang ha
09:30.6
Parang hindi sa mga seryoso
09:31.6
Huwag nyo i-click yan
09:32.6
Huwag nyo i-click yung video
09:33.6
Pero parang sa mga seryoso
09:35.6
Bigyan mo ko ng one hour
09:37.6
Isang oras na panuorin mo itong video na ito
09:39.6
At pinanood mo itong video na ito
09:42.6
This will change your financial perspective
09:44.6
Na hindi ka na magiging busy
09:45.6
Ikaw ay magiging productive
09:47.6
Malalaman mo na yung apat na kailangan mong malaman at gawin
09:51.6
In order for you to achieve financial peace
09:54.6
Financial freedom
09:57.6
Go to my comment section
09:58.6
Description section
09:59.6
I-click mo na yung link
10:00.6
To be able to watch that
10:01.6
Sana naman na-encourage ko kayo
10:04.6
Ano yung five habits na kailangan natin malaman
10:07.6
Para tayo magiging successful
10:08.6
Your thinking habit
10:09.6
Your earning habit
10:10.6
Your spending habit
10:11.6
Your investment habit
10:12.6
And your productivity habit
10:13.6
If you like this episode
10:14.6
Do me a big favor
10:15.6
Please cut-paste mo itong link
10:18.6
I-send nyo sa mga kaibigan nyo
10:19.6
Para ma-realize po nila
10:20.6
Ano ang kailangan nila i-work on sa kanilang buhay
10:25.6
Tamang disiplina po
10:26.6
Ang susi sa pagyaman
