#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
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Vince Rapisura
Run time: 07:11
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00:00.0
yung suportahan natin.
00:01.5
At wala pa talaga akong nakitang
00:04.8
pribadyong kontribusyon
00:07.1
na tatalo sa ibinibigay ng SSS
00:10.2
behind the contribution that we have.
00:14.1
pwedeng malaki mo kamo
00:15.0
pero malaki din kasi ng contribution.
00:16.6
Yes, but paano naman natin
00:17.5
paghahandaan yung retirement?
00:22.1
na mga dapat iwanan natin
00:25.6
hindi natin kailagahandaan
00:27.1
yung ating future.
00:29.2
nakakalimutan natin.
00:30.9
during that time,
00:31.9
we need a lot of money,
00:35.3
for our medical expenses.
00:38.3
Ano bang idad yung plano mo
00:39.9
na hindi ka na talaga
00:42.0
as in corporate at
00:46.4
hindi ko nasyadong magtapos sa aho.
00:59.2
hindi siya magbabawas
01:01.5
hindi siya for money.
01:04.9
maybe beyond stage,
01:11.9
yung talagang passion.
01:13.2
Whether it's or not,
01:41.6
ating retirement.
01:54.6
Investment and Savings
02:01.0
yung gagawin natin
02:07.0
sinasabi mo na ito
02:18.6
sa pang-fundasyon
02:19.6
kasi itong mga ito
02:29.6
yung pera na ilulog mo
02:41.2
sa SSS contribution
02:42.8
kung kumikita tayo
02:46.9
monthly contribution
02:53.9
sa ating employer
02:59.9
employee counterpart.
03:11.6
kung yung 900 pesos
03:19.2
malaki-laki na, ha?
03:25.8
employer counterpart.
03:29.8
sa ating ilim mo.
03:37.3
na mayroon tayong
03:40.6
kung ikaw naman talaga
03:41.3
ay nagbibisnes din,
03:49.4
contribute natin.
03:54.4
SSS contribution.
03:57.3
SSS pension natin,
04:02.0
at abu lang natin
04:04.0
which is minimum,
04:06.1
dati yung pagdagan
04:09.7
monthly pension mo
04:15.0
annual SSS pension mo,
04:24.0
naibayad mo dati.
04:25.8
Ang general investment
04:33.3
the annual pension,
04:45.3
Yung employer naman
04:54.5
na annual pension
04:55.9
na matatanggap mo
05:09.9
kumikita ka na lang
05:23.9
government guarantee.
05:26.9
isang ibang gobyerno.
05:31.9
ng kapanyang mga yan.
05:33.9
Kaya dito na lang
05:40.9
na nag-receive na tayo
05:43.9
So, yung employee
05:44.9
ay 10-year pension niya,
05:48.9
yung na-receive niya
05:51.9
Minus yung kanyang
05:54.9
So, ang kita niya ay
06:01.9
At yan ay kung 10 years lang,
06:03.9
pwede pa naman na-extend it.
06:12.9
hindi ka pa kunin ni Lord,
06:13.9
basta kita ka pa die.
06:17.9
Kaya ang susilin talaga,
06:18.9
alagaan natin ang ating
06:19.9
body beautifully.
06:21.9
Kasi kailangan nating
06:26.9
ang ating benefits.
06:30.9
ng bayaw namin dito,
06:32.9
is 6 years old na ha.
06:38.9
nagda-drive pa talaga siya.
06:39.9
Gusto ko mag-ganon,
06:40.9
na sabi ko, Lord,
06:41.9
kung okay lang ako dito.
06:42.9
Pero kung ako ay gulay na loan,
06:44.9
ay kunin mo na ako.
06:47.9
Self-employed or voluntary,
06:49.9
may 10-year pension.
06:51.9
may 1,000 per month.
06:56.9
At yung contribution nga kasi naman,
06:57.9
yung contribution nga kasi
07:01.9
Ang mga kita pa rin yung