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00:00.0
At full disclosure lang actually
00:05.1
Kabigyan, yung income niya
00:10.6
invested and saved you
00:15.4
10,000 investments for 2024
00:19.3
We'll talk about the sexy investment teamwork
00:21.6
At kung saan maganda talaga ilagay
00:24.8
Kung saan ba natin talaga pwedeng ilagay yan
00:29.5
Ilagay yung 10,000 pesos pang invest
00:31.7
For our emergency savings
00:33.9
This will be our commercial banks
00:35.5
Digital banks, rural time deposit
00:37.7
Co-op time deposit
00:38.8
Kasama na rin dyan ang pag-ibig MP2
00:42.9
Ang nabanggit mo lang kanina, ang WISP Plus
00:45.8
Kasama na rin ang RTB
00:49.5
So, i-discuss natin lahat ng mga yan
00:51.6
Actually, less than 10K
00:53.8
yung sinabi natin dito
00:54.7
Pero actually, ang 10K lang dyan
00:57.3
Ay yung 10K, yung retail dollar
00:59.2
Which is itong nandito sa uli
01:00.9
Yung pang emergency savings
01:04.8
Natin, commercial banks
01:05.9
0 to 100,000 pesos
01:08.8
Digital banks na po, wala nga
01:11.8
Pag-open lang, kahit di mo pa
01:14.1
Umunalagyan, okay lang
01:15.6
Sa rural bank naman
01:17.7
Na time deposit, paraniwan ay
01:19.4
1,000 ang minimum
01:20.7
At sa co-op na time deposit
01:24.2
Sa pag-ibig MP2, 500 pesos
01:27.3
Sa regional SSS na
01:29.2
Para sa mga kasambahay
01:31.7
150 pesos yan per month
01:33.9
Para sa mga employees
01:37.4
At para sa mga companies
01:40.2
Yan yung minimum account
01:42.5
Minimum na contribution
01:44.1
So, WISP Plus naman
01:47.1
Service ay 500 pesos
01:48.9
At syempre sa RTB
01:52.6
10,000, service sa RTB at sa RTB
01:55.0
Ang RTB ay retail
01:56.6
Treasury bonds, at sa RTB
02:02.6
Service, pwede ba
02:03.7
I-post natin sa video
02:05.2
At para sa mga kasamahan
02:14.6
Options kung saan
02:17.5
Nasa inyo na lang yan
02:20.9
At bakit hindi pa simulan
02:29.2
Kailan ba tayo magsimula
02:30.5
Sa ating mga financial resolution?
02:32.6
Huwagin namin ito
02:36.7
So, tingnan natin
02:39.1
Sa ating mga investments
02:40.3
May mawinunin natin
02:41.4
Ang ating purpose
02:48.8
Competition-derived investments
02:51.5
Ibig sabihin nito, sir
02:54.7
E for inflashable
02:57.9
Syempre dapat may
02:59.2
Such as for example
03:00.2
For environmental
03:01.1
And social causes
03:05.5
Ang titignan po talaga natin dyan
03:09.4
Mas maganda po talaga
03:28.1
Of our investment
03:30.7
Kung itaw sa lang
03:43.0
For our life goals
03:54.5
Emergency savings
04:04.8
Yung sa life goals
04:07.5
A comfortable life
04:09.0
Mas on the travel side
04:10.9
Mas on the vacations
04:20.0
Not that we can afford
04:21.1
But we want to do
04:22.3
Kaya ang life goal ko
04:31.4
Ang dream ko talaga
04:45.2
Socialized housing
04:47.5
Nahiya naman yung
04:52.1
Yung life goal ko
04:56.0
Kasi gigyan na siya
05:11.4
Dapat may purpose
05:13.8
Ang emergency savings natin
05:18.8
Yung surveillance
05:30.6
Yan na yung pinakamababa
05:32.0
Ang key talaga dito
05:35.4
Kahit gaano kalayit
05:41.0
Nainimula ko dyan
05:59.3
Nandiyan sa 2,000
06:00.1
Nandiyan sa 2,500
06:06.4
If you were earning
06:12.2
Ang daming sa sakripisyo
06:14.1
Hindi ka magdansin
06:15.3
Ang daming sakripisyo
06:22.1
Ang liit na lang nun ngayon
06:25.6
Yung 5,000 per month
06:28.1
Computed at 12 months
06:39.2
O yan yung ano ha
06:40.7
Ang retirement natin
06:42.1
So yung income ko
06:46.1
Ang passive income
06:48.4
Maganda na paglagat
06:51.9
Low interest rate kasi yan
06:55.4
So pag kinailangan mo
06:58.0
Madali mo makukuha
07:00.1
And then digital bank
07:01.6
Mataas yung interest
07:02.6
Pero ilimit lang natin
07:04.9
Kasi gumabago pa lang sila
07:06.2
Kasi medyo may kabalang kaunti
07:09.9
Para cover pa rin tayo
07:11.6
So magsaraman sila
07:12.5
Makukuha pa rin natin
07:14.2
Rural bank time deposit
07:15.9
High interest rate
07:21.4
Yung local economic
07:23.2
Uy malapit sa tungso
07:24.3
Kay mga rural bank
07:27.6
Magagaling ng pera natin
07:29.5
At disclosure din lang kami po
07:38.4
Co-own time deposit
07:40.0
Ito ay may high interest rate
07:42.0
At may local economic development
07:44.8
Talagang puso natin
08:01.7
ATM accounts natin
08:02.9
Yung sexy framework natin
08:04.9
Security and cashability
08:20.8
Na nilalagay ko dyan
08:26.6
Oglay yung digital bank
08:27.6
Nilalagay ko na moderate
08:32.8
Sobrang sya lang lapitin
08:34.9
Kaya pag hindi ka text
08:42.7
Co-off time deposit
08:49.0
So kung lalagyan natin ng score
08:51.5
Yung mga lalagyan natin ng score
09:05.5
and then rural bank
09:06.8
and co-op time deposit
09:10.1
pero of course, hindi na yung mamimili
09:13.1
kasi ito, equal weighting
09:15.4
pero sa amin talaga
09:16.8
sa amin talaga ni Edwin
09:19.1
Edwin, ang pinaka
09:21.5
malakas na factor dyan
09:23.3
yung X factor sa amin
09:25.1
security and cashability
09:27.1
tapos yield yung pinaka ulit
09:31.2
walitin natin, lalas yung mga rural bank
09:33.9
you can link it to
09:35.1
yung marami naman sa ating mga talaga
09:46.2
pinag-ibigin natin yan kasi less than
09:50.1
volunteer savings program with minimum
09:52.9
500 pesos for your
09:55.0
long-term basis pay of 5 years
09:57.8
tax-free and government-guaranteed
10:00.5
at ang return ito
10:03.4
higher than commercial bank time deposit
10:07.2
higher din siya sa retail treasury bank
10:09.6
months in the past 12 years
10:12.0
at higher than the inflation rate
10:14.9
in the past 11 years
10:16.6
so, aabangan natin
10:19.9
pero nalabas din mga around April or May pa
10:23.3
oo, kasi ano eh, nasa
10:28.1
ang inflation rate natin ng 2022
10:30.7
so medyo ano, medyo mahirap-hirap
10:33.3
service ano din ano, disclosure din for me
10:35.5
for example, I have two OF brothers right now
10:40.8
nag MP2 yan, every January
10:43.5
nag-uulog natin yan talaga
10:46.0
parang ano yun, care family
10:49.7
kasi yung title ng
10:51.3
may nag-office na inorder
10:58.1
ano kasi saan, na lang
11:02.2
in interview ba siya ako ng Migz Bustos
11:03.8
walang kilig-kilig ako
11:05.5
at ang kanyang title ng show
11:09.0
at ang peep mo na yun ha
11:12.9
Au, ang kaupin nga
11:14.8
oh, shoutout kay Migz Bustos
11:16.5
may damat yun na tapos
11:28.9
Taglan natin si Migs Busto.
11:32.2
Regular SSS naman natin ngayon, no?
11:35.8
Ang titignan natin.
11:37.7
Yung regular SSS natin,
11:39.3
Fundasyon ng Retirement ng Maho, Pilipino.
11:42.0
Malaki ang kita nito
11:43.0
kung para sa anumang nakikita natin
11:45.2
yung pension plan for private sector.
11:47.8
At guaranteed yan ng gobyerno natin.
11:51.1
Yung SSS WIS Plus,
11:53.1
ito ay panggagdag sa regular SSS
11:55.8
parang pag-ibigyan people.
11:57.4
Ito, ito, ito, ito, ito, ito, ito, ito, ito.
11:58.8
Ang SSS na ba siya?
12:00.9
Guaranteed din to ng gobyerno sa WIS.
12:05.8
And then yung ating Retail Treasury Bond,
12:07.6
ito ay programa ng government
12:08.8
for small investors
12:09.9
for its financial inclusion objective.
12:13.6
Ito ay utang ng ating gobyerno
12:15.3
sa palikot-kot-kot.
12:16.3
Kaya tayo tinitay doon, ano?
12:17.5
Para pondohan yung mga proyekto
12:19.3
ng government natin.
12:20.1
At ito rin po ay guarantee ng gobyerno.
12:24.0
Tapos, ang Retail Dollar Bond,
12:26.7
Yan yung dollar version lang ng RTV.
12:29.8
At ito rin yung gobyerno
12:31.5
para sa kanyang pagpupundo
12:33.6
ng mga proyekto nito.
12:35.7
Guaranteed pa rin,
12:36.6
syempre, ng ating gobyerno.
12:41.2
Kami po ang inyong financial guru
12:43.5
na sasabing ang pagyaman na pag-aangalan
12:46.1
at na pagtutulungan.
12:47.4
At huwag kakalimutan ang aming pangalan
12:49.3
at ang positive means.
12:53.1
Kasama natin ngayon
12:54.5
ang ating panganay na Australiyano.
13:01.1
Our firstborn here.
13:07.1
promote your YouTube channel.
13:10.7
Subscribe to J-Porn.
13:14.8
Why should they subscribe to J-Porn?
13:19.5
It's a lot of fun.
13:20.8
Yeah, it's a lot of fun.
13:21.6
So, what do you discuss
13:23.1
It's a channel on YouTube.
13:26.2
What do you discuss there?
13:29.8
That's what you do there.
13:32.2
So, yan pa si Jacob.
13:39.0
So, patuloy po natin
13:40.2
ang ating third topic.
13:42.3
At ang third topic po natin
13:44.7
tungkol sa update natin
13:46.9
sa ating joint venture savings
13:48.4
sa Rosario 1 and 2
13:51.3
Ayan naman po makikita ninyo.
13:57.5
It's now what time here
14:06.7
So, yung Rosario 1
14:07.8
and 2 joint venture savings natin.
14:09.5
This is our rental property
14:10.8
joint venture savings.
14:12.3
So, titingnan natin
14:13.0
yung mechanics natin dyan.
14:14.7
Titingnan din natin
14:15.5
ang proper description nito.
14:18.8
ano yung performance?
14:21.7
And then, of course,
14:25.7
So, attendance check na tayo.
14:27.7
City Profs for Country
14:28.6
kung nasaan kayo ngayon.
14:30.4
ay may rental property.
14:32.9
simulan naman natin
14:34.2
kung ano yung kanilang
14:34.9
mga shout-out sa atin.
14:40.6
Hello sa iyo, Daisy.
14:42.3
Watching from Kawit,
14:44.5
At si Eden Manato.
14:46.3
Watching from Taiwan.
14:51.6
Oh, happy to have you.
14:53.0
Pabilo na from QC.
14:55.2
And blessings for 2024
14:57.1
ang ating Facebook user.
15:03.2
So, tignan natin.
15:05.4
Like Venture Savings.
15:06.8
Ito yung Venture Savings
15:07.8
kasi natin natin.
15:08.6
Ito ay kakaiba, eh.
15:14.5
you can specifically
15:18.4
profit and loss sharing scheme
15:20.2
ang ginagamit natin dito
15:22.5
fixed interest rate
15:26.4
saving system ito.
15:29.2
may involvement tayo.
15:30.2
Alam natin kung saan
15:31.0
pumunta yung pera natin.
15:41.5
Provide affordable
15:42.7
and decent housing
15:47.4
Ah, pwede na bang
15:48.6
basahin na lang lagi.
15:55.8
Real Estate Joint Venture
15:58.8
Provide alternative
16:06.2
Capital preservation.
16:11.2
capital preservation.
16:15.3
With auto accent.
16:16.9
With auto accent.
16:21.8
Ito yung Real Estate
16:22.3
Joint Venture Savings.
16:28.8
in the far right.
16:38.1
we went to the resort.
16:41.7
description po natin.
16:52.3
100 square meters.
16:56.2
100 square meters
16:58.4
100 square meters
17:09.1
rental rate niya.
17:11.5
na commercial space
17:17.7
Yung second floor,
17:21.4
100 square meters
17:26.1
At yung kabila naman,
17:30.5
Nagbabayot po sila
17:36.5
occupied na yung lahat
17:40.1
yung commercial space
17:41.0
property din sa harap
17:47.8
ito po yung ating
17:57.3
hindi na yan green,
17:58.4
Yung building na.
18:17.9
Profit sharing tayo
18:20.8
rental income natin,
18:23.2
Rental income natin
18:24.6
will be shared by
18:29.3
You want to read?
18:30.8
You want to read?
18:31.3
He wants to read.
18:32.2
He wants to read.
18:38.7
will be shared by
18:39.7
joint venture savers
19:19.8
ito naman po yung
19:21.4
joint venture savings
19:30.4
that's specialist.
20:12.3
Per annum projected.
20:41.2
rental collection.
21:10.5
itinatayo pa lang
21:46.2
nagtangilip dyan,
21:51.3
Aga-agahan nyo po.
22:16.8
na paghahati-hatian
23:45.2
SEDP headquarters
23:58.4
vacant commercial
24:37.1
yung paghahati-hatian
25:43.6
yung paghahati-hatian
26:03.7
kung titignan natin
26:22.9
kasi every 2 years
26:25.0
Mag-increase yung rent.
26:39.6
ang gagawin natin
26:47.5
ka-social community
26:54.0
online pre-membership
26:55.1
education seminar.
27:17.3
simple instructions
27:20.2
para makapagsimula.
28:13.9
at napag-tutulungan.
28:19.6
At kasama ko po ulit
28:20.5
ang aking pamangkin
28:25.3
somebody actually
28:50.8
it's so entertaining.
29:02.2
And then she said,
29:22.0
So, hello din sa iyo
29:43.8
from Brian Mendoza.
29:47.2
So, magandang gabi
29:48.3
Gusto natin lahat
29:55.9
Ako po ulit si Sir Vince.
30:00.4
at napatutulungan.
