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00:00.0
Yung rate of return ng Rosario 1, kung fully occupied siya, magiging 7.57% for 2024, and then 7.5% naman for yung Rosario 2.
00:11.8
So, next year, 2 years na yan, kasi every 2 years tayo usually nag-i-increase, mag-i-increase yung rent.
00:18.3
O, hindi lalo na naman yung expected return na makukuha natin dyan.
00:22.8
So, yung Rosario 1 and 2 joint venture savings natin, this is our rental property joint venture savings,
00:28.2
joint venture savings, yung joint venture savings kasi natin ito, ito ay kakaiba eh, na produkto ng SEDPCO.
00:36.2
So, here, you can specifically keep the project in support, no?
00:41.1
So, profit and loss sharing scheme ang ginagamit natin ito, instead of fixed interest rate, and proactive saving system ito po, no?
00:51.3
Kasi nga, may involvement tayo, alam natin kung saan pumunta yung pera natin.
00:57.4
So, yung real estate joint venture savings natin, Jacob, can you read it?
01:04.5
Provide affordable and decent housing for new businesses.
01:10.5
Ay, pwede na bang basahin na lang lagi eh.
01:12.8
In fairness, di ba?
01:15.1
And ano pa yung ano? Ano yung ginagawa ng real estate joint venture savings purpose mo?
01:21.5
Provide alternative development to small social investors.
01:26.5
Capital preservation.
01:28.0
Diba? Capital preservation.
01:31.3
Ganun ba, mga te?
01:33.5
Capital preservation.
01:38.0
With an awesome accent.
01:39.9
With an awesome accent.
01:42.6
So, ito yung Rosario 1 and 2, real estate joint venture savings.
01:46.1
Do you remember going here, Jacob?
01:51.4
It's just in Chicago, right?
01:57.7
It's near there, no?
01:58.7
It's the one in St. Augustine, okay?
02:00.6
The one where we went to the resort.
02:04.3
Property description po natin.
02:05.9
So, yung Rosario 1 and 2, 6-unit commercial space po yan, ano?
02:11.2
At floor area po niya ay 400 square meters.
02:16.9
Ang first floor, 100 square meters for the Sedby Kalusog Clinic,
02:25.8
which is 30,000 pesos per month.
02:28.8
Na rental, rental, ano yan, o rental rate niya.
02:33.3
And then, 50 square meters na commercial space for rent,
02:36.0
yung pinag-up niya, 10,000 pesos per month naman yun.
02:40.7
Yung second floor,
02:42.4
It acts as the Sedby headquarters, 100 square meters at 15,000 pesos per month.
02:48.7
At yung kabila naman, na pintuan, ay at the Sedby Rosario branch.
02:53.6
Pabayot po sila ng 15,000 pesos.
02:58.3
So, occupied na yung lahat mong sa Sedby as of 2024, yung commercial space property doon sa harap na lang yung pool lang, ano?
03:09.6
So, ito po yung ating property, ano, sa Bayuga Interest, Agusan del Sur, yung naka-red mark dyan na square.
03:19.8
Siyempre hindi na yan green, ano?
03:21.3
Yan ay building na.
03:23.8
Nag-ground-break tayo, ano?
03:25.8
Ito, yan po, yung ating construction, at ito po siya noong na-processing.
03:35.6
So, ito yung job venture savings natin for real estate 1 and 2 ng Rosario.
03:40.8
Profit sharing tayo dito.
03:42.5
So, ang rental income natin, baka naman natin.
03:46.2
So, rental income natin will be shared by joint venture savers.
03:52.3
You want to read?
03:53.8
You want to read?
03:54.2
He wants to read.
03:58.2
So, you can read.
04:00.4
Rental income will be shared by joint venture savers based on contribution.
04:08.3
Rental income will be 110 net income distributed to investors after MPH management.
04:23.8
So, ito naman po yung ating joint venture savings term.
04:48.2
JVS contribution.
04:59.6
Maximum 500,000 pesos.
05:07.2
Exclusive to CEDP equipment.
05:11.2
Oh, co-op members.
05:14.9
JVS contribution to be returned after poverty loss or sin.
05:21.1
Louder and livelier.
05:25.5
Returns and payouts.
05:35.3
Per annum projected. Correct.
05:37.3
Okay. Next. Tax-free.
05:41.1
Next. 3% exit fee
05:43.9
if redeemed before 2 years.
05:55.8
retains ownership
05:59.0
Yeah. That's so good.
06:01.8
Quarterly based on
06:03.7
actual rental collections.
06:07.9
wallet with drawable
06:10.8
Amount in wallet does not
06:18.4
So, start date po natin.
06:21.6
Start date po natin
06:25.4
ay noong July 2022
06:31.6
ito kasi yung time na
06:33.5
itinatayo pa lang eh. Pero in-out na natin siya.
06:39.6
they had no earnings due to the construction
06:41.7
phase and started
06:43.7
earning only on July 2023
06:45.6
upon our building
06:51.6
yung mga nag-join naman ng Rosario
06:53.5
2. So, July 2023 to
06:55.5
June 2024 siya ma-offer.
06:59.4
earned rental income
07:01.8
kasi hindi sila nakasama
07:05.2
So, dahil nga nauna yung mga
07:07.7
Rosario 1, sila yung unang
07:09.2
nagtangilip dyan, mas na-benefit
07:11.3
sila. Makikita ninyo mamaya.
07:13.3
Kaya naku next time. Aga-agahan nyo po.
07:15.2
Kasi mabilis nagpupunan yung mga to.
07:19.2
2023 joint venture profit
07:23.3
1. So, ang rental collection natin
07:25.4
dyan, 6 months lang at yung taas
07:27.2
pa lang yung na-rerentahan
07:29.5
dati ay 180,000 pesos lang.
07:32.2
Mine property management
07:33.5
fee na 36,000 pesos
07:35.4
minus tax na 12,600 pesos.
07:39.1
Ang profit na paghahati-hatian
07:40.7
ay 131,400 pesos.
07:44.1
Kung naglagay tayo
07:45.8
ng 10,000 pesos dyan,
07:48.0
ano yung payout natin?
07:49.9
Yung joint venture profit natin
07:51.7
ay 131,700 pesos.
07:53.3
Yung number of units
07:57.1
Yung property value
07:59.7
kasi ay 8.1 million pesos
08:01.8
divided by 10,000.
08:05.3
So, paghahati-hatian natin yan.
08:07.9
So, payout per unit
08:09.1
per 10,000 pesos.
08:10.8
So, that's 162.22.
08:15.2
At ang annualized return
08:17.5
natin dyan, yung payout per unit
08:21.1
divided by 10,000 pesos.
08:23.3
So, yung return for the
08:25.7
ah, actually, for the semester ito,
08:27.2
hindi for the quarter,
08:28.2
is 1.52 times 2 semesters
08:37.8
So, pag nakita ninyo,
08:38.8
parang nangantay sila ng 1 year,
08:41.0
tapos 3.24% lang yung pinita
08:46.1
Kaya, kailangan silang
08:47.4
yung dalong run mas mag-benefit
08:49.2
kasi sila yung unang
08:51.5
nag-iwala at naglalagay
08:53.3
ng, nakipagsapalaran
08:55.9
Yung sapalaran kasi,
08:56.9
ang risk eh, sa English.
08:59.7
Ah, so, sa scenario 1
09:03.6
ah, kasi sabi nga natin,
09:05.1
yung second floor,
09:08.1
SEDP headquarters
09:09.2
sa SEDP Rosario branch.
09:10.9
So, nag-occupy na dyan,
09:12.1
nagbabayad ng rent yun.
09:15.0
yung tatlong units
09:18.0
at mag-re-renta na nila.
09:20.9
Yung isang vacant commercial space na lang,
09:22.8
ang hindi nakukuha.
09:24.8
So, kung wala talagang nangyayarin,
09:26.8
yung rental collection natin dyan,
09:30.8
nakakakuha nung commercial space,
09:34.8
yung rental collection natin
09:37.8
Ang property management ay
09:43.8
At ang joint venture profit ay
09:49.8
Rosario 2 naman ay
09:52.7
Masa rin yung rental collection.
09:54.7
Yung property management,
09:58.7
Pero pala pa rin yung tax.
09:59.7
So, yung paghahati-hatian
10:00.7
ng mga nasa Rosario 2,
10:02.7
P489,600 na lang.
10:07.7
kung titignan natin yan,
10:10.7
paghahati-hatian natin
10:11.7
is by the number of units.
10:12.7
So, kung kayo po ay nasa
10:22.7
ang projected natin
10:26.7
yung makukuha ninyo.
10:36.7
ang equivalent yan na
10:41.7
na per unit natin,
10:42.7
ang expected return natin
10:52.7
Pag ang scenario naman natin
10:54.7
ay fully occupied,
10:56.7
may kukuha na doon sa
11:04.7
magiging P613,200
11:06.7
yung paghahati-hatian
11:25.7
So, kung titignan natin dyan
11:29.7
So, paano ba tayo
11:36.7
Madali lang naman po
11:37.7
ang gagawin natin
11:39.7
para tayo ay jumoy
11:45.7
ka-social community
11:47.7
to be a social investor today.
11:51.7
Self-Paced Online
11:52.7
Pre-Membership Education Seminar.
12:01.7
I-deposit ang iyong
12:02.7
initial share capital,
12:04.7
at joint venture savings
12:06.7
BDO Online Banking,
12:07.7
BPI Online Banking,
12:11.7
or Direct Bank Deposit.
12:14.7
Sundin ang simple instructions
12:18.7
para makapagsimula.
12:25.7
ang inyong deposit.
12:31.7
ang bahala sa iyo.
12:32.7
Ano pang inihintay mo?
12:34.7
sa SEDPI ka-social
12:37.7
building a brighter
13:09.7
sa inyong financial
13:14.7
at napag-tutulungan.
