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00:00.0
So ito pong RTV30 natin, ay nakuha, bilis-bilisan nyo po kasi ito ay hanggang February 23 na lamang po.
00:08.7
So you have 2 days more to go.
00:10.3
P5,000 ang minimum amount nito na for investment in multiples of P5,000 thereafter at 100% government guaranteed.
00:19.4
At ang interest rate po nito ay 6.25% pero dahil may 20% na withholding tax, 5% po ito.
00:26.7
So partly ang payment ng interest at ang offer period, february 13 matatapos po sa february 23.
00:35.6
21 ngayon eh, so I think sa Friday yun matatapos.
00:38.2
So humabol kayo ha, sayang yan.
00:40.0
Kasi historically sa mga napag-participatean ko na retail bonds talaga ay pataas ng pataas ang kanilang interest.
00:46.9
So maganda po ito because this is a program of the government.
00:52.2
Ito naman po yung sa retail dollar bond natin.
00:54.8
So ang RTB and RTB po, Retail Treasury Bond, ay programa ng government para sa mga small investors na katulad natin
01:02.4
para ma-fulfill ang financial inclusion objective ng gobyerno.
01:09.3
At ito po ay para makapag-diversify tayo ng ating investment sa portfolio natin
01:21.0
at sana makatulong ito sa ating economic recovery.
01:24.0
And at the same time po, sana naman talaga ay hindi gamitin sa corruption ha.
01:28.7
Kasi ang Retail Treasury Bond po, technically, umuutang ang government of the Philippines sa atin yan.
01:34.9
At sana talaga ay huwag nilang anuhin, no?
01:41.4
Ano ba yung mga pinupondahan ng RTB?
01:44.0
Ito po ay ginagamit pang infrastruktura, agrikultura, edukasyon at kalusugan.
01:50.8
So saan po tayo pwede mag-open ng mga RTBs?
01:54.0
Pwede po sa mga online facilities sa Bureau of the Treasury, Overseas Filipino Bank at saka bonds.ph.
01:59.8
Pwede rin sa mga authorized selling agents tulad ng DBP, Land Bank, BDO, BPI, China Capital, First Metro, PND Capital, SB Capital at Union Bank.
02:08.7
Hindi po ito plugging.
02:09.9
Sinasabi ko lang kung nasaan kayo pwedeng bumili ng RTB.
02:14.3
O, i-compare lang naman natin yan ha kung nasan yung mga Retail Treasury Bond na yan
02:20.0
compared sa kapag tayo ay naglagay ng...
02:24.0
ating investment naman sa SEDP ko.
02:28.8
Yung mga joint venture savings po natin.
02:30.8
Ayan, makikita ninyo ha.
02:37.4
Lahat ng mga yan ay SEDP po yan.
02:44.4
Yung RTB po, RTB 30 ay ito.
02:50.7
So yung mga color...
02:52.7
This is greenish blue, ano?
02:54.8
Yan po yung mga SEDP.
02:58.1
Marzan 1 or Rosario 1 ay 6%.
03:00.7
Annualized po yan.
03:01.8
Marzan 2, ganyan, no?
03:03.5
Ang binibit talaga natin dito is inflation.
03:07.2
At in fairness, yung MP2, check!
03:10.7
Speaking of MP2 ha,
03:13.3
mukhang lalabas ang MP2 dividend rates natin.
03:18.6
February 27, nakatanggap po ako ng imbitasyon.
03:22.7
Wala sa pag-ibig.
03:24.3
Kaso conflict sa aking schedule.
03:25.7
Pero hayaan nyo, babalitaan ko po kayo, no?
03:29.3
At fearless forecast ko po yan, no?
03:32.0
It will be better than inflation rate.
03:36.9
Kasi naman record-record pa rati
03:38.5
ang income ng pag-ibig.
03:45.0
O, huwag nyo nang patulan to, ha?
03:47.0
Tingnan nyo naman ang Philippine Stock Exchange Index.
03:49.5
Last year, negative 1.8%.
03:53.7
So, kaya ako talaga, di ko carry yan.
03:58.0
Para lang makompare natin.
03:59.5
So, anong sinasabi natin dito?
04:02.0
Marami talaga tayong pupwedeng paglagyan ng ating investments, ano?
04:07.5
At option nyo lang yan.
04:09.3
Kayo po yung mga magdideside kung saan talaga.
04:12.5
Pero maganda dito talaga sa RTV kasi.
04:17.4
May 20% with all different tax pala.
04:19.3
Ito ay government guaranteed.
04:24.1
O, ang sabi ni Roman, ay Ramon, ay sayang next na lang ako sa RTV31.
04:32.8
Pwede naman yan, ano?
04:33.9
Actually, bago mag-RTV31, baka may RDB3, no?
04:37.9
So, sana ay makuha natin yun, no?
04:44.3
May mga tanong ba?
04:47.2
So, yan po yung ating ano, no?
04:49.3
Kung gusto nyo po magmakita, kung paano mag-participate,
04:52.7
sa Zedpy Co-op natin,
04:54.3
you can check out our joint venture savings
04:57.5
sa bit.ly slash Zedpy SRIs.
05:02.3
Okay, pwede nyo rin po iscan yung QR code na yan.
05:05.8
So, RTV is a very good part of the investment mix
05:09.0
for diversification po talaga natin yan.
05:12.8
So, ako po iservein sa ngayong financial guru,
05:15.1
nagsasabing ang pagyaman, napag-aaralan,
05:18.0
at napagtutulungan.
