01:21.3
At sana marami tayong matututong magagandang araw ngayong araw.
01:27.0
Sa kaling meron matain mo.
01:28.2
Kung gusto mag-asawa.
01:29.9
My God, huwag na.
01:31.6
Kasi ano ngayon eh, usap-usapan ngayon, Atty.
01:35.4
Itong kay, ayan nga, kay Bea at saka kay Dominic.
01:40.6
Na ang chika daw na bakit sila naghiwalay ay prenup.
01:44.0
Siyempre, hindi naman natin alam kung totoo talaga yun.
01:46.9
Di ba? Sila lang naman yata nakakaan.
01:48.5
O baka meron kang inside information. Alam ko, mashowbiz ka rin eh.
01:52.7
Actually, kilala ko sila.
01:54.1
Na-meet ko silang dalawa at had dinner.
01:58.2
Even prior to na naging sila, they were still dating.
02:02.9
So, tingnan nito that time si Bea.
02:05.3
Because we had, we were working on some foundation work for the, she wanted to form one.
02:12.7
Na-meet ko yung guy.
02:14.0
I know the guy from, not personally, I met him.
02:19.5
Ang gwapo naman talaga. I mean, I couldn't blame Bea.
02:28.2
At yun lang ang unang ichichismes ko tungkol doon.
02:31.5
Oo. Anyway, so, yun ano, napag-uusapan nga.
02:34.5
At ang tanong ko nga dyan ay, bakit siya biglang napaka-interesado ng mga tao tungkol dito sa prenup na ito?
02:45.3
Unang-una, ang dami naghihiwalayan.
02:49.8
Nandun na yung kapnyel.
02:51.5
Nadito nga si Daniel ng mga isang linggo, pinagguguluhan siya.
02:58.2
Ang kuya, ngayon naman, nag-announce naman si Sarah Labati, tsaka si Richard Gomez.
03:05.3
Ay, Richard Gugel.
03:09.6
Sorry naman. Sina pa rin ni Lucy Torres.
03:14.5
Sino pa? Si Kim Chu, tsaka si, di ba, updated ako. Wala akong magawa sa siya.
03:19.5
Diba, Jericho Rosales at tsaka yung jowa din niya. Ganyan.
03:23.4
That's confirmed. And they separated long before.
03:28.2
So, kumbaga, at syempre, tinaon mo talaga na valentines na.
03:35.4
Ay, Kong Ye Fatsoy pala!
03:42.3
So, yun. Siguro dahil sa strong interest, and of course, Bea Alonso being popular,
03:49.1
different naman yung kapnyel kasi bata sila. They stayed together for so long.
03:54.1
Naghiwalay. Pero kahit yun, ha? Pag-usapan din natin.
03:58.2
So, it was difficult for them to separate because of the businesses that they entered into.
04:05.3
And I understand that was one of the reasons why it took a while before there were decisions to declare.
04:12.0
Actually, side kwento lang ha. Itong si attorney ay ano yan? Lawyer to the stars yan dati.
04:17.9
Siya yung mga, ano, mga annulment, mga artista.
04:20.8
Kaya hindi na ako nag-asawa. Alam ko na mangyayari. Maghihiwalay din ako. Kaya huwag na.
04:27.0
Kaya huwag na lang.
04:28.2
So, I have friends and, of course, one of my famous client is Vina. I also handled Anal Bintavong Navarro before.
04:37.4
Of course, at Icomilent.
04:39.7
Yeah. Oo. Kaya huwag ka nang mag-
04:42.3
Pag-anahon kasi natin yun.
04:45.9
So, okay. So, prenup. Hindi natin alam. Purely speculative. Pero isa yun sa mga lumabas.
04:54.5
Normally, mag-pre-nup ka lang kung may ito.
04:58.1
Sa couple ang mas mayaman.
05:03.1
Actually, ang case na nakalap ko dyan, kasi na-interview ako, tapos tinatanong ako, may alam ko.
05:08.3
Tapos, ang nakalap ko sa mga ibang chika nila ay, si Bea daw kasi ay nasa 1 billion na.
05:13.4
Tapos, itong si Dominic daw ay nasa 30 million. So, medyo malayo.
05:18.5
Pero sabi ko, 30 million, di na naman yun maliit, ha? Okay na rin yun.
05:23.8
I doubt it is 30 million.
05:28.1
Kasi, the version that came out, chismis to ha, is that.
05:33.7
Parang naging showbiz chismis to ha.
05:36.1
It wasn't what it was. Kumbaga. So, despite that, parang people around Bea felt na.
05:47.1
And in fairness to the guy, he offered daw the prenup.
05:53.8
Uy, that's so nice.
05:55.6
Kasi, ang sinasabi ko nga.
05:57.2
Dapat kasi kung ikaw yung mas mababa yung income level, mas maganda kung ikaw yung mag-offer ng prenup.
06:05.1
Para malinis, di ba? At saka hindi awkward. Di ba? Hindi ka na pag-iisipan.
06:12.1
Oo. So, anyhow. So, I don't know really the real story how it came about.
06:18.0
Or even if I know, I will not tell.
06:21.0
So, well, let's focus dun sa prenup.
06:26.1
This is very common.
06:27.2
It's very common in other countries.
06:29.1
But in the Philippines, it's only common among those who have more than the other.
06:35.3
Especially if the parents feel na you married into someone na might take advantage.
06:46.1
Ang prenup kasi, bago ka mag-asawa, before 1987, yung family code.
06:54.6
Ang naririnig natin,
06:57.2
yung Conjugal Partnership of Gains.
06:59.3
So, pag nag-pre-prenup ka,
07:01.2
there are only three regimes na inaalaw ng batas.
07:07.4
One, yung Conjugal Partnership of Gains.
07:10.4
Second, yung Absolute Community of Property.
07:14.5
And then, yung isa, yung Complete Separation of Property.
07:18.4
Mag-focus lang tayo muna dun sa para klaruhin natin na hindi tayo maano.
07:23.8
So, patlong regime.
07:27.2
Prior to 1987, ang regime nun, Conjugal Partnership of Gains.
07:33.7
So, pinasa yung family code, regime, absolute community na ang default.
07:42.9
Prior to 1987, ang Conjugal Partnership of Gains, you have to have an accounting.
07:50.5
So, kung hindi maganda yung accounting mo,
07:55.3
mahirap kang, parang,
07:57.2
kagdating ng kahiwalayan or what have you,
08:01.9
So, they decided, at the time, in 1987,
08:06.0
na ang default na lang, absolute community of property,
08:09.2
kung anong dala mo sa kasal,
08:14.5
Kasi sa Conjugal, kung ano lang yung income ng couple,
08:20.8
yun lang yung habang buhay yung married.
08:23.9
Yun lang yung kahatian nyo.
08:27.2
Ano kung ano ka, housewife ka lang.
08:30.7
At wala ka namang property.
08:35.0
Kumbaga, kaya ang dami noon ay kahit nanluloko na si tatay, si daddy,
08:43.6
wala kang capacity, you stay in the married.
08:48.3
So, naging productive siya.
08:50.9
So, under regime of absolute community,
08:53.3
whether the wife has a work or not,
09:00.9
Ako, mayroon akong certain level of agreement dyan.
09:05.0
Kasi, yun nga, mayroon namang sense of union.
09:07.3
Pero, maganda rin talaga itong prenup nga,
09:09.9
na mayroong option na tinatanong kung kayo ba ay okay ba,
09:15.8
ay kung gusto nyo ba na-join or separate.
09:18.7
Tama ba yung intindi ko?
09:20.7
Kasi, yung third is yung tinatawag na complete separation.
09:26.2
Talagang walang pakili.
09:27.7
Gastos mo, gastos mo, gastos ko, gastos ko.
09:30.5
So, pwede yun, technically.
09:34.2
So, we don't know which one they agreed upon.
09:37.3
So, if it triggered some form of mistrust, di ba?
09:44.4
Kasi, it's very sensitive in our culture to,
09:48.1
I thought you love me.
09:49.4
Why come you have to have a prenup?
09:55.9
my parents don't.
09:57.2
So, give me the prenup.
09:59.7
So, it's really more of a goodwill.
10:01.9
So, there are a lot of things right now.
10:05.0
Like, very common now that women are empowered.
10:10.4
Sometimes, women are richer.
10:17.2
So, we don't have an alimony.
10:19.5
We don't have a divorce.
10:21.3
So, every time na meron akong nahandle,
10:24.5
ang unang talagang nagpapatagal is yung issue on property.
10:31.9
So, karamihan ngayon ang mga taipans na hiwalay sa asawa,
10:35.7
remain married to their wives,
10:37.6
even if they have other girlfriends or ano nga,
10:41.3
because of the consideration of property.
10:45.2
Actually, nung tinanong nga namin yan,
10:48.6
ano ba yung madalas na source na di pinagkakaunawaan ng mag-jowa,
10:52.7
magkahiwalay man sila,
10:55.3
At ito yung lumabas, no?
10:58.0
So, 60% ay tungkol sa pera.
11:01.7
Tapos, 20% lang yung pangangaliwa.
11:05.5
7% yung pangingalam ng dyanan.
11:08.6
Oras sa trabaho versus family time ay 6%.
11:11.0
At saka mga gawaing bahay, 5%.
11:13.3
So, napakalaking bahagi talaga, no?
11:16.6
Na pera ang pinaguhugatan ng mga away-away na yan.
11:21.5
So, ako inisip ko nga rin,
11:24.1
these guys din, ano?
11:25.2
Kung hindi pumayag na magpirmahan ng prenup,
11:28.4
eh di mas maagang nalaman na nila ngayon
11:30.8
na hindi pala sila MFEO or meant for each other.
11:34.8
Kesa nagtutuloy, di ba?
11:37.0
But I also have an opinion with that survey.
11:39.6
It's actually connected to the second one.
11:42.4
Kasi every time may nangangaliwa,
11:45.4
hindi ka na nakakagigay ng tamang sustento sa jowa o sa asawa.
11:50.5
So, ito ang negative sila.
11:57.0
ayos yung bigay mo,
11:58.2
meron ka na ibang girlfriend,
11:59.4
you start spending other things other than your family,
12:02.6
then it becomes an issue.
12:03.9
Then it triggers.
12:06.7
okay lang kahit na ibang babae ka,
12:08.5
basta ako sustentado,
12:13.5
Very famous athlete na ngayon,
12:17.9
Ilang beses na chismis ko sino-sinong artista.
12:20.4
But the white stain.
12:24.1
hindi na pobibigyan niya, di ba?
12:25.9
So, I think they're connected.
12:28.3
Nangangaliwa and pera are the same.
12:32.1
So, ito talaga, no?
12:34.1
so yung 1987 family code natin,
12:36.4
ang sinabi niya ay kapag tayo ay ikakasal,
12:39.1
kung wala kayong prenup,
12:41.0
yung property na meron ka noong single ka
12:44.6
at yung mga property na makikreate ninyo
12:47.2
na during kayo mag-asawa,
12:49.1
magiging joint yan.
12:54.8
So, meron din palang benefit
12:56.5
ang pagiging becky, ano?
13:00.7
Hindi kami ginakasal.
13:02.8
Pero gusto ko call you.
13:05.2
Kami naman ni Edwin ay sabi ko,
13:08.6
ito rin yung benefit na yung jowa mo,
13:12.7
At saka nagsimula kayo together
13:14.1
and then you grew in the relationship.
13:17.8
So, ang mas, ano dito,
13:20.1
ay parang hindi naging problema
13:23.9
prenup na mga ganyan, no?
13:26.6
Ay, bakit may gano'n?
13:27.7
So, gano'n dapat.
13:34.5
Parang may mali doon sa...
13:41.2
Balikan natin si Bea
13:46.7
That was also even an issue
13:48.5
with Sarah Geronimo.
13:53.9
Parents, apparently,
13:55.4
she's Miss of Sarah said,
13:57.4
my daughter is more,
14:05.9
But, at the end of the day,
14:07.3
walang basagan ng trip, diba?
14:08.8
So, in this case,
14:10.5
it's also very speculative
14:13.1
to even blame Bea
14:15.0
on her ability to handle a relationship.
14:19.3
women are in power now.
14:21.3
She has the right
14:22.6
to take care of her finances.
14:23.9
At the end of the day.
14:29.3
At the end of the day.
14:31.0
I'm happy for her
14:33.3
if that's her reason.
14:35.9
makikita yung good faith
14:38.7
But, we cannot also take it out
14:45.0
Medyo maluhu din yung bata.
14:49.0
And he is friends with
14:54.3
circle friends yung mayayaman din.
14:57.7
Giving up with the lifestyle.
15:00.2
all of this have a reason.
15:02.2
But, they're trying to work things out.
15:04.3
Whatever happens,
15:05.1
that's important.
15:06.4
If they really decide to separate,
15:08.4
una, outside naman tayo,
15:09.4
dun na naman ang kinalaman natin.
15:11.2
i-wish na lang natin sila
15:12.3
ng very, very well.
15:15.4
Tapos, ano ba yung mga ano?
15:18.6
ng pagkakaroon ng
15:20.1
prenuptial agreement?
15:22.1
Ano ba yung pros ng pagkakaroon ng
15:22.1
prenuptial agreement?
15:30.0
I don't know, ha?
15:30.5
Hindi naman ako kasal.
15:35.7
I really don't care.
15:36.4
The pros is this.
15:44.4
90 to 10 percent,
15:51.3
pag magkakasama naman kayo,
15:52.9
yung mas mayaman,
15:53.5
yung hindi naman mag-aambar
15:57.4
The advantage is to clear,
16:00.6
every time you say,
16:01.5
oh, I wanna enter into a prenup,
16:03.5
it's like anticipating that
16:05.6
we might separate.
16:09.1
Yun nga yung mga isang ano,
16:10.9
Eh, bakit pa tayo magpapakasal
16:12.5
kung meron ka palang ganun na,
16:15.5
It's, it's really...
16:16.9
stigma lies also.
16:18.8
the advantages is on
16:21.0
the business side,
16:24.1
But the advantages of,
16:25.6
in terms of the trust
16:26.8
that will have to be created
16:28.3
while you're, you know,
16:29.0
get, you're married,
16:30.5
is a different story.
16:32.7
that's why you don't,
16:34.6
you don't do business
16:39.9
the challenge there.
16:45.1
not with the heart.
16:53.2
I know you've been friends
16:55.2
You also give heart.
17:03.2
I'm gonna correct myself.
17:04.2
I'm looking at the perspective of
17:07.2
the likes of the Gokong Wehis
17:09.2
where you also have brothers and sisters.
17:13.2
makikialam at makikialam sila eh.
17:22.2
But at the same time,
17:23.2
Bea is also self-made.
17:26.2
we really don't know.
17:27.2
It really depends.
17:28.2
It's a case-to-case basis.
17:30.2
the advantages of having a prenup,
17:35.2
So, pero ang sabi nga din sa prenup,
17:38.2
napapalinaw yung financial expectations,
17:40.2
tapos napoprotect yung personal na assets.
17:43.2
Gaya ng sabi mo kanina na,
17:46.2
I came from a previous marriage,
17:48.2
o para maprotektahan naman yung mga anak ko dun,
17:51.2
And then, efficiency ng legal process mo,
17:53.2
sakaling may mangyari,
17:54.2
meron nang set agreement na i-execute na lang.
18:00.2
if you marry again,
18:02.2
and you did not annul the previous one,
18:05.2
and did not distribute,
18:06.2
tapos nagpakasal ka rin,
18:07.2
the second marriage is void.
18:11.2
Pag nangayos yung distribution,
18:14.2
bago ka nagpakasal ulit,
18:16.2
invalid yung second.
18:21.2
Kasi I have already one case na ginawa ko about it.
18:25.2
Anyway, ano naman yung mga cons nito?
18:27.2
So aside from sa nakita natin,
18:29.2
nagkakaroon ng lack of trust,
18:32.2
tapos nauuwi sa hiwalayan,
18:36.2
Ano naman pa yung mga cons ng...
18:40.2
Let's focus dun sa cons ng absolute community.
18:44.2
Hindi ka pwedeng magbenta ng walang consent ng spouse.
18:50.2
Kung kailangan mo na talaga.
18:53.2
Ang dami kaya ngayong mga husband na wants to dispose ng utang.
18:58.2
Will forge the signature of the wife.
19:05.2
Wrong yung mga yun. Ano?
19:07.2
So tinanong natin yung ano, no?
19:09.2
Tinanong natin yung opinion ng mga viewers natin.
19:14.2
Sang-ayon ba kayo sa prenuptial agreement?
19:17.2
Kung sang-ayon kayo or hindi sang-ayon ba?
19:20.2
Mag-comment naman kayo diyan.
19:22.2
Sang-ayon ba kayo sa prenuptial agreement?
19:24.2
At ang lumabas ay ito.
19:28.2
1,174 respondents.
19:37.2
At yung 16%, wala akong jowa.
19:43.2
Alata na talaga na may natutunan na yung mga viewers mo.
19:46.2
Kasi umayaman na sila.
19:48.2
Ang nagpapatuloy na ng prenup, ang mayaman nyo.
19:53.2
Ito na lang siya yung tanong ko.
19:55.2
Ano yung certain level amount ng wealth na meron ka na worth it na magkaroon ng prenup?
20:02.2
Kung may 1 million pesos na bako, magpiprenup na ba ako?
20:04.2
O antayin ko pa katulad ng kabeya na 1 billion?
20:12.2
Alam mo kasi minsan,
20:13.2
pag may pagdududa ka na talaga sa jowa mo,
20:15.2
kahit 500,000 na papaprenup.
20:20.2
True din naman. Diba?
20:22.2
Kung parang disirado ka na, gusto mo na mag-asawa,
20:25.2
eh kaya lang, oh, prenup na nga.
20:29.2
I can't answer that categorically.
20:32.2
Kasi I also know someone who's filthy rich
20:35.2
who was pressured by the family to get the prenup
20:40.2
And he was proven right.
20:42.2
He's still married to that lady.
20:45.2
It really is a case-to-case basis.
20:47.2
We don't know eh kung ano.
20:50.2
So, ito ang mga na-research ko, Atty. ha,
20:53.2
kung sino-sino ba yung mga iko-consider na,
20:56.2
mga couple na dapat mag-consider ng prenup.
20:58.2
So sabi mo kanina, yung may significant assets or debts, no?
21:02.2
Napag-usapan din natin yung previous relationships,
21:05.2
yung mga anak na iyon.
21:06.2
Yung one partner is much wealthier.
21:08.2
Yung business ownership at saka anticipation of inheritance,
21:13.2
pa paano naman yan magiging relevant sa ano,
21:16.2
ano na magkakaroon niya?
21:18.2
If absolute community,
21:21.2
if let's say one of the spouse inherits,
21:27.2
hindi yun part ng absolute community.
21:33.2
So, yun yun sa issue ng inheritance.
21:36.2
Dun sa, what was the other one?
21:38.2
The other one is business interests.
21:42.2
So, the business interests, for example,
21:46.2
in anything that one of the spouse enters into,
21:50.2
must have consent with the wife.
21:58.2
Kasi pag kunwari there's a dissolution,
22:01.2
if it turns out to be assault proprietorship,
22:04.2
hindi lang yung husband ang sisigaling pati asawa.
22:08.2
So, husband and wife, it goes both ways naman yun, no?
22:12.2
Hindi naman ito na lang.
22:15.2
And sino ba dapat ang mag-i-initiate?
22:18.2
kung ikaw ang tatanungin as a lawyer,
22:20.2
sino dapat ang mag-i-initiate ng prenuptial agreement?
22:24.2
Yung isang dapat na makaramdam ka na wala kang masyadong pera.
22:32.2
Basta ka na lang na pag kayo naambunan ka.
22:37.2
So, better yun, ano, para,
22:39.2
I think ito rin para ano eh,
22:41.2
para hindi ka pag-isipan ng iba na,
22:44.2
o nag-goal trigger ka or something, di ba?
22:51.2
Tapos ito lang nakita ko no,
22:52.2
how to initiate daw the discussion on a prenup.
22:56.2
So, sabi, choose the right time with your partner,
22:59.2
then i-express mo yung intention for protection and clarity.
23:02.2
It's not about distrust and anticipating a marriage to end.
23:06.2
Be open and then seek professional advice together.
23:10.2
So, meron ka bang itadagdag dyan na turning?
23:13.2
Alam mo, kung sensitive ka sa partner mo,
23:16.2
mararamdaman mo kung, let's say,
23:18.2
lalo na kung umaasa yung buong pamilya sa gumawa.
23:24.2
You will always find an enemy on one of them kasi,
23:31.2
the marriage now, the family will come first over the parents or the brother, right?
23:37.2
So, kung i-press the case at makaramdam ka na,
23:40.2
oh, let's say ako si Don, si Bea,
23:41.2
obviously, she's the breadwinner.
23:45.2
She really made things big.
23:48.2
She bought a farm for the mom, bought this for the brother.
23:53.2
Ako na magsasabi,
23:55.2
let's do a prenup.
23:57.2
Just to ease the concern.
24:00.2
At saka, parang ano din ano, hindi lang at peace with your partner.
24:04.2
Kasi when you're getting into marriage, parang,
24:07.2
nai-intertwine ka na rin dun sa mga family.
24:10.2
Nai-intertwine ka na rin dun sa mga family dynamics eh.
24:14.2
At saka, para maging smooth lang lahat,
24:17.2
mas okay na talaga na mag-prenup.
24:21.2
Okay talaga yung prenup under a context,
24:24.2
lalo na in our culture where,
24:28.2
unlike in the States, when you get married,
24:30.2
the parents are, you know, everyone's cut off.
24:32.2
Here, we don't cut off, no?
24:34.2
There's still a lot of expectation from your own family to, you know, share.
24:41.2
Sorry, I cut you.
24:43.2
Hindi. Kasi kagabi, ang ano naman ni si Gretchen Ho, in-interview ko kagabi,
24:49.2
tapos ang chika niya, sa research daw nila,
24:52.2
mas nag-succeed yung mga relationships na
24:56.2
halos magkapareho yung economic status.
25:00.2
I believe that. Kasi...
25:04.2
I would look at that.
25:07.2
Sorry, not to say na hindi magiging successful yung may disparity,
25:12.2
pero mas nagiging successful daw yung equal-equal.
25:16.2
There's really no, for me, I'm not married,
25:20.2
but I feel there's really no formula.
25:23.2
Maybe by statistics.
25:26.2
But at the same time,
25:29.2
in the Philippines, for example,
25:32.2
a man and a woman,
25:34.2
the men are expected to earn more,
25:38.2
once she gets all ano,
25:40.2
there's a tendency to be insecure, right?
25:45.2
if you want to win the same thing,
25:47.2
you have to be competitive.
25:49.2
Even within the marriage, it's tiring.
25:53.2
So, if that's the case,
26:01.2
in ang barkada namin may mga lawyers.
26:03.2
Lahat yung successful sa marriage.
26:05.2
You know the key?
26:09.2
Of course, isa ang husband, architect.
26:15.2
Yung isa na hindi na work out ngayon naman,
26:18.2
yung husband was earning less.
26:21.2
So, that could be true also.
26:24.2
we also made it the point that
26:26.2
us, women lawyers,
26:28.2
hang out and go away from that relationship.
26:32.2
we fly away from that relationship.
26:34.2
We travel together.
26:37.2
There's a light on both sides of it.
26:41.2
we have to handle.
26:42.2
Because once it gets so,
26:44.2
you know, clingy,
26:47.2
Actually, yung may sinasabi ko,
26:48.2
for a successful relationship to work,
26:52.2
dapat mayroon pa rin ikaw, ako,
26:57.2
Yun talaga yung magandang kuwala.
27:03.2
So, wala akong maraming maraming salamat.
27:04.2
Maraming tayong mga na-chismis ngayon, ha.
27:06.2
May mga dada-detalye.
27:07.2
So, next na pag-uusin...
27:10.2
Call me when you're not busy.
27:16.2
So, nasa Siargao ka ngayon.
27:18.2
Ano ba yung mga plans mo dyan?
27:19.2
O magkampanya na tayo ngayong balag?
27:24.2
we're still focusing dun sa health
27:27.2
na inaano namin the last time.
27:30.2
And then, we just recently...
27:38.2
And just a few days ago,
27:41.2
we gave out wood stoves
27:43.2
for a carbon credit program.
27:45.2
So, maybe we should talk about that
27:47.2
one of these days.
27:49.2
Next time, ano yung mga pinagkakaabalahan mo
27:54.2
Ay, siguro mas maganda kong on-site.
27:56.2
Nandyan din ako, diba?
28:00.2
Swerte lang tayo today.
28:01.2
Na it's really sunny,
28:03.2
but it's been raining for the past days.
28:06.2
Okay. Thank you. Thank you, Lucille.
28:09.2
Love you. Love you too.
28:11.2
Thank you, everyone.
28:15.2
Okay. So, yan po si Atty. Lucille.
28:17.2
At ako naman ang inyong financial guru,
28:21.2
Nagsasabing ang pagyaman na pag-aaralan
28:23.2
at na pagtutulungan.
