00:47.3
Pero ito yung magandang balita.
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Overcoming financial depression is really possible, especially kung feeling mo overwhelmed ka.
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So right now, first, kailangan malaman muna natin kung ikaw ay financially depressed.
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So I want to make a survey right now and I want to check kung nasaan ka na ngayon.
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And then after that, allow me to present to you kung paano ka makakalabas sa financial depression.
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So kung ready ka na, please type ready right now in the comment section.
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Please get a paper and a pen, ipost nyo muna itong video na ito, kumuha muna kayo ng paper and pen para tayo ay makapagsulat.
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Number one, paano malaman financially depressed ka?
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You worry about bills, utang, pagkatapos niya talagang hindi mo alam kung ano na gagawin.
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May anxiety ka na.
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Kung nang anxiety attack, that's number one.
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Number two, ayaw mo nang buksan ang mga bills mo, ayaw mo na i-check yung mga messages mo dahil alam mo, wala kang pambayad.
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Ang tawag niyan, avoidance behavior.
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Number three, nagbabago na yung pending habits mo.
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In other words, sobra ka nang ayaw ng gumastos, napaparanoid ka na pag gumagastos ka.
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Parang feeling mo, pag ginastos mo ito, paubos na talagang pera, naistress ka na.
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Pang-apat, hindi ka na nakakatulog, may insomnia ka na, di ba yung sleep patterns mo, nagbabago na po siya.
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Meron ka na tinatawag na physical symptoms, naistress ka na, sumasakit ng ulo mo, tumitigas na yung balikat mo.
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Number six, ikaw naman nagkakaroon ka ng relationship strain sa mga kaibigan, kamag-anak, mahal mo sa buhay, parang gusto mo na mag-isa.
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And then, number seven, sobra ka nang overwhelmed na talagang to the point.
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To the point, nag-iisip ka nang hindi magaganda.
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From one to seven, okay, pakitype lang kung ano ang score mo from one to seven.
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Ulitin ko ha, number one, anxious ka na, nag-aalala ka tungkol sa mga bills.
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Wala ka pang bayad sa utang mo, tapos umiiwas ka na sa tao, umiiwas ka na sa mga kaibigan mo.
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Number three, nagbabago na yung spending habit mo, sobra ka nang kuripot, di ba?
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Number four, hindi ka na makatulog.
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Number five, meron ka ng physical symptoms, di ba?
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Hyperacidity ka, tension, muscle tension, and everything.
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Number six, mga taong mga mahal mo sa buhay, inaaway mo na.
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And then, number seven, sobra ka na talagang stressed and overwhelmed.
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Kung ikaw ay nasa score ng at least, ha, one to two years, still okay, but you need help already.
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Pag three to four, ay medyo danger zone ka na.
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Five to six, medyo critical level ka na.
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Number seven, severe ka na.
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So, pakitype lang sa comment section kung ano ang score level mo ngayon.
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So, if you are right now in that situation, you need help.
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And I'm here to help you right now.
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That's the reason why medyo mahaba-haba tong session na ito.
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Please, please, tapusin nyo to.
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I do believe, makakatulong po to sa inyo.
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So, ano yung kailangan po natin gawin, step by step, in order for us to get out.
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Actually, there are five steps already in order for you to get out.
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To financial depression, number one step is acknowledge.
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Acknowledge first that you have really a financial problem.
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The only way you can solve a problem if you admit that there's a problem.
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The only way that you can be cured if you admit that you are sick, agree or disagree.
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Normally kasi pagka dumadadaan na tayo sa ganyan, sa mga financial stress and challenges, denial.
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Deny-deny muna natin eh, di ba?
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Ito lang po ah, if you do not acknowledge na wala kang problema, magkakaroon ka ng problema talaga in the near future.
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You have to already take.
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You have to already take.
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You have to already take ownership that this is really a real situation.
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Again, denying the problem will not make it go away.
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Denying the problem will just make it worse.
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Pero pag hindi mo ina-admit yan, alam mo, hindi mo talaga ma-address yan.
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That's number one.
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Step number two na tayo, after acknowledge, admit.
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Admit that you are responsible.
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When you say responsible, ito lang pong pakiusap ko po.
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I'm going to tell you this in love, hindi dahil huhusgahan kita.
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Honestly, wala naman akong pakinabang kung huhusgahan kita, hindi naman kita kilala eh.
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Stop blaming others for the financial mess that you are in.
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Ultimately, we are still responsible.
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Probably, oo, inutang sa iyo yan na nangako na babayaran ka.
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Pero pumayag kayo.
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Number two, tumulong ka sa mga kamag-anak mo na nangako sila na babayaran ka.
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Let me tell you again this.
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Ayoko kasing masaktan pa kayo dahil nga nasa critical na situation na nga kayo.
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Yung financial situation mo is a reflection of the decisions and choices that you have.
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That you made in the past.
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Kaya nga, minsan may mga mali tayong desisyon or mga habits.
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That's the reason why kailangan po natin i-admit na kailangan may participation po talaga tayo.
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Again, this is not to condemn you guys, but to really tell you na talagang kailangan you accept responsibility.
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Okay, so right now, let me ask you this question.
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Nasa proseso ka na ba na pwede mo nang sabihin na una,
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sino sa inyo nag-acknowledge na meron na talaga kayong financial problem?
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Type me sa comment section.
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Pwede mo bang sabihin, i-admit na talagang responsible ka?
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Step number three na po tayo.
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After you acknowledge and admit, number three, accept.
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Accept that you are in this situation right now.
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You are not in a good situation and accept that you are feeling depressed.
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Kailangan po natin i-confront yung feelings po natin.
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Acknowledge mo na talagang na-stress ka na, na-anxious ka na.
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Ang importante talaga na kailangan po natin i-acknowledge and accept yung feelings po natin.
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Minsan kasi tinidenay natin.
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Ayaw ko maging negative.
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Nati-depress ka na, kapatid.
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Pumapasok ka na dun.
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Yung pagka sa one to seven, ang taas ng score mo, nandun ka na eh.
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Kaya ang tanong ko, anong gusto mo nang gawin right now?
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Right now, you have a choice.
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Again, to ignore it, to bury it.
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Pero alam mo, walang mangyayari.
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So, Chinky, ano yung next step ko?
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The fourth step is this.
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When you say act on it, let us already try to face the problem and find solution to your problem.
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Ito yung pinakamahirap eh.
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Harapin yung problema, harapin yung obligasyon, harapin yung responsibilidad.
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Dahil natatakot tayo, baka mahusgahan tayo, natatakot tayo kung ano sabihin sa atin.
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Natatakot tayo kung ano magiging consequences.
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Well, kailangan talaga natin harapin.
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Agree or disagree?
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Type agree sa comment section kung kayo nag-aagree.
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And anong pakiusap ko lang po ah?
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Pag sinabi mong, Chinky, sige, handa ko na.
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Harapin tong kapalpakang ko, nangyari na talaga sa akin.
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Katangahan ko to, kasalanan ko to.
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Okay, admit mo na.
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Responsible ka na.
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With this process, if you want really to have a solution,
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itong pakiusap ko, you cannot solve a permanent problem with a temporary solution.
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You got to solve a permanent problem with a permanent solution.
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Type agree if you agree.
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Kaya ang pakiusap ko po sa inyo, stop looking for shortcut and start putting it into work.
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Walang shortcut sa success.
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Wala yung mangungutang ka ulit para pambayad ng utang.
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Wala yung susugal ka ulit para may bigla kang kita.
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Stop searching for easy solutions.
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It requires, number one, again, hard work, humility, dedication, consistency, perseverance.
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Ang financial depression po, in reality, it won't not disappear overnight.
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Kaya nga, kailangan mo talagang proseso.
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You got to do the grind.
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You got to start building from zero and from scratch.
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Chinky, nakakatakot naman eh.
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Paano kung di siya mag-work?
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This is number five comes into play.
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Ito yung pinakamahalaga.
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As I mentioned, ano yung five A's nito?
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First A, acknowledge.
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Acknowledge mo na may problema ka.
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Number two, admit na responsible ka.
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Number three, accept na may feeling na de-depress ka na talaga.
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Number four, act on it.
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Gawa mo ng paraan.
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Number five, ito yung pinakamahalaga.
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Kung gusto nyo maayos to, ask God and others for help.
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You do not know, this financial depression that you are feeling is a wake-up call for you to get your life together.
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Stop complaining already and start hustling.
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Hindi mo na naiintindihan.
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This financial depression of yours is God's way of telling you that you need to change.
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Kailangan mo na magbago, di ba?
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Wake-up call mo na ito eh, kapatid.
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Pero ito yung good news.
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Temporary setback lang ito.
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Itong nararamdaman mo, yes, ang laki milyon ng utang mo, yes.
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Hindi mo pwede sabihin, Chinky, na hindi ko naiintindihan.
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Hindi ko naiintindihan.
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Pero naiintindihan ni Lord.
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This is not a life sentence.
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It is time for you to really trust God that God can bring you out of this situation
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because only God will never leave you nor forsake you.
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People can turn their backs from you, but God will never leave you nor forsake you.
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Believe me, I was a product of financial depression in the past.
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And I was able to get out.
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Una, in-acknowledge ko na may problema ako.
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Number two, in-admit ko na responsible ako.
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In-accept ko na itong nararamdaman ko, depressed ako.
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Number four, ginawang ko ng paraan.
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And number five, I ask God and I ask people for help.
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Let me tell you this, my friends, mga kaiponaryo.
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When you embrace this step-by-step, itong five-step na ito,
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you can break free from the grip of financial depression
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and live a more fulfilling life.
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Believe me, for this light and momentary troubles
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can far outweigh the promise of God that He can set you free
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from this financial stress and financial debt you are experiencing.
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Ang kailangan mo lang, magtiwala.
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Ang tanong ko, handa ka na ba magtiwala?
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Hindi sa akin, kundi sa kanya.
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Pag ang sambi mo, handa ka na, type handa na sa comment section.
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So I want you to share and pour out your feelings in the comment section
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kung ano ang na-realize mo.
09:52.0
Ito ay aksidente na napanood mo lang itong video na ito
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at nakaminister ito sa iyo, nakatulong ito sa inyo.
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Do me a big favor, i-cut-paste mo naman itong video,
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i-post mo naman sa social media account mo
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or i-share mo ito sa mga friends mo
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na alam mo may pinagdadaanan na na-financially depressed na
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at naghahanap na ng kasagutan.
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Ito na maari, maari ang kasagutan niya.
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Tatandaan, tamang karunungan, tamang disiplina,
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ang susi sa pagyaman.
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Thank you for watching!
