#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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Rental property natin, yung Madela One.

At syempre tatawagin ko ang aking co-host ngayong gabing to

para siya yung magdi-discuss noong Madela One Rental Property.

Ayan, so ito yung mga rental property JVS mechanics,

property description, performance, at paano sumali sa Madela One.

Okay, so sa joint venture savings, ang ginagawa natin is

pumipili tayo ng specific project to support.

Okay, so ang nangyayari is profit and loss sharing scheme instead of fixed interest.

So for example, sa mga rental properties, base ito sa mga collection natin sa renta.

And then kung ano yung nakolekta, yun yung paghahatian ng SEDP

pati na ng ating mga support.

Ang joint venture savings ay isang proactive savings system.

So ano ba yung real estate JVS purpose?

Ito ay pag-provide ng affordable and decent housing and business spaces

para sa mga low-income households.

Ito din ay makakapag-provide ng alternative investment to small social investors

with capital preservation.

So hindi nababawasan yung inyong...

So ito yung Madela One na property.

And ito ay may tatlong units na commercial property.

So meron dyang...

So ngayon ay fully occupied.

So ang mga tenants natin is Mercury Drug.

Kanina naman nakita ninyo.

Isang cafe at isang barbershop.

So ayan yan ngayon.

Yung ating...

Yung mga tenants sa Madela One.

Oo.

So ito lang nakakaaliw kasi meron akong update dito.

So nakikita nyo yung smaller na...

Yung bigger na rectangle.

Na quadrilateral na lang.

Oo.

Oo.

Na ano.

Ayan yung ano.

Ayan yung property.

Pero hindi natin pinag-occupy yung likod kasi wala pa tayong budget noon.

Tapos itong mas maliit na square, rectangle or quadrilateral natin

ay hulaan mo, Flo, kung anong maipapatayu dyan.

Magiging kapitbahay ng ating rental property.

Hala, hindi ko alam.

May clue ba? May clue?

Oo.

Bubuyog.

Ay, Jollibee!

Yes! Magtatayo ng Jollibee.

Wow!

Magtatayo ng Jollibee.

Magtatayo ng Jollibee.

Magtatayo na lang yan.

So dadaming tao.

Yung food traffic.

Ano, happy.

Magkikita nyo po dito sa medyo sa side na to.

Ay, ano yan.

Nasing cursor.

Nakikita nyo.

May space pa.

So meron pa po tayong pwede pa natin dikitan si Jollibee.

Papatayoan pa natin dyan.

Tapos pwede natin i-extend.

Sa likod.

Yung ating construction.

Kasi nga mag-i-increase yung food traffic.

Feeling ko magre-request itong si Mercury Drug na palakihin yung ano.

At maganda rin kasi talaga yung location.

Ito po yung simbahan.

Yung simbahan.

Tapos ito po yung school ng simbahan.

Ito yung pula dito.

Di ba ito yung simbahan?

Yung pula na maraming kalawang dyan.

Yan yung gymnasium.

Yung tapat po niyan.

Doon yung bahay namin.

Doon kami lumaki.

O, di ba?

Parang sa pag-dation kayo, no?

Yes.

Doesn't matter talaga.

Usually, di ba doon ang mawiyayaman?

Managaharing uri sila.

Basta, magpapag-Jollibee na kami.

Ayan.

O, di ba?

Ayan.

Ano yung mechanics ng joint venture savings natin?

Sige.

So,

ang nababas,

panggit ko nga kanina,

profit sharing tayo.

So, yung kung ano yung kinita

or nakolekta sa renta,

yun yung paghahatian.

So,

kung ano yung net income

is madi-distribute sa

investors,

pero bawas yung ating property management fee

pati yung ating tax payment to government.

So, 7% yung tax payment to government.

Yung property management fee,

15% para doon sa mga nakalagay.

choice isodee na quarter naka-invest na sa madela one.

.

And then, magkakaroon tayo ng bago na i-ooopen natin,

yun, yung madela 1A,

20% ang magiging Paula,

istas management fee neto.

Okay.

Okay.

So, ang pwede nating magiging contribution dito

kung tayo ay mag in messo o mag sisave

is 100,000 pesos per contribution.

Okay.

Kailangan P200,000 na yung ipapasok mo

Or P300,000, P400,000, P500,000

Yun na yung maximum natin na mai-invest

So ito ay exclusive to CEDP co-op members

So kailangan yung muna magpa-member

And magawa yung requirements natin to be a co-op member

And then yung JVS contribution

Nag-tatanong si MD kung paano daw ba maging member ng CEDP co-op

Ipapalabas ko nga lang itong video natin

Kung paano maging CEDP co-op member

Handa ka na bang lumevel up sa savings mo?

Join the CEDP ka-sosyo community

And get started to be a social investor today

Step 1

Umatend ng self-paced online pre-membership education seminar

Mag-sign up sa bit.ly slash CEDP co-op PMES

Now na!

Step 2

I-deposit ang iyong initial share capital, membership fee

At joint venture savings sa GCash, BDO Online Banking, BPI Online Banking

Maya, EasyPay, or Direct Bank Deposit

Daming options, di ba?

Sundin ang simple instructions sa bit.ly slash CEDP Pay

Para makapagsimula

Step 3

Mag-login sa iyong CEDP SRI online account

At ipaalam ang inyong deposit

Go to bit.ly slash CEDP online SRI

At kami na ang bahala sa'yo

Ano pang inihintay mo?

Sali na sa CEDP ka-sosyo ngayon

And let's start building a brighter financial future together

Yan!

So yung 100,000 or more na iko-contribute ninyo

Mababalik yun

Kung binenta yung property

Or nag-end yung property life

Okay

So yung next natin is

Yung returns and payout

So ito, as I mentioned

Depende siya sa rental collection

So variable yung return

Projected ng 6 to 15% per annum

This is tax-free since ko-opayo

Bakit naabot hanggang 15% flow?

Ayan, kasi syempre

Yung rental natin, nag-i-increase yan

So, for example, yung sa mercury drug

Every year is nag-i-increase

Yung iba din ay mag-i-increase

Throughout the years

So kaya, ang projection natin ay

Pwedeng umabot ng up to 15%

Yung kikitain

So, ayan

Tax-free ito dahil

Ko-op nga ang CEDP

And then

Kung winidraw mo yung contribution

Before 2 years

Merong exit fee ito na

3%

So, itong investment natin

Like other joint venture savings

Ay walang guarantee

And then, yung property na

Madela

CEDP pa rin yung magmamayari

Nung property na ito

Ayan, so

Tuwing kailan yung ating

Payouts, ito ay

Quarterly

Based on actual rental collections

Tapos makikredit ito

Sa CEDP wallet

So, once nasa CEDP wallet na ito

Pwede ninyong i-withdraw

O kaya, i-reinvest

So, just a reminder

Yung amount in your wallet

Does not earn

Okay, so ang start date natin

Yung Madela 1

Nag-start noong 2020

And immediately nag-earn

Ng rental income

And yung Madela 1 naman

Is

Today ang start

And

Dating nang

Nang 8

At tama ba?

Nung end ng quarter

Is makaka-payout na

Ayan, so

So far, yung

January to December

2023

Ito yung naging rental collection

Natin dun sa tatlong

Dun sa tatlong units

So

775,273

Yung nakolektang renta

And then

Binawas natin yung property management

Which is

116,291

And yung tax na

54,269

So, yung paghahati-hatian

Na profit is

604,714

Ayan, so

Yung

Ano, no?

Yung halaga nung ating

Property

Is dinivide natin

By 100,000

So

Doon sa 8,000,000

Na property value

Pag dinivide yun sa 100,000

Is 80

So

Yung payout per unit

Or per 100,000 na investment

Is 7,559

Okay

So

Nung 2023

Ang kinita nila

Ito is

7.56%

So, ito yung payout per unit

Na 7,559

Divided by amount per unit

Which is

100,000 pesos

So, ano yung

Senaryo pagka

Fully occupied

Katulad ngayon

So, ito yung

Yung

Project

O yung

Tinitignan natin

Na magiging kita

For this year

So

Yung rental collection

Will be

818,211

Minus the property management fee

So, sa Madela 1

This is 15%

So, 122,731

Ang Madela 1

Ay naman na 20%

Is

Kili ko may

May Madela

Oo

Okay, so

Basta yung sa

Presentation lang muna

Yung tignan natin

At saka yung

Mukhang dun lang

Naman nagkamali

Oo

Dun sa

Ano naman

Ah, okay

So

Dito lang

Ayan

Ayan

So, ang magiging

Payout per unit

For Madela 1

Is

7,978

Ang Madela 1

Ay naman

Is

7,466

So, ang expected return natin

For 2024

Sa Madela 1

Ay 7,466

7,98

Ang Madela 1A

Is

7,47

So, napakaganda

Ng returns ito

Ayan

So, ito lang yung

Ating summary

Nung kaninang

Diniscuss ko

Na terms and conditions

Okay

So, again

Minimum

And in multiples

Of 100,000

Ito

Tapos may

Yung returns

Expected returns

Ay 7,250

Okay

So, ngayon

Ang availability

Is

Nasa 400,000

And then

Yung property value

Natin is

8,000,000

Tapos ngayon

Ang

Naka set

Na set the counterpart

Which is

20%

Is 1.6

Million pesos

And then

Yung

Meron ng mga

Meron ng mga

Social investors

Is 6,000,000

So, ang

Wala na lang

Na

Kulang na lang

Natin

Is nasa

400,000

Ayan

So, yung mga

Binanggit natin

Na rate

Is per

Anong si

Anong si

Anong si

Mimi

Ang tanong

Ni Mimi

Ay

Per anong ba

Yung rates

Na binabanggit mo

Yes

Annualized na yung

Rates

So, per anong ito

Ayan

Okay

So, paano sila

Sasali

Just to summarize

Okay

So, kailangan natin

Na

Whether it's

Fresh deposit

Or reinvestment

Kailangan

Ang pipiliin ninyo

Is

Madela 1A

Yung sa fresh deposit lang

Siyempre mag-deposit

Kayo ng investment ninyo

And then

Mag-inform deposit

Yun yung pipiliin

Sa ating system

And then

Sa reinvestment naman

Mag-add kayo

Ng reinvestment

Ayan

So, if you want to

Want to contact us

Pwede kayong mag-reach out

Sa facebook.com

Slash

Zedpi

And email natin

Na support

At zedpi.com

And ito yung mga

Contact details natin

So, pwede kayong tumawag

Sa aming landline

So, if nandito lang kayo

Sa Manila

7

7

0

0

0

0

8

5

5

O kaya pwede din kayong

Mag-contact

Through our

Facebook page

Or

Cellphone number

Nasa Viber kami

And WhatsApp

So, kahit na

Abroad kayo

Pwede nyo pa rin

Makontak itong aming number

So, ito ay

Plus 63995

423

0830

Ayan

And ang aming

Command center

Ay nasa

Quezon City

Sa tapat po

Ng Ateneo

Ito po ay

Sa Loyola Heights

Kondominium

Ayan

Okay

Sige

So, yan po

Ang episode natin

Ngayong gabi

So, maraming maraming salamat po

Ako po si Sir Vince

Ang inyong financial guru

Nagsasabing ang pagyaman

Na pag-aaralan

At napagtutulungan