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00:00.0
So ano yung mga pinasokan mong negosyo?
00:03.7
Mostly hotels and real estate.
00:06.0
Ano bang pinagkakakitaan ni Papa P aside from showbiz?
00:10.3
At paano ba siya dumidiskarte pagdating sa investment?
00:13.9
If you are interested, panuorin nyo to.
00:15.8
Videos that will make you wealthy and debt-free.
00:22.4
Hi there, this is Ching Quitan, your Pambansang World Coach.
00:25.4
Ako naman talagang naging interesado ko, nakita ko kay Mama OG
00:28.8
na in-interview niya sa Papa P.
00:30.4
Si Piolo Pascual po is one of the most, for me, I respect him a lot.
00:35.6
Especially not because of an actor.
00:37.3
Because I've met him several times sa mga events, sa corporate events.
00:40.9
I was speaking, siya naman po hosting or if not naman, siya po yung parang special guest.
00:46.1
And from time to time, nagkakausap po kami.
00:48.2
Talagang medyo na-impress talaga ako.
00:50.2
Magaling siyang ika nga na negosyante at investor.
00:54.2
Wais na wais po siya.
00:55.9
Ang gusto natin malaman, kung ano ba ang kanyang diskarte?
00:58.9
Saan ba siya kumukuha ng pera?
01:00.5
At paano niya pinapalago ang kanyang pera?
01:02.5
Let's watch this.
01:03.2
I guess it's one of the reasons why I stay active in this business.
01:06.4
Para meron nga pang-invest.
01:07.6
Being practical and all.
01:08.9
So yun lang naman yung sakin.
01:10.0
So, nag-offer ang dreamscape lang.
01:12.2
So, sabi ko, ilang days yan?
01:14.1
Sabi niya, 100 days.
01:17.3
100 days na episode.
01:21.5
Just to give you a perspective, no?
01:23.5
Well, anyway, alam naman natin na main source ng income niya is pagiging artista.
01:27.5
Just to give you a perspective.
01:28.8
Binilang niya 100 days ang taping.
01:31.4
And FYI, ang mga artista po na tulad po namin,
01:35.9
Dati po, nag-artista rin po ako.
01:38.3
Bayad kami kada araw.
01:40.2
Araw po ang bilangan.
01:41.6
Just to give you a perspective,
01:43.2
ang balita ko, balita ko,
01:46.7
mababa na po ang kalahating milyon sa isang araw ang taping.
01:50.8
Kalahating milyon.
01:52.6
Let's say, kung kalahating milyon din po ang PF ni Papa P,
01:59.3
sample lang po yan.
02:00.8
I may be right, I may be wrong.
02:02.3
Don't quote me for this.
02:03.8
Pero for computation purposes,
02:05.4
that's 50 million pesos po ang pwede niyo kitain in 100 days.
02:11.2
Pero ang question lang,
02:12.1
pag kumita niyo siya sa 50 million,
02:13.5
ano ginagawa sa 50 million?
02:15.1
Ito yung sabi niya.
02:15.8
Tapos marami akong pang-invest.
02:17.3
So, meron ng mga partners,
02:18.8
tumutulong kasi wala ka ng mga oras for that.
02:20.8
Pero yung pinakamalaking pinaglalaroan ko ngayon,
02:23.9
pinagkakamisi yung ka-on the side is
02:26.7
Yun yung resort mo.
02:28.8
Sabi na ako magtrabaho
02:29.6
kasi pambilin ng materyales,
02:31.3
pambilin ng kahoy,
02:32.6
pambilin ng bakal.
02:34.4
ilang years ko na ginagawa.
02:35.8
Tapos, I want our house to be nice.
02:38.4
So, hindi natatapos.
02:39.5
Hindi na ako natatapos sa trabaho.
02:41.4
Pero yung investments,
02:42.7
kailangan natin yun
02:43.4
kasi hindi naman tayo pata forever.
02:45.3
Kasi hindi naman tayo pata forever.
02:48.3
Okay, very clear po na sinabi po niya.
02:50.3
Nag-i-invest talaga siya sa property.
02:52.2
Meron siyang farmhouse sa Batangas.
02:54.7
Pero one thing that really caught my attention
02:57.9
hindi talaga tayo,
03:00.1
Honestly, talagang totoo yan.
03:01.8
Kaya nga, I want to challenge
03:03.2
everyone who's watching this.
03:04.9
Hindi porket malaki ang kita mo,
03:07.3
Huwag natin isipin yung malaking kita ngayon.
03:10.8
Lahat ng ikang kumikita na malaki,
03:13.6
may hangganan din yan one day.
03:15.4
Kasi minsan, nang bubudol po tayo,
03:17.0
nagkakaroon tayo ng mindset
03:18.1
na walang katapusan to eh.
03:19.2
Di ba? Lalo na kung maganda negosyo mo.
03:20.9
Lalo na kung malaki ang sweldo mo.
03:22.2
Lalo na kung nga re-artista siya.
03:24.6
Pero ang problema,
03:25.3
lahat yan may hangganan.
03:26.2
Kaya kailangan isipin po natin,
03:28.7
We expect the best,
03:30.0
but we always prepare for the worst.
03:32.1
Just in case na matapos na itong kontrata ko,
03:34.0
matapos na itong negosyo ko,
03:35.4
matapos na itong sweldo ko,
03:37.4
ano na yung fallback ko?
03:38.4
Kaya kailangan po,
03:39.4
ang ginagawa pong dapat natin,
03:41.1
katulad ng piyolo,
03:42.2
nag-i-invest siya for the future.
03:43.9
Yung perang na iipon niya ngayon,
03:47.8
always remember this,
03:48.9
the younger you will take care of the older you.
03:51.7
Pero if the younger you
03:52.8
keeps on spending money
03:54.1
at wala kang naiiwan,
03:56.2
Who will take care of you
03:57.7
when you grow old?
03:58.7
Kaya nga ang next question yan,
04:00.1
ano pa yung mga moves?
04:01.8
Medyo interesado ko
04:07.6
Yung business partner ko
04:10.3
siguro nasa tatlo,
04:11.4
atat na yung mga susunod.
04:16.4
Yung mga ganun properties
04:17.7
na pwede kang mag-build
04:20.0
Yan talaga hiling ko eh.
04:21.0
Meron din ko yun ni Katrin.
04:24.4
Dalawa lang ba kayo?
04:26.2
Mas maganda yung ganun
04:27.7
kasi at least may kashir
04:31.3
what keeps me at love
04:32.3
is the real estate.
04:33.5
Okay, saan po siya
04:35.4
Makikita mo hotels
04:38.4
bakit siya pumapasok?
04:40.9
pagdating po sa mga ganun
04:41.9
kasi stable ang demand.
04:43.4
Whether we like it or not.
04:45.9
sinabi niya Bora,
04:47.2
yung mga ano talaga
04:49.5
Talagang malaki ang demand.
04:52.4
Income generation po yan.
04:54.5
may mga additional services
04:58.2
mga event hosting,
05:02.1
Diversification din.
05:03.6
hindi naman pwede lahat
05:05.4
Kung may property ka,
05:06.5
mas maganda na rin.
05:07.4
Meron kang commercial.
05:08.5
And that is one of them.
05:11.4
may long-term appreciation
05:13.1
Lalo kung maganda yung resort mo.
05:14.6
Kaya binili mo rin ito
05:15.5
sa'yo ng 50 million ngayon.
05:17.4
In the near future,
05:18.4
pwede maging 100 or 150.
05:20.5
Lalo kung kumikita yan.
05:21.4
At syempre naman,
05:25.4
may laki ng opportunity.
05:27.8
ang pinaka-best pa niyan,
05:29.6
is yung personal enjoyment.
05:32.3
Kung meron kang resort at hotel,
05:33.6
kung kailangan mo talaga
05:36.0
Pero isang napansin ko
05:38.3
kung napansin niyo rin,
05:39.8
na hindi lang siya mag-isa
05:41.0
sa kanyang mga investment.
05:43.2
And tama ang ginawa niya.
05:45.0
Hindi porket may pera ka,
05:46.2
papasukin mo yung resort
05:47.2
na hindi mo alam.
05:49.3
imbis na kumita po kayo,
05:50.5
baka balugi pa kayo.
05:52.2
nakipag-partner siya,
05:54.2
with people who are already
05:55.4
in that industry.
05:57.0
alam mo sa totoo lang,
05:58.1
pag ako sa kanya,
05:59.1
baka hindi nga siya
05:59.8
naglabas ng pera.
06:00.9
Baka nilabas lang niya
06:01.9
yung kanyang brand equity
06:05.1
partner si Piolo Pascual dito,
06:08.6
makikilala yung lugar.
06:09.9
Pag nakilala yung lugar,
06:11.6
eh papatronize na mga tao yan.
06:13.9
ang galing po talaga
06:16.7
may tinungnung nga eh,
06:18.2
saan ba talaga majority
06:19.6
aside from yun nga
06:25.8
What keeps me afloat
06:26.9
is the real estate.
06:28.6
ever since I started out
06:29.6
in this business,
06:30.3
yung sinabi sa akin
06:32.0
ang nag-save sa kanya,
06:32.8
nag-save doon ng career niya,
06:33.9
ng personal life niya,
06:36.3
ever since I started out
06:37.4
in this business,
06:38.1
pag may sobra akong pera,
06:41.0
saan siya talaga heavily invested
06:42.3
at kumukuha ng cash flow
06:43.6
sa real estate po?
06:45.0
At sinabi niya si Mami V.
06:46.5
Kung sino si Mami V?
06:47.4
And that is Vilma Santos.
06:51.9
ang sumalba sa kanya
06:52.7
nung siya ay nawalan po
06:53.7
ng kita sa showbiz
06:54.8
ay yung kanyang bahit lupa
06:56.6
at yung mga pinapaupahan niya.
06:58.4
this is really smart.
06:59.6
Ang kagandahan kasi
07:01.4
whether we like it or not.
07:03.1
nag-a-appreciate po
07:03.9
yung price niya in time.
07:06.0
kung meron kang paupahan,
07:08.1
kung meron ka lang
07:08.6
paupahan ng P25,000
07:10.1
at kung may apat ka lang
07:12.0
may P100,000 ka na
07:13.3
pumapasok on a monthly basis.
07:15.8
alam mo mga friendship nun,
07:17.1
mga kababayan natin,
07:18.7
kung papasok lang kayo,
07:20.2
kung meron lang kay extra cash,
07:22.0
real estate is the way to go.
07:24.7
Tinanong din ni Mama OJ
07:26.1
kung umabot ba sa punto
07:28.2
at nabaon ba sa utang
07:33.2
bata pa lang ako.
07:34.6
Hilig ako sa paluwagan,
07:36.0
hilig ako sa pag-save.
07:37.4
nung nag-artista ako,
07:38.3
nagpira ako sa States
07:39.9
pagbalik ko dito,
07:40.8
wala akong magtrabaho.
07:41.7
So, kailangan akong gawin lahat
07:43.1
para magkaroon ako
07:44.1
ng magandang buhay.
07:46.2
nag-start ako magtrabaho
07:49.6
I'm still grinding.
07:52.4
tsaka lang ako mag-i-invest.
07:54.0
nung utang-mutang mo na ako,
07:55.3
kaya kong bayaran in one year
07:56.4
through my hard work.
07:57.4
Na alam kong kaya kong bayaran,
07:58.8
hindi ako bibili na isang bagay niya.
08:00.2
Wala akong kakayanan.
08:02.3
Or kung malaking investment,
08:03.8
ilo-loan ko na kalang
08:04.6
kung kaya kong bayaran.
08:05.4
Meron akong pang-bayar.
08:06.9
So, practical ako,
08:07.8
hindi ako mag-uutang
08:08.6
para sa isang bagay niya.
08:09.6
Hindi ko kaya pag-i-invest.
08:10.5
Papiso-piso, okay na ako.
08:12.5
Ang galing-galing-galing-galing naman.
08:14.5
Napaka-practical po.
08:15.9
Isang CP, papapi.
08:17.5
Talagang isang ganap na tunay
08:19.9
Nagiipon muna siya
08:20.8
bago po yung bili.
08:21.7
That's number one.
08:22.6
Diba, ayaw niya ng utang.
08:24.9
Eh, tayong mga ipunaryo,
08:26.1
galit talaga tayo
08:26.8
sa mga masamang utang.
08:28.9
eh talagang bago niya bilhin.
08:31.1
Talagang pinag-iipunan po muna niya.
08:34.2
At hindi siya papasok
08:36.0
na hindi niya kayang panindigan.
08:38.1
Grabe naman talaga, no?
08:39.5
Kaya mga friendship, no?
08:40.7
Huwag sana tayo matukso.
08:42.0
Ang kalaban lang naman talaga natin
08:43.5
kung bakit tayo pumapasok
08:44.9
minsan sa mga bagay
08:46.9
na hindi natin kaya.
08:48.0
Kasi natutukso tayo.
08:49.1
That's number one.
08:50.0
Number two, marupok po tayo.
08:51.7
Number three, naiingit po tayo.
08:54.2
gusto natin magpa-impress
08:56.9
gusto natin patunayan
08:58.0
na kaya rin po natin.
08:59.2
To the point nga,
08:60.0
ayun, napasubo po tayo.
09:01.5
At sino po sa inyo,
09:02.9
once in your life,
09:04.6
at guilty po kayo
09:05.6
imbis na nakuha nyo
09:08.5
Dahil nga hindi nyo nabayaran.
09:10.5
Type guilty sa comment section.
09:12.9
So, ang tanong naman next is this.
09:15.6
Paano ba dumiskarte
09:18.9
Pagiging isang ipunaryo.
09:21.1
Paano ba siya nag-iipon?
09:22.6
So, piso-piso okay na ako.
09:24.8
Kailangan excess money lang talaga
09:26.7
Pag ginamit mo na yung
09:27.6
pinaghirapang mong pera,
09:29.6
Ayan naman pala eh.
09:31.0
Nag-uumpisa rin na maliit
09:33.1
Pa-piso-piso muna
09:34.3
o hanggat lumaki siya.
09:36.4
ang ginagawa niya,
09:37.7
pag ginamit mo na daw
09:38.9
ang pinaghirapang mong pera,
09:44.4
Yung parang huwag mong sasagarin
09:45.8
kasi pag sinagad mo na,
09:47.9
bibili ka ng bagay.
09:52.0
You only minimal amount.
09:55.1
huwag mo ika nga,
09:56.2
huwag mo ibabuhus.
09:57.4
Kasi sa totoo lang,
09:59.1
walang matitira po sa inyo.
10:01.0
ang nangyayari po karamihan
10:03.4
nagbibuild ng bahay.
10:10.5
Sinasagad po talaga.
10:11.4
Eh, to the point,
10:13.8
pag nag-budget ka ng 10 million,
10:16.2
mag-overspend ka,
10:17.3
magiging 13 to 14 million.
10:19.0
Kaya ang daming mga bahay
10:20.4
na hindi nakatatapos.
10:24.5
kung mayroon 10 million ka,
10:25.5
nag-budget ka ng 2 million
10:27.9
At kung sumagad ka man,
10:29.0
kahit na mag-3 million ka,
10:30.8
Eh, mapatatapos mo
10:31.9
yung bahay na yan.
10:32.8
Kaya huwag mong sasagarin.
10:34.5
Yan, sinabi niya,
10:35.4
yung pinaghirapan mong pera.
10:38.2
Ang galing-galing nun.
10:39.3
At ito pang tanong
10:41.3
ikaw ba ay may utang?
10:43.4
pitignan nga natin,
10:44.9
kung may utang check siya.
10:46.0
Meron pa rin bang utang
10:48.9
Utang siya in such a way
10:50.2
na because you're expanding
10:52.0
and at the same time,
10:53.1
kasama yun sa business eh.
10:54.3
Ang galing-galing-galing-galing-galing
10:56.1
naman talagang wala.
10:57.1
Ano talagang napapabilib
11:00.0
sinasabi nga niya
11:02.9
There are two types of debt.
11:04.9
and number two, bad.
11:06.7
Bad, nangutang ka
11:07.5
pero walang balik.
11:08.5
Good, nangutang ka
11:10.2
Siya nangungutang siya
11:11.1
to expand the business.
11:13.2
Mang gandang balik yan.
11:14.5
And the key word is expand.
11:16.0
I don't really recommend people,
11:17.6
especially kung ikaw eh,
11:18.6
watching my channel
11:19.4
for the very first time,
11:20.4
I don't recommend you
11:22.0
para mag-start ng negosyo.
11:24.1
kasi 90% chance of losing
11:26.2
kasi nga nagka-trial and error ka pa.
11:29.6
because expanding
11:31.4
proof of concept ka na.
11:33.4
Pag may proof of concept ka na,
11:36.4
kasi siguradong may papasok na benta.
11:40.2
pagdating naman sa investment,
11:41.6
siya ba ay nag-i-invest
11:45.5
pang pinag-i-investan?
11:47.2
Kasabihan nga na yun,
11:48.0
you don't put all your eggs
11:49.8
Even if you have enough,
11:50.8
if you need something
11:51.8
for something else,
11:52.7
you save money for the rainy days
11:54.0
so you're still liquid.
11:55.1
So yung mga excess lang yun
11:56.1
na pwede mong unang.
11:59.5
financial advisor to.
12:02.4
Yung tama siya eh.
12:03.7
Diversification is key eh.
12:05.0
Never put your eggs
12:07.4
At paulit-ulit niya
12:09.4
na talagang sana naman
12:10.5
kapulutan natin ng aral,
12:12.7
na money you can afford
12:16.8
Ako pagdating sa investment,
12:20.1
maganda yung investment,
12:21.2
pero hindi ko invest
12:22.8
kasi malaking kikitain ko.
12:25.3
yung certain amount
12:27.3
Kung kumita, fine.
12:29.8
I will not lose sleep.
12:31.0
Always think like
12:32.0
a safe and conservative investor.
12:34.9
ladies and gentlemen,
12:35.9
pagdating sa investment ha,
12:39.5
that's not for you.
12:43.9
Hindi aksidente na
12:45.5
itong video na ito.
12:46.8
Confirmation na ito.
12:47.6
At yung last question.
12:49.3
Sa talang buhay ba
12:51.2
na scam na ba siya?
12:53.7
madaling maniwala
12:57.5
pinaginapang ko kasi
12:59.2
Magihirapan ko na rin
13:00.7
Hindi ako naniniwala
13:07.1
mag-background check.
13:09.7
Kaya medyo ano ha.
13:11.7
Yun na sinabi niya
13:12.6
na hindi daw siya
13:15.8
madaling maniwala
13:17.1
at nag-i-invest lang siya
13:19.2
talagang pinagkakatiwalaan niya.
13:22.4
Hindi siya utuhin.
13:25.4
kung may alam ka sa buhay?
13:26.8
Kaya kailangan po
13:28.7
That's the reason why
13:29.5
ladies and gentlemen
13:30.6
never invest in something
13:31.9
that you do not understand
13:33.8
profitable it may be.
13:35.1
Para hindi tayo mauto.
13:36.1
Pag hindi nyo naintindihan
13:39.6
Nag-aalin na nga ka
13:42.3
Hindi siya naniniwala
13:44.0
lalo na sa overnight success.
13:46.7
if it's too good to be true
13:52.0
pinaghirapan natin daw yung pera.
13:54.1
Pinaghirapan daw niya yung pera.
13:55.8
iniingat-ingatan niya.
13:57.2
Kaya nga huwag niyo po tayong
13:58.1
maging ano honestly.
14:00.6
pero pag greedy po tayo
14:03.8
maluloko po talaga tayo.
14:06.0
Yung pangatlo lang.
14:06.9
Pangatlo lang po.
14:07.6
Medyo mag-iingat lang po ako.
14:09.8
may partially tama
14:11.8
mag-iingat pa rin ako.
14:13.3
Yung sinasabi niya
14:14.0
nag-i-invest lang siya
14:15.6
pinagkakatiwalaan niya.
14:21.8
pagdating po sa investment
14:23.1
hindi nang tiwala
14:24.1
ang pinag-uusapan natin.
14:26.2
dapat hindi ka rin
14:27.3
madaling maniwala
14:28.2
pag di manintindihan
14:29.3
pero ito yung dangerous part eh.
14:30.8
Kung nagtitiwala ka lang
14:37.6
manloko at manakit sa atin.
14:39.5
Agree o disagree?
14:40.4
Type agree sa comment section
14:41.5
kung nag-a-agree po kayo.
14:42.8
Pagdating po sa investment
14:43.9
hindi po tiwala lang ang issue.
14:45.8
Ang tinatanong natin
14:47.7
naintindihan mo ba?
14:49.7
willing ka ba malugi
14:50.8
sa itong investment na ito?
14:54.1
can you really recover from this?
14:56.7
hindi mo naintindihan
14:57.9
tapos hindi ka willing malugi
14:59.0
hindi ka makarecover
15:01.6
huwag mo nang pasokan yan.
15:02.6
Pero pag sinabi mo
15:03.6
ay naintindihan mo
15:04.6
willing ka naman maulus
15:05.8
kung makamawala to
15:06.9
willing ka na recover
15:08.8
So, itong episode na ito
15:11.5
Sa maikling usapan nila
15:13.1
ang dami natin na pulot
15:14.4
kaya kung gusto nyo
15:15.4
mapanood po yung full version
15:17.1
full version 20 plus minute
15:18.6
ang kinuha lang po natin
15:19.7
less than 4-5 minutes
15:22.3
Maraming pa kayo matututunan
15:23.5
kaya pumisita na lang kayo
15:26.5
sa channel ni Mama OJ
15:27.5
to see the full version
15:28.8
ilalagay ko na yung link
15:30.8
Ikaw, ano ang natutunan mo
15:32.6
at na-inspire ka ba
15:36.2
Mag-comment ka naman
15:37.5
at section tatandaan
15:38.8
tamang karunungan
15:39.9
tamang disiplina po
15:41.1
ang susi sa pagyaman.
