* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in
the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider
becoming a patron
to support these video transcriptions, and the other tools and apps built by Tagalog.com
00:00.0
So, mga kinds of investors naman tayo ngayon.
00:03.0
Kayo ba? Anong klaseng investor ba kayo?
00:06.6
So, meron tayong ano dito, no?
00:11.3
I-rate nyo yung sarili ninyo from 1 to 4
00:14.1
using the following scale.
00:16.3
1 is strongly disagree.
00:21.7
And 4 ay strongly agree.
00:24.6
So, yan po yung ating mga rating scale.
00:28.6
Para malaman natin kung anong klaseng investor kayo.
00:34.8
Curious ba kayo dyan?
00:36.9
So, ang tanong natin ay,
00:40.5
I am, ang statement,
00:42.8
I am comfortable with taking calculated risks
00:45.7
to achieve higher returns,
00:48.2
understanding that higher potential returns
00:50.4
often come with higher risks.
00:53.3
O, agchika naman ng iba dyan.
00:55.9
Sir Vince, English naman yan.
00:58.6
Mano-nosebleed kami.
01:03.5
Ito po ang Tagalog niya.
01:05.5
Comfortable akong makipagsapalaran
01:07.7
para kumita ng mas malaki.
01:09.8
Alam ko na ang mas mataas na kita
01:13.1
at na ang mas mataas na potential returns
01:16.5
ay madalas may kasamang mas mataas na risks.
01:20.8
So, comfortable akong makipagsapalaran
01:23.0
para kumita ng mas malaking pera.
01:24.7
Alam ko na ang mas mataas ang potential returns
01:28.6
may kasamang mas mataas na risks.
01:32.4
So, oi, talaga naman,
01:37.8
Pwede naman yung i-share yan.
01:40.2
if you can do it for yourself,
01:42.4
eh, okay lang naman din po.
01:45.0
Ang next na question natin ay,
01:50.9
Earnings from my investment
01:52.5
is most important to me.
01:54.1
What I will use it for is secondary.
01:58.6
ay ang kikitain ng investment ko,
02:00.6
pangalawa lang kung saan ko ito gagamitin.
02:04.8
So, strongly disagree,
02:07.3
or strongly agree ba kayo dyan?
02:12.0
Ang mahalaga ba ay ang kikitain ng investment mo,
02:15.5
pangalawa lang sa iyo kung saan mo yan gagamitin.
02:20.2
Ano ba yung mas mahalaga sa iyo?
02:22.2
Yung kikitain o kung saan mo gagamitin.
02:26.0
And our third question.
02:28.0
I believe that generating returns
02:30.0
is the primary objective of my investments,
02:32.0
even if they do not contribute to positive social impact
02:36.0
or environmental protection.
02:41.0
naniniwala ako na kita ang pangunahing layunin ng investments ko,
02:45.0
kahit wala itong positive social impact
02:48.0
o protection sa environment.
02:52.0
Basta ang importante sa iyo ay kumita.
02:54.0
Okay. Ano ba yan?
02:55.0
Strongly disagree, disagree, agree, agree, agree.
02:57.0
Agree, agree or strongly agree.
03:00.0
In fairness, ang dami nagpa-participate.
03:05.0
So, ito po yung ating kinds of investors.
03:07.0
So, meron tayong isang category muna,
03:09.0
which is the traditional investor.
03:11.0
Titignan natin, nakikita dito kung ikaw ba ay aggressive or conservative.
03:17.0
Tapos meron namang purpose-driven investor
03:19.0
and then meron tayong pinatawag na social investor.
03:22.0
So, dito tayo sa traditional investor.
03:25.0
So, kapag traditional investor,
03:27.0
ito po yung tinatanong natin kanina.
03:29.0
Komportable akong makipagsabalaran para kumita ng mas malaki.
03:33.0
Alam ko na ang mas mataas na potential returns
03:37.0
ay madalas may kasamang mas mataas na risks.
03:42.0
So, kung ang sinagot nyo po dyan ay 3 or 4,
03:45.0
you may be an aggressive investor.
03:49.0
At kapag 1 or 2 naman yan,
03:51.0
you may be a conservative investor.
03:54.0
May yung tinatawag natin dito,
03:55.0
kasi syempre isang tanong lang naman yung tinignan natin.
03:58.0
Tsaka ito ay self-assessment.
03:59.0
Kaya hindi po yan 100% conclusive.
04:03.0
So, aggressive or conservative yan.
04:08.0
So, sa tingin ba ninyo,
04:10.0
ano yung mas okay?
04:12.0
Conservative or aggressive na investor?
04:16.0
Sa tingin nyo ba mas okay yung maging conservative or aggressive na investor?
04:22.0
Actually, sa akin po, no,
04:23.0
ang titingin ko sa mga conservative investors ay ito.
04:26.0
So, someone who puts importance on security of your open investment over returns.
04:32.0
So, mas kailangan na dibali ng maliit yung kikitain ko
04:35.0
basta sigurado ako na yung pera ko ay ligtas, hindi mawawala.
04:39.0
Usually, conservative investors.
04:41.0
Pero, ang isa din na nakikita ko about the conservative investor ay
04:46.0
often matatakutin sila o kaya doubtful sa mga investments.
04:52.0
And they are unwilling to take losses.
04:56.0
So, yun yung conservative.
04:57.0
In contrast, yung aggressive investor,
04:59.0
ito yung mga taong nagbibigay ng importansya sa kita over the security.
05:07.0
Parang sa kanila,
05:09.0
kaya kong ipagsapalanan ang pera ko
05:12.0
basta may chance sa itong lumaki
05:15.0
or malaki ang kikitain.
05:18.0
So, nakikita natin dito ngayon,
05:19.0
usually ito namang mga aggressive investor ay,
05:21.0
very confident sila, no?
05:24.0
At para sa kanila,
05:25.0
I am willing to take losses.
05:27.0
Ganon yung chika ng mga aggressive investor.
05:30.0
Pero para sa akin po talaga,
05:32.0
ang titignan natin dyan ay,
05:35.0
intindihin muna natin kasi kung ano yung investment risk, no?
05:39.0
At whether importante ba ang pagiging conservative or aggressive na investor
05:45.0
in the light of investment risk.
05:47.0
So, yung investment risk po kasi,
05:49.0
ito yung chance of losing some or all of your money when investing.
05:54.0
So, lahat po talaga ha kapag tayo ay nag-i-invest.
05:57.0
Ang ibig sabihin po nyan ay,
05:59.0
mayroon talagang chance na kumita,
06:04.0
o mawala ang ating pera.
06:09.0
And investment is subjective and relative.
06:11.0
It really depends on your knowledge and skills.
06:15.0
Wala ding exact risk measurement pa.
06:19.0
Na nakikita tayo.
06:21.0
At yung ano din natin ito,
06:23.0
itong exact risk measurement ay,
06:26.0
wala talaga siyang exact science eh.
06:29.0
At kapag ano naman,
06:30.0
gumawa ka naman ng mga paraan,
06:32.0
na lahat-lahat na lang na ginawan mo ng paraan
06:35.0
para maiwasan yung risk na yan,
06:37.0
aba, edi yung gagastusin mo,
06:39.0
mas malaki na kesa doon sa
06:41.0
itsa-chansa mo na makuha ng gain.
06:43.0
So, hindi rin maganda.
06:44.0
So, kailangan talaga babalansahin mo yan, no?
06:47.0
So, just to illustrate the point, no,
06:49.0
na ang investment risk ay subjective and relative.
06:54.0
Tingnan natin, ha?
06:55.0
Kanino kayo tataya sa boxing?
06:58.0
Kay Faith Sapisura?
07:01.0
O kay Manny Pacquiao?
07:04.0
Palitan naman natin.
07:06.0
Kanino kayo tataya?
07:08.0
Sa English grammar?
07:16.0
Actually, kung titignan ninyo kasi,
07:18.0
yung mga ganyan, ano, ay
07:21.0
relative kasi yan, eh.
07:22.0
So, kung babalikan natin yung sa boxing
07:25.0
at lalagyan natin ng rating, no, na riskiness.
07:29.0
1 yung walang risk at 0 yung mataas.
07:34.0
1 yung walang risk at 10 yung super dami ng risk.
07:39.0
So, dito sa boxing,
07:40.0
naku po, malamang si Manny,
07:42.0
pag kami maglalaban, ay 10 siya, ha?
07:44.0
Walang risk for him.
07:46.0
baka, naku, baka negative 10 pa nga.
07:49.0
Talong-talo talaga ako.
07:51.0
Pero, kapag ang pag-uusapan naman natin ay English grammar, diba?
07:58.0
So, malamang siguro ako ay nasa 7,
08:00.0
si Manny ay nasa 5.
08:03.0
So, ano talaga siya, eh.
08:05.0
Hindi siya nasusuka.
08:06.0
Ang risk ay relative.
08:08.0
Depende siya kung gaano kakagaling at gaano kakanowledgeable sa isang bagay.
08:15.0
So, one thing might be very, very dangerous to you,
08:18.0
but to me, it's very, very safe.
08:19.0
Because I'm very knowledgeable and skilled about it.
08:23.0
So, ganun yun, no?
08:24.0
Yung illustration niyan, ha?
08:27.0
So, para sa akin talaga,
08:28.0
ang titignan natin, no?
08:30.0
Ang risk analysis natin,
08:32.0
saan ba natin makikita yung risk?
08:36.0
O dito, nakita natin sa skills and knowledge, eh.
08:40.0
Doon talaga siya makikita.
08:41.0
Ano yung magnitude,
08:42.0
extent of loss or damage ng risk na yun?
08:44.0
Pag maglalaban kami ng boxing ni Manny,
08:49.0
Sa akin, ang magnitude niyan ay matter of life and death.
08:53.0
Kay Manny, yung wala lang kung kami yung maglalaban.
08:55.0
Yun yung magnitude sa kanya.
08:57.0
Sa English, ganun din.
08:59.0
Siyempre, marunong naman si Manny na mag-English. Diba?
09:01.0
Mas magaling lang siguro ako ng kaunti.
09:03.0
Pero hindi naman kalayuan. Diba?
09:05.0
Yun yung tinatawag natin na magnitude. Okay?
09:08.0
Tapos yung likelihood na probability of the risk happening. Diba?
09:13.0
Ano ba naman yung probability na ako ay lalaban kay Manny?
09:16.0
Hindi talaga. So, hindi ko talaga siya.
09:18.0
At ano yung likelihood na pag naglaban kami ay mananalo ako?
09:21.0
Naku, zero talaga yun. Diba?
09:24.0
So, lagi ko kasing naririnig, no?
09:26.0
O lalong-lalo na, ha?
09:27.0
Yung mga nagsabi na sila ay aggressive.
09:29.0
Lagi ko kasing naririnig na eh kasi, sir Vince, diba?
09:33.0
High risk, high returns.
09:35.0
Kaya okay talaga na maging aggressive investor.
09:38.0
Basta ako talaga, ano? Aaralin ko yan. Ganyan, no?
09:41.0
So, pero ako talaga, ano? Aaralin ko yan. Ganyan, no?
09:42.0
So, pero actually, hindi kompleto eh yung statement na yan.
09:46.0
Yung high risk, high returns na yan ay incomplete.
09:49.0
Kasi, ito talaga ay high risk equals high returns or high losses. Diba?
09:56.0
Merong or high losses yun.
09:59.0
Kasi pupwede ka talagang malugi. Diba?
10:03.0
So, yan yung titignan natin.
10:06.0
So, investing is not really about whether you are aggressive or conservative.
10:10.0
Investing is about yun.
10:12.0
Or purpose. Okay?
10:14.0
So, titignan mo kung saan mo siya gagamitin.
10:17.0
Investing should transcend risk appetite or risk tolerance.
10:23.0
It is not about whether you are aggressive or conservative.
10:26.0
It is not based on emotions.
10:28.0
Whether you are confident, aggressive.
10:30.0
Or you are fearful, conservative.
10:32.0
Hindi siya nakabase doon.
10:34.0
Pero ang importante ay nasa purpose mo siya.
10:38.0
As a purpose-driven investor. Okay?
10:41.0
So, tignan natin ngayon kung kayo naman mag-qualify dito sa purpose-driven investor.
10:46.0
So, earnings from my investment is most important to me.
10:50.0
What I will use it for is second time.
10:52.0
Para sa akin, ang mahalaga ay ang kikitain ng investment ko.
10:55.0
Pangalawa lang kung saan po ito gagamitin.
10:58.0
Ano yung sagot nyo dyan kanina?
11:00.0
Kasi kung ang sagot nyo po ay 3 or 4, you may be profit-driven.
11:05.0
At kapag 1 or 2 naman, you may be purpose-driven. Okay?
11:09.0
So, ito ang tanong natin.
11:12.0
Kapag kayo, for example, nag-iipon kayo para sa pag-aaral ng inyong anak.
11:18.0
Ito ba ay gagamitin ninyo para sa...
11:25.0
Ay ilalagay ninyo sa stock market na maaaring mabawasan ang inyong pera?
11:30.0
Ang purpose niya ay educational fund.
11:32.0
Kaya nyo bang ipagsapalaran yan sa stock market?
11:36.0
I'm guessing your answer is no.
11:38.0
See? It's not whether you are conservative or aggressive.
11:41.0
It's about your purpose.
11:44.0
Ang purpose parang ganito lang yan eh.
11:46.0
Ay kaya kong maganda ang katawan ko. Confident ako.
11:51.0
At kaya kong magsuot ng two-piece swimsuit. Okay?
11:56.0
Eh kaso ang pupuntahan natin ay kasalan.
12:00.0
Magsusuot ka ba ng two-piece sa kasalan?
12:03.0
Yun yung ibig sabihin ko.
12:04.0
Walang kinalaman yan kung conservative or aggressive ka.
12:07.0
Kung mapayat, mataba, masayain o hindi.
12:10.0
Wala yan sa emosyon.
12:12.0
Kailangan ibinabagay mo yung suot mo kung saan ka pupunta.
12:15.0
Yun yung sinasabi natin.
12:17.0
Noon sa purpose. Okay?
12:22.0
Sabi ni Leah, no.
12:25.0
Eh lalong lalo naman itong si Beth. Ang sabi niya talaga, big no.
12:29.0
Hindi lang isang maliit na no kundi malaking no sa kanya ang sagot niya dyan.
12:34.0
So investing actually starts with you.
12:36.0
Actually starts with your purpose. Okay?
12:39.0
Ito naman, social investor. Okay.
12:42.0
What kind of investor are you?
12:45.0
I believe that generating returns is the primary objective of my investments,
12:49.0
even if they do not contribute to positive social impact or environmental protection.
12:54.0
Naniniwala ako na kita ang pangunahing layunin ng investments ko
12:59.0
kahit wala itong positive social impact or protection sa environment.
13:03.0
Ano ba kayo dyan? Strongly disagree? Disagree? Agree?
13:05.0
Or strongly agree? Agree. Okay?
13:08.0
So isagot niyo pa 1, 2, 3, 4. No? Lagay niyo lang po yung sagot niyo dyan.
13:13.0
So dito, marakikita natin if you answered 3 or 4, you may be more of a conventional investor.
13:21.0
If you answered 1 or 2, you may be more of a social investor. Okay?
13:27.0
So ano ha kapag tayo pipili ng investment?
13:30.0
Lagi lang po nating tatandaan ang ating sexy investment framework.
13:34.0
Dapat secure and cashable. May x-factor.
13:37.0
That means may social and environmental impact tayong kinitignan.
13:40.0
Tapos yield or returns. No?
13:43.0
So when investing, preserve your value and your values.
13:47.0
Hindi naman pwede na ibibenta mo ang kaluluwa mo para lang kumita ka.
13:54.0
Hindi pwede yun. Diba?
13:56.0
Mas maganda talaga na nakakatulong tayo sa ating kapwa at saka tayo po ay nagpaprotect sa environment. No?
14:03.0
Ito po ang aking rules in investing.
14:05.0
Number 1 is preserve your value and your values.
14:08.0
Number 2, start with your purpose.
14:10.0
And number 3, choose sexy investments. Okay?
14:15.0
Ayan po. Sana ay naliwanagan kayo tungkol sa pagiging conservative, aggressive, profit-driven or purpose-driven ba kayo?
14:23.0
Or kayo ba ay conventional investor or traditional or social investor?
14:29.0
O at sana naman po ha.
14:31.0
Maging katulad nyo ako na isang social investor.
