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2878 | sss 2023 performance
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#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert
Vince Rapisura
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Run time: 05:43
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00:00.0
So SSS 2023 performance, ano ba yung mandate kasi ng SSS?
00:07.0
So yung mandate, mandato talaga ng SSS kasi ay i-manage yung social security system natin
00:12.7
na maging viable siya, profitable para ma-promote ang social justice
00:17.2
at mabigyan ng protection ang mga members ng mga Pilipino
00:22.0
in hazards such as disability, sickness, maternity, old age, death
00:28.6
and loss of income or financial burden.
00:33.0
So yan po yung mandate ng SSS.
00:35.2
So noong 2023 last year po, ang target lamang ng SSS ay makakolekta ng P330.8 billion
00:41.9
pero P362.2 billion po ang kanilang nakolekta
00:47.2
which is 9.5% higher than the target.
00:51.3
This is the highest revenue attained by SSS so far.
00:55.3
Alam nyo sa totoo lang ha, kasi
00:58.2
ang SSS talaga is suffering from a lot of bad publicity
01:03.5
kaya I'm helping them to be able to spread the good news
01:08.6
na meron naman po silang maayos na mga ginagawa.
01:12.0
I'm not saying they're perfect, there are a lot of room for improvement
01:16.2
pero ayan, nakikita nyo naman, nag-i-improve sila.
01:19.9
So ano yung mga reason for high revenues?
01:21.9
It's beef up collection efforts at may substantial income from investments.
01:28.2
Yung 2023 revenues natin nang galing siya from contribution collection,
01:32.7
P309.12 billion yan.
01:35.0
Tapos yung revenue from investments, P53.08 billion.
01:40.0
So ang primary talaga na source ng revenue o ng kinikita ng SSS
01:44.7
ay mula sa ating mga contribution.
01:46.6
Kasi yun naman po talaga ang essence kasi ng pension.
01:50.5
Ang essence kasi talaga ng pension ay yung mga nagkocontribute ngayon,
01:55.4
pinupondohan nila yung mga retired na.
01:58.2
Ano yung essence niyan?
02:00.2
Kaya maganda po na nanggagaling sa contribution yung major na income ng SSS.
02:05.9
So ang target sa contribution collection ng SSS ay P294 billion lamang
02:12.6
pero P309 yung nakolekta niya.
02:15.0
O diba, ang happy niyan kasi nasasurpass nila yung kanilang collection targets.
02:19.5
At pag kukompare natin, nag-increase ng 18.2% compared to 2022 contribution collections yung kanilang
02:28.2
performance.
02:29.2
Okay?
02:30.9
Yun.
02:31.6
And then, yung high contributions ay dahil sa may 1.4 million po na mga bagong paying members.
02:40.0
Ako talaga ha, feeling ko talaga ay meron din akong kagagawan dito.
02:44.5
Kasi ang aking pong mga bumibenta talagang mga videos ay tungkol sa SSS.
02:50.3
At sana, marami talaga tayong nakoconvince.
02:53.4
Parang katulad nung sa MP2, pag may mga naminita ko, sinasabi nila,
02:56.9
Huy, alam mo sir?
02:58.2
Kaya ako lang ka-MP2 dahil sa iyo eh.
03:01.1
Ganyan, napanood kita.
03:02.8
Sa SSS naman, may mga ilan-ilan maragsasabi sa akin na parang,
03:06.9
Oye, tinuloy ko na yung SSS ko sir dahil naintindihan ko nung pinaliwanag mo.
03:11.0
Diba? Ang sarap sa pakiramdam.
03:13.9
Improved collection from delinquent employers.
03:16.3
Kasi naku, talaga yan.
03:20.3
Responsibilidad talaga ng mga employers na magbayad ng ating SSS.
03:25.9
Dapat talaga ay...
03:28.2
Magbayad siya.
03:28.9
Kasi criminal offense yun sa kanila ha, pag hindi nila yun ginawa.
03:32.6
Okay?
03:33.2
At syempre, nagtaas din tayo ng contribution rate hike.
03:36.2
Kaya tumaas yung kanilang collections.
03:38.6
So, yung collection from delinquent employers,
03:41.0
meron niyang tinatawag na race or race run after the contribution evaders campaign.
03:47.3
Para, ano no, yung mga violation ay,
03:51.5
mga nagbavioleate ay magbigyan ng karampatang parusa.
03:55.5
So, binibigyan lang sila ng 15 days.
03:58.2
Nagkutin niya.
03:59.6
So, the contribution hike also contributed 27.84 billion in additional contributions.
04:07.6
Okay?
04:08.6
Tapos, yung revenue naman from investment from 36.3 na target, naging 53 billion siya.
04:14.6
And I think this is largely because of the higher interest rate environment.
04:19.7
Dahil nga, most of the investable funds of SSS,
04:23.8
napupunta naman yan talaga sa government bonds.
04:26.9
Which is, I think, the right to vote.
04:28.2
The right thing to do.
04:29.1
Kasi, safe yan.
04:31.8
O, diba?
04:32.9
So, yun.
04:34.8
At ang expenses ay hindi ganun kataas yung pag-increase nila.
04:39.3
O, kaya, oi ha, tantanan nyo naman yung SSS na sinasabi niya,
04:42.8
ay, masyado kayo, nangung-rackpot na mga ganyan-ganyan.
04:45.2
Hindi ko rin naman alam talaga kung may katunayan yung mga yun.
04:48.0
Pero, nasan po ang pruriba ninyo, diba?
04:50.5
At para sa akin, kasi ako yung mga nakakasalamuha ko in fairness sa SSS, ha.
04:56.9
Yung nakikita ko naman,
04:58.1
dahil yung kanilang lifestyle, ay, takot na hindi naman sila mga milyonaryo.
05:03.1
So, huwag nyo pong nilalahat sa SSS na sila ay kurakot, ha.
05:08.8
Sana po ay mabura yun sa ating isipan.
05:12.4
Okay?
05:13.2
So, ayun, no?
05:15.1
At yung benefits na naibayad ng SSS ay lumaki, no?
05:22.3
From 242 billion to 259 billion.
05:24.6
Ano po yung mga benefits na yan?
05:25.5
Yung mga pension.
05:26.6
Okay?
05:27.3
So,
05:28.1
Yan, maternity sickness, disability, unemployment, retirement, funeral, and death to qualified members.
05:34.9
Yan po, no?
05:35.9
Ayan ang ating discussion on SSS.