01:03.6
because I know I'm going to add a lot of value to you.
01:06.9
And in this special episode po natin, sobrang galing po to.
01:10.9
I'm going to reveal to you yung ano yung kailangan natin gawin
01:14.1
para mamaster natin ang ating pera.
01:16.7
Alam mo, sa tagal-tagal nating binuhay dito sa mundong imbabaw na ito,
01:20.7
umbis na control yun natin ang pera, ang pera na ang kumukontrol po sa atin,
01:25.1
that leads to a lot of bad financial decisions.
01:28.5
At the same time,
01:30.0
nagkakaroon po tayo ng maraming financial stress.
01:33.4
Kaya nga, ito yung three stages na kailangan natin malaman
01:36.1
para mabawasan po natin ito.
01:39.1
Yung stage one po, is what we call as the student phase.
01:43.9
Student phase po talaga.
01:45.6
But before we dive in to the topic itself,
01:49.5
I'd like to share with you and enumerate the three stages
01:51.9
para hindi na kayo mabigitin.
01:53.2
Ano ba yung three stages to money mastery?
01:56.0
Napakasimple lang.
01:57.0
Student, teacher, and master.
01:59.0
Again, student, teacher, and master.
02:03.2
Let's start with the student phase.
02:05.3
Ito yung pinaka-building block, pinaka-foundation mo.
02:08.3
If you want training to become a good student
02:10.5
and you want to become successful with your finances,
02:13.4
number one, you need to have what we call as curiosity.
02:16.8
Yun talagang may interest ka talaga maintindihan
02:20.2
kung paano ba talaga nagwo-work ang pera.
02:23.9
Parang ano lang yun eh.
02:25.2
Parang may perspective po tayo.
02:26.9
Kung gusto mong maging...
02:29.0
abogado o lawyer,
02:31.6
kailangan mag-aral ka ng law.
02:35.7
Kung gusto mong matuto ng maging doktor,
02:38.1
kailangan matuto ka ng medicine.
02:40.5
Kung gusto mong mag-build ang bahay,
02:42.0
kailangan matuto ka ng architecture or engineering.
02:45.7
So likewise, kung gusto mong talagang maging magaling sa pera,
02:49.6
kailangan matuto ka sa pera.
02:51.8
So kung wala kang interest talaga
02:53.4
in terms of learning about finances,
02:56.1
let me tell you this.
02:57.6
Medyo may hirapan po.
02:59.0
May hirapan po talaga tayo.
03:00.4
So, number one, curiosity.
03:02.9
So, becoming a good student,
03:04.7
the next thing is also,
03:06.1
kahit curious ka,
03:07.1
ang next na kailangan po natin is dedication.
03:12.1
The willingness to really invest time.
03:17.6
Time to research.
03:19.1
Time to practice.
03:20.8
Kailangan po talaga may dedication po kayo.
03:23.7
At saka, syempre,
03:24.7
not only we're talking about time,
03:26.2
especially when it comes to money,
03:30.8
It's only money can get money also.
03:33.1
Kaya kailangan po,
03:34.2
kung dedicated ka,
03:36.1
ay panalong-panalong ka talaga.
03:38.2
Chinky, I'm willing to learn,
03:39.9
I'm willing to research,
03:41.2
I'm willing to practice.
03:42.7
These are really good qualifications.
03:45.1
And number three,
03:46.1
third qualification talaga para maging magaling ka ng studyante,
03:53.0
Kailangan aminin po natin
03:54.4
na hindi po natin alam ang lahat ng bagay.
03:57.0
Alam mo, ito lang,
03:58.1
I want to be honest and ano lang,
04:00.7
not to offend any one of you.
04:02.9
Kung talagang tunay mo na alam na
04:05.2
yung alam mo sa buhay,
04:07.9
successful ka na.
04:09.0
Di dapat, malaki na kinikita mo.
04:12.0
So, kung hindi ka pa satisfied sa kita mo
04:14.2
sa the way you handle finances,
04:16.3
hindi sabihin kulang pa ang iyong kaalaman
04:18.3
at wala ka pang masyadong alam.
04:20.6
And I personally,
04:23.0
will admit to all of you,
04:25.1
kulang pa ang aking kaalaman
04:29.3
Even at my stage right now.
04:31.2
Hindi ko pa kasi talagang
04:32.4
nahihit ang ultimate financial target ko.
04:35.3
And that is what?
04:36.7
One million net income per day.
04:38.8
Pag hindi ko pa tinatamaan yan,
04:40.4
wala pa akong alam.
04:43.7
let me ask you this qualification.
04:45.3
Do you have this qualification?
04:48.2
Willing ka ba to learn?
04:49.7
Willing ka ba to research?
04:51.2
Willing ka ba to invest on yourself?
04:54.8
do you have the humility?
04:56.3
So, that's the first qualification.
04:59.2
ano namang gagawin mo
05:00.3
to become a good student?
05:02.0
you got to learn how to
05:03.0
educate yourself.
05:10.0
Mga attend workshops.
05:12.0
Kailangan talaga.
05:13.0
Walang shortcut to success.
05:17.4
nanonood pa rin ako hanggang ngayon.
05:19.2
Despite of me teaching you guys
05:21.4
because I do believe
05:22.6
I cannot give what I do not have.
05:26.2
education is very important.
05:30.4
Kahit ang dami mong alam,
05:31.9
pag hindi mo ina-apply,
05:33.9
It's not how much you know,
05:34.8
it's how much you apply.
05:37.3
Like for example,
05:39.0
mag-track na expenses,
05:40.9
matutong mag-negosyo,
05:44.3
And number three,
05:46.0
in order for you to become
05:52.1
who can help you.
05:54.2
that can give you
05:56.0
like-minded people
06:01.1
kung wala ka pa ang grupo,
06:02.2
I suggest that you find one.
06:04.3
And kung wala ka pa talagang grupo,
06:05.8
may good news po ako sa inyo.
06:08.7
We have already an existing group
06:10.6
called Team Iponario.
06:13.4
for our Facebook group.
06:14.9
This is where like-minded people
06:17.1
yung mga Team Iponario po,
06:20.3
ng mga financial tips
06:22.5
kung paano kayo makakaipon
06:24.2
at anong gagawin nyo sa ipon.
06:25.9
That's the first stage,
06:27.2
yung tinatawag natin
06:28.1
yung student stage.
06:30.5
is the teacher stage
06:32.1
or teacher phase.
06:33.5
This is the part,
06:34.4
kung gusto mo talagang
06:35.2
maging money mastery,
06:36.6
this were the part
06:37.3
you share your knowledge.
06:42.0
ang sarap kasi ng feeling eh,
06:43.6
parang nagingging
06:45.3
Ito yung sabihin ko sa inyo.
06:46.9
Nagingging accountable ka
06:51.0
Kasi hindi mo pwedeng
06:52.2
ituro pag hindi mo
06:55.3
Kaya kung gusto mo
06:56.0
mag-level up sa money mastery
06:57.3
after na matuturo,
06:58.1
gusto ka magturo ka.
06:59.2
Anong qualifications?
07:00.8
kailangan may competence ka.
07:03.7
alam mo yung basic.
07:05.8
it's very important for you
07:06.9
to become a student first
07:08.2
before you can become a teacher.
07:12.6
When you say empathy,
07:17.5
ng mga ibang tao.
07:18.9
That's the reason why
07:21.3
at what I'm doing
07:22.2
because I can feel,
07:23.8
naintindihan ko eh,
07:25.8
kung ano nararamdaman nyo
07:28.1
na maging mahirap,
07:29.1
nakaka-stress talaga.
07:30.8
Kung naguguluhan,
07:33.3
decision mo hindi.
07:35.3
kailangan merong kang puso.
07:37.4
na gusto mo talagang makatulong.
07:39.4
And number three,
07:40.4
importante ang qualification
07:41.7
para maging good teacher ka,
07:45.1
The skills to explain,
07:47.6
and make it simple.
07:48.6
And that's my gifting.
07:50.4
I can take something
07:51.2
that is complicated
07:52.0
and make it very simple
07:53.4
for people to understand.
07:54.8
That's the reason why
07:55.5
you're still with me
07:58.6
Sa comment section
07:59.3
kung nag-agree ka.
08:00.8
So, ano yung qualification
08:01.8
para maging good teacher ka?
08:03.7
Kailangan may alam ka,
08:05.6
Kailangan may puso ka,
08:07.6
And number three,
08:08.6
kailangan marunong
08:09.4
ka mag-communicate.
08:10.9
So, ano namang gagawin mo
08:18.1
Share your journey.
08:21.6
or even you can start
08:24.1
a YouTube channel,
08:25.0
a TikTok channel.
08:25.9
Pwede namang share.
08:26.6
That's number one.
08:28.1
find others to mentor.
08:32.4
Magbigay ka ng mga insights.
08:34.9
Kung may mga questions,
08:35.9
yung mga natututan mo sa akin,
08:37.2
ituturo mo lang sa iba.
08:38.6
Ituturo mo sa anak mo.
08:39.8
Ituturo mo sa asawa mo.
08:41.0
Ituturo mo sa office mate mo.
08:44.8
Wala naman wawala
08:45.6
kung nag-share ka.
08:47.2
And number three,
08:48.7
That's the reason why
08:49.4
it's very important for you
08:50.5
to subscribe on this channel.
08:53.3
Sa mga podcast ko,
08:57.4
sa main YouTube channel ko,
08:59.0
sa Chain Positive.
09:00.9
Para you would be stay updated.
09:02.9
Para meron kang imamarites
09:04.4
ng mga gandang mga balita
09:08.3
ang next question ko po
09:10.8
Ikaw ba ay talagang
09:12.3
gusto mo talagang mag-level up?
09:15.2
Kung gusto mo talagang mag-level up
09:18.3
kailangan maging student ka.
09:20.4
kailangan maging teacher ka.
09:21.7
But the most important aspect
09:26.5
arrive at the top.
09:27.4
the mastery phase.
09:28.7
The master phase po.
09:34.0
you got to lead yourself
09:37.8
Leadership pa rin yan.
09:38.9
Anong qualification mo
09:40.0
to money mastery?
09:44.6
years of experience
09:48.4
Yung money mastery po,
09:49.6
medyo matagal pa yung student.
09:54.7
probably can learn
09:55.6
in three to six months.
09:58.3
probably six months
10:00.6
pwede mong gawin yan.
10:01.8
Pero yung mastery,
10:02.9
medyo matagal-tagal yan.
10:08.0
sales for 46 years.
10:10.4
I've been teaching
10:11.1
finances for over
10:12.3
14 years already.
10:14.7
through the years na talaga
10:15.6
nag-develop po ako
10:18.3
Hindi mo natin to
10:22.2
Walang shortcut po.
10:23.0
Kailangan talagang
10:26.2
Kailangan meron kayong
10:33.3
To predict trends.
10:35.5
Makikita mo na eh
10:38.6
qualification din
10:39.4
ng isang master yan.
10:42.4
I really thank God
10:43.8
that God has given me
10:45.7
to be able to see
10:47.3
That's the reason why
10:49.6
ang social media noon.
10:52.0
ng social media presence
10:53.2
prior to the pandemic.
10:55.4
At the same time,
10:57.0
prior pa to the pandemic,
11:00.0
naka-work from home na kami
11:01.4
for over 12 years.
11:03.0
nag-adjust during pandemic.
11:04.5
Kaya naka-online na kami.
11:06.5
kailangan may vision ka.
11:08.3
And number three,
11:09.2
ang importante lang ito,
11:10.4
be really a good master.
11:17.4
kung ano sinasabi mo,
11:19.4
Dapat pinamumuhay mo.
11:20.9
At kung nagkamali ka,
11:22.1
kailangan marunong ka
11:23.0
humingi ng apology.
11:24.9
Humingi ka ng sorry.
11:27.0
Tayo ay nagkakamali.
11:28.5
So, importante po
11:32.9
Anong gagawin na natin
11:33.7
if you're a master?
11:35.6
I suggest you start
11:36.7
your own community.
11:42.7
your own channel.
11:45.9
because the only thing
11:46.9
that is permanent
11:53.2
And the most important thing
11:54.4
I do believe in mastery
11:58.7
When I say give back,
12:03.1
not only your information
12:04.4
but also your money.
12:07.3
that's the purpose naman
12:10.3
The reason why God
12:11.2
wants to bless you and me
12:12.4
so that we can become
12:13.3
a blessing to others.
12:18.4
personal finance,
12:19.5
ito yung tatlo ulit
12:21.1
You got to become
12:23.5
and then you become
12:25.9
So, tatanong kita,
12:30.7
nasa ang level ka na?
12:31.6
Student ka ba ba?
12:32.5
Teacher ka na ba?
12:33.4
Or mastery ka na ba?
12:35.6
nasa student pa lang,
12:36.9
subscribe on this channel.
12:38.5
Join a community.
12:40.9
join the Team Imponario
12:41.9
Facebook community.
12:46.8
kung gusto mo naman
12:47.7
to become a teacher,
12:49.9
this is the good news.
12:51.7
I'm going to open
12:52.7
a coaching group.
12:53.8
A coaching group soon.
12:55.7
abang-abangan nyo na lang.
12:56.9
May coaching group ako
13:01.9
to become teachers.
13:03.5
If you have a desire
13:04.9
to become a teacher
13:06.5
of personal finance,
13:08.4
this is what I want you to do.
13:10.3
Mag-comment ka na lang.
13:11.6
Sabihin mo na lang,
13:16.3
sa comment section.
13:17.7
So, I will be able
13:19.1
to send you a link.
13:21.4
Or kung may nakikita na kayo
13:22.6
mga Google Forms doon,
13:23.9
Google Forms dito
13:24.9
that you want to become
13:28.3
i-fill up nyo nila
13:29.8
and I will put you
13:32.4
para ma-invite ko kayo
13:33.7
kung magkakaroon po
13:36.5
private coaching group ko po
13:38.2
so that I can teach you
13:39.7
to become teachers
13:40.6
of personal finance.
13:42.4
And then yung mastery
13:43.6
that will come later.
13:45.3
Maraming maraming salamat
13:46.4
and I hope that you,
13:48.3
yung you learned.
13:49.3
If you want to change
13:50.1
your financial situation
13:52.3
and become a master
13:53.8
of your personal finance,
13:58.3
and then be a master.
14:00.5
Kung nagustuhan nyo
14:01.3
itong episode na ito,
14:04.4
and then share this video
14:05.5
also to other people
14:11.3
Thank you for listening
14:13.3
of the Chink Positive Podcast.
14:15.5
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14:17.2
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14:19.2
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14:20.6
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14:22.2
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14:23.2
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14:25.0
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14:34.2
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14:35.4
expressed by the podcast creators,
14:37.4
hosts, and guests
14:38.4
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14:39.7
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14:40.8
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14:43.6
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14:44.8
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14:48.7
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14:49.8
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14:53.1
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14:56.9
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