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00:00.0
What if kung may nakapagsabi sa inyo pwede mong doblihin, triplihin, kwadruplihin ang iyong income?
00:07.5
Ang tanong, maniniwala ka ba?
00:09.2
Ako mismo hindi ako naniwala.
00:10.9
Pero, pero, pero, nung natutunan ko itong tatlong simple principles from a book that I read,
00:17.5
talagang naniwala na ako.
00:19.4
At kung ano yung tatlong simple principles na yan, yan ang pag-uusapan natin sa video na ito.
00:24.4
Videos that will make you wealthy and debt-free.
00:30.0
Hi there, this is Chinky Tan, your Pambansang Wealth Coach.
00:34.2
Thank you very much for tuning in.
00:35.5
Ako, you are in for a treat.
00:37.8
Itong session na ito ay napakang ganda po.
00:40.7
Ang pag-uusapan natin on how to fast charge.
00:43.4
Alam nyo yung parang cellphone yan, fina-fast charge po natin yan.
00:46.4
Para mas mabilis ma-charge, para magamit po natin.
00:48.9
Ganun din, do you want to fast charge your income?
00:51.1
There are three simple principles na kailangan mong matutunan.
00:55.0
Kung kayo ay interesado, ito na, umpisa na po natin.
00:58.5
May inabasa po kong libro.
01:00.1
Actually, nung taon pa ng 2001 ko pa nabasa ito.
01:04.2
Actually, nalaman ko yung Good to Great by Jim Collins.
01:08.4
He's an American author.
01:09.7
Pinag-usapan po dun lahat ng mga great companies na lumaki, lumago.
01:14.4
At paano sila talagang naging successful.
01:17.1
At nung nabasa ko nga yung book na yun,
01:19.5
basically, ang ginawa ko po, I applied the same principle with personal finance.
01:24.9
With my own personal finance.
01:26.5
And because of that, you know what happened?
01:30.0
Yung income ko talaga nag-doble, nag-triple, and exponential po ang growth.
01:35.0
So, ano pong kailangan natin gawin?
01:37.1
Again, medyo mahaba-haba tong session na ito.
01:38.8
Kaya kung mukha yung ball pen at papel, magsulat na po.
01:40.7
Number one principle that I've learned from this book is
01:44.2
focus on what you are good at.
01:48.1
That's the first.
01:49.6
Meron siyang kinento about a mammal or an animal na parang siyang cute na cute na daga.
01:54.9
Ang tawag nun, hedgehog.
01:57.0
Ang hedgehog po, kung nakikita nyo sa cartoon,
02:00.0
si Sonic, si Sonic yung mabilis na cartoon.
02:03.1
Iyan yung isang hedgehog po siya.
02:05.1
Alam nyo ba, bigyan ko kayo yung perspective ah.
02:07.1
They are already here nung panahon pa ng dinosaur, millions of years.
02:11.3
At ang question, bakit hanggang ngayon, buhay pa ang mga hedgehog at yung mga dinosaurs ay patay na?
02:18.7
Because they have developed a simple tool, defense strategy and mechanism
02:24.1
whenever may kakain sa kanila, may kakagat sa kanila.
02:27.3
Ito yung tinatawag po ng ball.
02:30.5
They curl like a ball.
02:32.5
So, nagiging ano sila, parang bola po sila to protect themselves.
02:35.8
So, they're only good at one thing and that is to protect themselves like a ball.
02:40.8
Katulad yung nakikita mo ngayon dito, parang siyang bola at may mga spikes siya.
02:44.8
Kung may spikes siya, hindi na siya kakagatin.
02:46.8
And certainly, sinabi po ni Jim Collins, lahat ng kumpanya na pinag-aralan niya na lumaki at naging successful,
02:54.8
most of them are really good at only doing one thing.
02:58.4
Parang kung ayaw nyo maniwala,
02:59.8
pag-usapan muna natin yung Apple, yung cellphone po.
03:01.8
Apple, cellphone, iPad, o lahat.
03:04.8
Diba, mga computers na Apple.
03:06.8
Ang Apple, saan po magaling sila?
03:08.8
They're very good at one thing and that is what?
03:12.8
Diba, si Steve Jobs na buhay pa talagang inaabangan talaga pag nagre-release siya ng produkto.
03:17.8
Ang kagandahan po dito, may yung user experience, yung design, yung excellence.
03:22.8
Diba, tapos na-integrate nila yung technology kung paano natin nagagamit.
03:27.8
Ito, araw-araw yung ika.
03:29.8
Araw-araw yung technology sa, yun nga, sa buhay natin.
03:33.8
Grabe, ang galing talaga.
03:34.8
Pangalawa, company na pinag-aralan, Starbucks.
03:37.8
Ginamit din po niya hedgehog concept.
03:39.8
Isa lang magaling, alisa lang ina-offer nila eh.
03:41.8
Ano yung ina-offer nila? Hindi kape.
03:43.8
Premium coffee experience.
03:47.8
Diba, yung parang pagpasok mo, welcoming atmosphere, ang bango, ang lamig, ang tao.
03:53.8
Diba, tapos they build strong customer relationship.
03:56.8
Kilala ng mga barista.
03:57.8
Ang pangalan mo kung regular ka.
03:58.8
Alam nila kung anong iniinom mo.
04:00.8
Diba, ang grabe talaga.
04:02.8
Yun talaga yung experience ang binibenta nila.
04:04.8
More than a coffee.
04:06.8
Po, owner ng Tesla po na si Elon Musk po.
04:08.8
Hedgehog principle din ang ginamit po niya.
04:11.8
Ang binibenta lang po niya is simple eh.
04:13.8
Yung idea, renewable energy.
04:17.8
Inuno niya sa electric vehicles.
04:19.8
Ngayon ha, nage-expand na po siya talaga right now.
04:22.8
Pati sa bahay, meron na siyang ano, Tesla houses.
04:27.8
In the near future, lahat.
04:28.8
Gusto niya po, renewable energy at lalagay niya po niya yung Tesla.
04:34.8
Yung paka-satellite, meron na po siya.
04:36.8
Ibang klase talaga.
04:37.8
If you notice, all of these companies, they apply the hedgehog concept.
04:42.8
They just focus on one thing that they're good at and then try to be the best at what they're doing.
04:48.8
Yan ang ginawa po nila.
04:49.8
Kaya nga, pwede nating gamitin ito guys.
04:51.8
Yung mga nakikinig at sumusunod po sa akin right now,
04:53.8
ire-reveal ko na sa inyo ang isang secret na ginagamit ko.
04:56.8
That really helped me to improve my financial life.
04:59.8
Paano natin ma-apply itong hedgehog concept sa personal, sa finance, sa business, sa ginagawa natin?
05:05.8
Ask yourself this following question.
05:07.8
What skills or strengths do you possess that you are good at?
05:11.8
Saan ka ba magaling?
05:12.8
Ano ang isang bagay na napakadali po sa inyo na napakahirap po sa ibang tao?
05:18.8
Tanawin mo yung sarili mo.
05:19.8
Ako eh, siyempre, ang galing ko talaga aside from good looks.
05:24.8
No, I have the gift of confidence.
05:26.8
I have the gift of communication.
05:27.8
I have the gift that I can take something that is very complicated
05:30.8
and make it very simple for people to understand.
05:32.8
Just like what I'm doing right now.
05:34.8
And the second question that you need to ask yourself is this.
05:37.8
Ano yung activities and topics that you enjoy so much?
05:41.8
Na pag-usapan, na gawin, na hindi mo napapansin na trabaho para sa'yo?
05:45.8
Again, for me, creating contents just like this.
05:49.8
Para sa akin, hindi po trabaho ito.
05:51.8
As a matter of fact, noong nag-umpisa naman talaga ako ng YouTube, Facebook, wala namang monetization eh.
05:55.8
Ginawa natin yan dahil love natin, nage-enjoy tayo, at alam natin nakakatulong tayo.
06:00.8
And then number three, ask yourself, what opportunities exist right now in the market
06:05.8
na pwedeng i-align natin sa iyong strength and your passion?
06:08.8
Like for example, tanawin mo yung sarili mo.
06:10.8
Magaling ka ba sa pagsusulat?
06:12.8
Magaling ka ba sa storytelling?
06:13.8
Magaling ka ba sa content creation?
06:16.8
Magaling ka ba magluto?
06:17.8
Magaling ka ba maglaba?
06:20.8
If you ask me, ano yung isang bagay na talagang kayo?
06:24.8
Ang kailangan ng market para sa akin, honestly, I'm really very good in helping other people to solve their money problems.
06:34.8
Ever since I was young, pakialam meron na talaga ako.
06:37.8
Gusto ko talaga makatulong.
06:39.8
So right now, yan ang ginagawa ko, I help people to solve their money problems.
06:42.8
Kung di ka marunong kumita, turuan kita.
06:44.8
Di ka marunong humahok ng pera, turuan kita.
06:46.8
Di ka marunong mag-invest, turuan kita.
06:49.8
So that's number one.
06:50.8
I want you to reflect right now.
06:53.8
Magaling ka ba magaling?
06:54.8
Grabe and I hope.
06:55.8
Grabe tong session natin na ito.
06:57.8
Pwede nyo ika-unlad, ika-ginhawa at ika-yaman pag talagang na-apply nyo tong hedgehog concept.
07:03.8
So second principle that I've learned from the book para hindi nyo nabasahin pero basahin nyo pa rin.
07:08.8
Marami pa rin yung magpupulong.
07:09.8
Is what we call as focus on something that works.
07:15.8
Find something that works and then after that, repeat.
07:19.8
You just need to upgrade.
07:21.8
Maghanap ka ng isang bagay na talagang gumagana.
07:24.8
Ang goal kasi natin sa buhay is to become productive, not to become busy.
07:29.8
Kasi may mga iba, maraming ginagawa pero wala naman nangyayari.
07:32.8
Wala namang result ah.
07:33.8
Kaya nga, ask yourself.
07:34.8
Based on your experience, hobbies, skills, di ba?
07:39.8
That really gives you fulfillment and success.
07:41.8
Based on this, ano yung nagwo-work na sa'yo in the past?
07:45.8
Alam mo, one thing that really worked for me in the past is definitely selling.
07:49.8
Ever since I was age 12, I was already selling.
07:52.8
I've been in sales for 47 years.
07:54.8
So, 59 years old na po tayo as of my recording time next year.
07:59.8
Naku-excited na ako sa senior citizen card.
08:03.8
Yun, tuwing nagbebenta ako, di ba?
08:05.8
Natutuwa, natutulungan ko yung binibentahan ko.
08:09.8
So, I just want to challenge you also.
08:11.8
Seek opportunities for growth and learning that aligns with your interests, with your strengths.
08:20.8
Huwag na huwag kayong manghihinayang mag-take ng courses.
08:23.8
Or if not naman, di ba?
08:25.8
Maghanap kayo ng mga coaches, mentors na makakatulong po sa inyo.
08:29.8
Or if not naman, mga kaibigan nyo.
08:32.8
Na magagaling na sa mga fields nila.
08:34.8
Na alam mong kumikita na at successful na.
08:37.8
Magpaturo ka sa kanila.
08:39.8
Kaya nga, for me, if you ask me what is working for me and the people who follow me is
08:45.8
I give money solutions that I share and teach.
08:47.8
And my money solution really works.
08:51.8
Paano ko nasabi yan?
08:52.8
Let's watch this.
08:53.8
I was so shocked and unexpected na nakita ko yung idol ko.
08:57.8
Related to financial literacy, yun eh.
08:59.8
Yung mga advocate mo.
09:00.8
I am an OFW for 22 years.
09:02.8
Let's say in 15 years, I don't save anything because even I earning a lot.
09:07.8
Yung labas-pasok lang ang pera but nothing happen.
09:10.8
Bakasyon, ubus lahat.
09:12.8
But when I read some of your book, it changed my mind.
09:15.8
To be honest with you.
09:16.8
I realized na kailangan ko mag-ipon for my future.
09:19.8
So, I started to save one by one.
09:22.8
And then, until such time, I was able to purchase 13 units of apartment.
09:27.8
And I'm not afraid to lose my job anymore as an OFW because I have my backup now.
09:32.8
I'm working because I want to, not because I need to.
09:37.8
Thank you so much for sharing.
09:39.8
O, kababayan nating OFW.
09:43.8
Ngayon, meron na siyang investment.
09:46.8
He's working not because he needs to.
09:48.8
He's working because he wants to.
09:50.8
O, gusto mo ba yun?
09:51.8
Gusto mo bang malaman kung ano ang shinier ko at tinurus ko sa kanya that help him achieve this?
09:57.8
Okay, if your answer is yes, type yes sa comment section.
10:00.8
O, towards the end, ire-reveal ko sa inyo kung paano.
10:03.8
Kaya nga, taposin niyo to.
10:04.8
Now, let's go to number 3.
10:06.8
Number 1, focus on one thing that you are good at.
10:09.8
Hedgehog concept.
10:10.8
Number 2, focus on something that works.
10:13.8
Na nagwa-work na so that you can monetize.
10:16.8
I-align mo yung gusto mo, tapos nagwa-work na, palakihin mo na siya.
10:21.8
And number 3, ito yung pinakamahalaga.
10:23.8
Ito na po ang pwede mag-double, mag-triple, mag-quadruple ng income.
10:27.8
Ito yung third concept na tinuro ni Jim Collins na sobrang simple pero sobrang galing.
10:32.8
Focus on creating momentum.
10:36.8
Ano ibig sabihin ng momentum?
10:38.8
Ito yung tinatawag naman sa libro ni Jim Collins na flywheel effect.
10:43.8
Ang ibig sabihin ng flywheel, roleta.
10:47.8
Pagka in-spin mo ang roleta, di ba?
10:49.8
Kung maliit lang ang roleta, maliit lang ang roleta, konti lang yung spin.
10:53.8
Pero kung malaki ang roleta, isang push mo pa lang, ang spin yan, hindi isang beses, matagal ang spin yan.
11:01.8
Nagkakaroon na tinatawag na momentum.
11:03.8
The bigger the wheel, the bigger the momentum.
11:06.8
The smaller the wheel, the smaller the momentum.
11:09.8
So likewise, this applies to our business.
11:11.8
This applies to our personal finance.
11:14.8
And this is what I've learned.
11:15.8
In order for you to build momentum or magkaroon ng flywheel effect, especially sa finance mo, di ba?
11:21.8
Sa business, you need to create what we call as a system.
11:25.8
Sa business, create a system.
11:27.8
I-digitalize mo siya.
11:28.8
I-automate mo siya.
11:29.8
I-online mo siya.
11:30.8
The less human effort, the better.
11:34.8
Kagandahan po kasi dito, pag automated na siya, kahit tulog ka, pwede kang kumika.
11:40.8
Ganun din naman eh sa pagyaman.
11:42.8
Guys ha, pag kumikita ka na, anong gagawin mo na sa pera?
11:45.8
I-invest mo na siya.
11:47.8
Ang tinatawag natin na passive income.
11:49.8
You allow money to work for you instead of you working for money.
11:53.8
You can earn money while you are sleeping.
11:57.8
Eh may tatlo kang paupahan.
11:58.8
Kumikita ka ng 25,000 pesos per month.
12:00.8
Di 75,000 ang kinikita mo kahit tulog ka.
12:02.8
Yan po'y tinatawag natin ng flywheel effect momentum.
12:06.8
Napaka-simple ng concept pero napaka-effective.
12:09.8
And the goal is to scale.
12:15.8
Pero, pero, pero, pero.
12:16.8
May catch to ha. May catch.
12:17.8
Hindi ito kabilis.
12:21.8
You have to understand, building momentum takes time and consistent effort.
12:27.8
Just to give you a perspective.
12:29.8
Alam mo yung Chinese bamboo.
12:30.8
Chinese bamboo is very strong.
12:33.8
Alam niyo ba, on the first four years, no?
12:36.8
Kung may tumubo man siya,
12:38.8
napakaliit po niya.
12:40.8
Napakaliit lang po ang tubo.
12:42.8
Apat na taon, parang bansot ka.
12:44.8
Pero ito po, on the fifth year,
12:47.8
kalimang taon, alam mo mangyayari po,
12:49.8
yung bamboo tree, bigla na lang tutubo
12:52.8
ng 80 feet in just six weeks.
12:57.8
Anim na ika nga linggo, magiging 80 feet na po siya.
13:02.8
Paano nangyayari yun?
13:04.8
On the first four years, alam mo saan ang tubo niya?
13:07.8
Ang tubo niya, pailalim.
13:09.8
It takes a lot of patience.
13:11.8
It takes a lot of perseverance.
13:13.8
It takes a lot of trust in the process.
13:15.8
Kaya mga friendship, no?
13:16.8
Kaya nga, kung gusto nyo talaga makabuild ng momentum,
13:19.8
huwag kayong magmamadali.
13:21.8
As you build momentum in your business,
13:23.8
in your personal finance,
13:24.8
as a matter of fact, mahirap lang yan sa umpisa.
13:27.8
Dinidiscover mo pa yung sarili mo.
13:30.8
Hindi mo alam kung anong pa'y nagwo-work.
13:32.8
Pero once nakabuild ka ng momentum,
13:34.8
you'll find it easier to achieve your goals.
13:36.8
And make progress.
13:38.8
And make your vision to become a reality.
13:40.8
Kaya nga, ito yung parang sinasabi ko eh.
13:42.8
The first million, earning your first million,
13:44.8
is the hardest but the next ones are easy.
13:46.8
Mahirap lang yung umpisa pero yung susunod, napakadali na.
13:49.8
So, how can I help naman people?
13:51.8
Ano naman kinikreate ko to create momentum?
13:54.8
O ito naman, sa aming TYL community,
13:56.8
let me explain to you.
13:57.8
There are four things.
13:58.8
Itong chip method that I teach and share
14:01.8
with all of my students,
14:03.8
people that I coach,
14:04.8
people that I mentor,
14:05.8
in personal finance,
14:06.8
apat lang kailangan i-master mo.
14:08.8
Ano itong chip method na ito?
14:10.8
First, you should learn how to create money.
14:12.8
Kailangan matuto kang gumawa ng pera,
14:13.8
which I'm discussing to you right now.
14:15.8
Paano gumawa ng pera?
14:17.8
Double, triple, quadruple ng income.
14:19.8
And then after creation,
14:21.8
next H is handle.
14:22.8
You should learn how to handle money.
14:23.8
Kahit magaling kang mag-create,
14:24.8
pag hindi ka mag-handle,
14:25.8
ubus ang iyong pera.
14:26.8
And kahit na ikaw ay magaling mag-create,
14:30.8
if you don't know how to invest your money,
14:32.8
ubus pa rin iyong pera.
14:34.8
The moment you stop working,
14:35.8
you stop earning,
14:36.8
but you don't stop spending.
14:40.8
You will retire broke and poor.
14:41.8
And kahit na magaling kang mag-create,
14:42.8
mag-handle, mag-invest,
14:43.8
but if you fail to do the last letter,
14:45.8
and that's letter P,
14:47.8
Ladies and gentlemen,
14:48.8
ubus pa rin ang iyong pera.
14:50.8
Kaya nga itong chip method na ito,
14:53.8
pag natutunan at na-apply mo ito sa personal finance mo,
14:55.8
this will create what we call as a flywheel effect and momentum.
14:59.8
I've coached a lot of people already
15:02.8
and helped them with their personal finance.
15:04.8
Kung gusto nyo malaman kung sino mga ito,
15:06.8
let's watch this.
15:07.8
It's my understanding that
15:09.8
he has a training
15:14.8
regarding finances.
15:16.8
And he's been doing this for quite some time now.
15:20.8
He sent me so many books that,
15:23.8
you know, to this day,
15:25.8
my family and I still use,
15:26.8
my wife and I still using.
15:29.8
We've passed some of those ideas down to our eldest.
15:33.8
She just got accepted to University of Nevada at Reno.
15:36.8
By the way, we're here in Las Vegas now.
15:39.8
But in case you're wondering,
15:42.8
I just dropped off my son at school.
15:44.8
Beautiful scenery in the back.
15:47.8
just want to say thank you, Chinky,
15:48.8
and for all the people that are listening
15:50.8
and for all the people that are considering,
15:55.8
you know, getting into this program,
15:57.8
I highly recommend it.
15:58.8
So again, thank you, Chinky Tan.
16:04.8
I didn't have any systems in place.
16:06.8
I didn't understand how
16:09.8
managing these types of opportunities properly
16:13.8
is going to get the highest output or outflow
16:16.8
of whatever you're trying to do in this,
16:19.8
in the business world,
16:20.8
in the business setting,
16:21.8
even obviously in this case, financially.
16:24.8
So before I met him,
16:26.8
I was in utter organized chaos,
16:30.8
And he really set some
16:32.8
really solid lines of just,
16:35.8
you got to have a system.
16:36.8
You got to have direction.
16:37.8
You got to have a clear goal.
16:38.8
You got to have a good mission,
16:41.8
And the more crystal clear that I made my goals,
16:45.8
that he kind of helped push me towards,
16:48.8
the bigger and better that I was able to come
16:51.8
and to execute these ideas
16:55.8
into actual projects that I'm now juggling
17:00.8
here in the space.
17:02.8
I was able to make three shows.
17:04.8
I have the most popular basketball podcast
17:08.8
here in the Philippines.
17:10.8
Also ranked number one in the United States
17:13.8
in terms of sports news.
17:15.8
I created a CNN show
17:17.8
before CNN Philippines went down.
17:20.8
It was the most popular,
17:23.8
highest viewed show on the network.
17:28.8
I just started a crypto show
17:30.8
called GM Crypto.
17:32.8
And we are off to a hot start.
17:35.8
We're currently number four in tech news
17:37.8
and in the United States
17:39.8
and number two here in the Philippines.
17:42.8
And my reason I would not be able to do
17:45.8
these three shows
17:47.8
if I didn't have proper systems in place
17:50.8
and how to run these with a good outflow.
17:55.8
I encourage you to check out Chinky's program.
17:57.8
It is very solid.
17:59.8
There is news and information
18:02.8
that you can find elsewhere.
18:04.8
He is obviously not the only person
18:06.8
and may he work for you or not work for you.
18:11.8
I think the thing in business or in finance,
18:14.8
you should got to try it.
18:15.8
And if you try it,
18:18.8
If it works, great.
18:19.8
Hey, if it doesn't,
18:20.8
move on to the next.
18:21.8
Try something else that's going to work for you.
18:24.8
it really worked well.
18:25.8
So I hope you guys can learn something from that.
18:30.8
Chinky, you're the man.
18:33.8
Thank you very much,
18:35.8
the mountain man,
18:36.8
and Jared Dillinger,
18:37.8
of course, the playing coach.
18:39.8
He's retired from PBA in Geneva.
18:45.8
The good thing is
18:47.8
there are three things
18:48.8
that you and I need to do
18:50.8
which I have applied
18:51.8
and I hope that you can also use this.
18:53.8
Three simple principles.
18:55.8
Number one, focus on what you're good at.
18:58.8
focus on what really works.
19:00.8
once you already find something that works,
19:05.8
Don't look for other opportunities.
19:07.8
That's our problem.
19:10.8
We're distracted.
19:11.8
We are jack of all trades,
19:16.8
focus on a system
19:17.8
that can create the flywheel effect
19:19.8
in order for you to create momentum.
19:21.8
This session is so beautiful.
19:24.8
This is the ending
19:25.8
that I will share with you.
19:26.8
I will share with you
19:27.8
what I learned in real estate.
19:29.8
I also learned from Alipic.
19:30.8
I also learned from Jared Dillinger.
19:32.8
Click the link on the comment section
19:35.8
or the description section
19:37.8
on how you can be part of my exclusive coaching group.
19:42.8
I already have a coaching group right now.
19:43.8
This is exclusive.
19:44.8
This is not open for all.
19:46.8
this is not for free.
19:51.8
on all my podcasts,
19:53.8
But in the coaching group,
19:58.8
if anyone of you is serious
19:59.8
for the next 12 months,
20:00.8
let's join together.
20:03.8
or click the link
20:04.8
in the comment section below
20:06.8
so that you will know
20:07.8
on how you can be part.
20:08.8
Thank you very much
20:10.8
I was able to help you
20:12.8
from your ordinary income
20:17.8
the ultimate goal is
20:18.8
for you to make great income.
20:22.8
correct knowledge,
20:23.8
correct discipline
