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00:00.0
is mag-a-update tayo tungkol sa Marzan 2.
00:06.2
So ito ay isa sa mga rental properties natin na ino-offer sa ating mga SEDP Co-op members.
00:14.6
So kung kayo ay hindi pa member ng SEDP Co-op,
00:20.5
siyempre mag-member na kayo para may chance kayo to participate in our joint venture savings.
00:28.3
So para naman sa mga naka-join na ng ating Marzan 2, ito yung mga updates natin.
00:37.4
So pag-uusapan natin is kung ano yung ating mechanics and then property description for Marzan 2
00:44.9
sa mga hindi pa nakakaalam, ano yung performance nito, and how to join.
00:51.1
So sa joint venture savings, tayo ay pumili ng specific project to support
00:57.4
and we follow a profit and loss sharing scheme instead na fixed interest.
01:03.5
So kung magkano yung kita, paghahatian ito ng SEDP at ng ating mga social investors.
01:10.7
And kung hindi naman kumita or hindi masyadong makakolekta ng renta,
01:18.7
mas maliit yung ating pwedeng kitain.
01:21.6
And ito ay isang proactive saving system.
01:26.2
So for real estate,
01:27.4
for real estate joint venture savings na katulad ng Marzan 2,
01:31.5
ang purpose nito is to provide affordable and decent housing and business spaces to low-income households.
01:39.4
It also provides alternative investment to small social investors with capital preservation.
01:48.5
So ano ba ang property na Marzan 2?
01:53.6
So ito ay isang parentahan.
01:57.4
Sa Sampaloc, meron tayong 14 units dito.
02:03.9
And then may 5 floors.
02:05.8
Typically, ito ay 1 bedroom at saka 2 bedroom apartment.
02:10.3
And as I mentioned, ito ay profit sharing.
02:13.3
So ang paghahatian na profit is yung rental income.
02:18.9
And base yun doon sa kinontribute mo.
02:21.9
And then 100% of the net income will be distributed to investors.
02:27.6
After nito ay yung management fee and tax.
02:31.6
So yung property management fee for Marzan 2 is 15% and yung ating bubuksan na 2A is 20%.
02:41.2
And then 7% tax payment will be given to the government.
02:47.5
So ito ay property tax but beyond that is hindi na kayo matataksan ng additional for your investment.
02:55.5
So para saan itong property?
02:57.4
management fee. So, para
02:59.5
sa pagmamarket ng property
03:01.4
for rent, tenant screening and selection,
03:05.6
maintenance, legal and financial
03:07.5
keep, inspections, and
03:09.2
evictions, and yung
03:14.3
Ayan. So, ang minimum
03:15.7
natin na contribution
03:19.1
and in multiples of 100,000.
03:22.1
Ang maximum na pwede
03:23.3
natin i-contribute is
03:27.2
mentioned, exclusive ito sa
03:29.2
SEDP Co-op members natin.
03:33.0
yung contribution ninyo,
03:35.0
yung principal, will be returned
03:37.1
after property life or
03:39.1
sale. Kung kailangan ninyo na
03:43.2
yung inyong contribution, need nyo po
03:48.8
ang returns nito is variable
03:51.0
based nga dun sa rental collection.
04:00.9
So, this one is tax-free
04:02.7
dahil tayo ay cooperative.
04:04.8
And then, if redeemed or
04:06.6
withdrawn before 2 years,
04:09.0
meron po tayong 3%
04:14.6
is also no guarantee.
04:18.8
ay nagre-retain ng ownership
04:20.9
ng property ng Marsan 2.
04:24.4
Ayan. So, tuwing kailan
04:26.0
ng payouts, ito po ay
04:27.9
quarterly based on actual rental
04:30.2
collection. This will be credited
04:32.4
to SEDP wallet. And then,
04:34.4
once na nasa wallet na yung
04:36.3
dividends or yung
04:38.1
earnings nito, ito ay
04:39.8
withdrawable and pwede nyo i-reinvest
04:44.3
joint venture savings option.
04:48.4
remind lang, yung amount na nasa
04:50.2
wallet natin, hindi po ito
04:52.4
kumikita. So, we encourage you,
04:54.4
to re-invest the amount
04:58.3
So, kailan tayo nagsisimula
05:00.5
dito sa Marsan 2?
05:02.0
Marsan 2 ay nagsimula noong
05:04.3
July 2021 to June
05:10.5
wala pa tayong kita
05:11.9
dito due to construction
05:16.1
konting delay due to the pandemic.
05:19.0
Pero, simula noong July
05:20.4
2022 is nakastart
05:22.7
na tayong makapagrenta
05:24.4
and sinare natin yung
05:25.9
earnings nito upon building
05:30.9
And then, yung bubuksan natin
05:34.4
will start ng March
05:38.6
Sorry, 2024 dapat ito.
05:41.0
And, it will immediately
05:42.7
earn rental income.
05:44.4
Kasi, tayo na yung ating
05:46.0
Marsan 2. Yung 2A
05:50.1
dahil meron po tayong mga
05:52.1
na-withdraw na mga nag-configure.
05:54.4
Or, mga social investors
06:02.4
slots for other investors
06:05.6
kumita at mag-contribute
06:09.1
dito sa Marsan 2.
06:10.9
So, ang tinatawag natin dito
06:20.9
yung kinita ng ating
06:24.4
So, yung ating rental collection
06:26.0
is nasa 1.3 million
06:34.8
sorry, property management
06:38.3
So, less yung ating
06:40.5
property tax na 7%.
06:46.8
pagkahatian na profit
06:58.2
So, yung 1 million na mahigit
07:08.4
ibig sabihin nitong number of
07:10.4
units na ito? So,
07:16.2
na joint venture savings.
07:18.4
So, kung nag-contribute ka ng
07:20.2
100,000, meron kang
07:24.4
yung 1 million na ito,
07:31.1
per unit, ang kita
07:38.2
annualized return nito, kung
07:40.0
dinivide natin yung
07:43.9
100,000 na amount
07:46.2
per unit, ang kita
07:53.7
So, yun yung kinita nung ating mga
07:56.0
investors na nag-invest sa Marzan 2
08:00.7
So, paano naman po
08:04.2
So, meron tayong 2 scenarios.
08:06.7
Una is kung meron
08:08.4
pang vacant na space.
08:14.0
meron tayong isang vacancy.
08:16.9
Yun yung current natin na
08:23.7
So, pwede tayong makakolekta
08:27.4
less yung property management
08:39.9
So, ang paghahati
08:41.4
ang profit is nasa
08:45.8
Sa Marzan 2 naman,
08:47.7
ang main difference is
08:49.7
the property management fee.
08:51.3
So, ito ay nasa 20%.
08:54.7
212,000 yung babayaran
09:03.4
So, ang JV profit
09:05.7
na paghahatian ng mga
09:07.3
investors is nasa
09:13.7
So, yung ating JV
09:19.5
natin kanina na 1.1
09:21.5
million for Marzan 2.
09:32.3
Tapos, ang Marzan
09:41.8
of annual return,
09:57.6
kung bakit yung projection natin
09:59.7
for returns is nasa
10:03.4
every 2 years ay nag-i-increase
10:10.1
pagdating na mga 10 years,
10:12.0
pwede nang asahan na mga
10:13.7
nasa 10% yung ating
10:15.5
returns. Ngayon, nasa around
10:22.0
Ngayon, paano naman
10:23.5
kung fully occupied?
10:27.9
rental collection na
10:35.6
property management tax
10:38.0
na mas malaki sa Marzan
10:43.9
na paghahatian ay nasa
10:47.9
2 and sa Marzan 2A
10:49.7
naman ay 1 million.
10:57.7
ang payout per unit sa Marzan
11:03.1
and yung sa Marzan 2A naman
11:13.5
sa Marzan 2 pag fully occupied
11:30.3
para lang balikan
11:37.7
nung ating Marzan 2,
11:41.8
kayo po ay pwedeng sumali
11:47.3
kayo ay maka-join ng
11:53.3
sa SEDP. So, ito yung
11:55.2
summary ng ating terms and conditions
11:59.6
So, ito ang ating
12:01.0
pupondohan ay yung
12:02.7
ating 14-unit rental
12:05.1
apartment na already built
12:07.4
sa Sampaloc, Manila.
12:11.6
contribution ay minimum and
12:13.2
in multiples of 100,000,
12:15.1
maximum of 500,000,
12:17.2
quarterly payout and variable
12:19.2
return na 5 to 10%
12:25.2
management fee na 20%,
12:27.3
property tax na 7%,
12:29.4
yung ating nasa wallet ay
12:34.0
May 2 years na holding period,
12:35.8
3% na pre-termination
12:37.7
fee kung nag-exit
12:39.3
before the 2 years.
12:41.1
Wala itong guarantee and
12:43.1
SEDP retains ownership of
12:47.7
Ayan. In terms of
12:49.2
availability, magkano
12:51.3
ba yung available for Marzan
12:56.0
ang meron tayong available
12:57.4
ay nasa 1 million.
12:59.9
So, make sure po natin
13:02.1
makapag-invest tayo
13:05.5
kasi ito ay first come
13:15.4
So, una muna ay tayo
13:19.4
ng ating pre-membership
13:21.2
education seminar.
13:25.3
ay magbayad ng ating
13:26.6
initial membership fee na
13:28.8
100 pesos. And tayo din
13:31.2
po ay magbayad nung ating
13:35.1
share capital na 1,000 pesos.
13:39.3
SEDP Kasosyo online account
13:41.1
and inform our deposit.
13:44.3
I-update din natin
13:45.5
yung ating profile para
13:47.0
sure na makapag-invest
13:49.2
kayo sa Marzan 2.
13:53.1
yung ating QR code
13:57.0
mag-undergo ng ating
14:02.3
slash SEDP Co-op PMES
14:05.0
i-follow nyo lang po yung
14:08.4
laki o liit nung ating
14:14.7
Okay. So, paano naman
14:17.3
doon sa Marzan 2A?
14:21.0
ay mag-i-inform deposit,
14:23.1
dahil fresh deposit ito,
14:25.1
o kaya naman mag-re-invest
14:29.2
ipiliin nyo po yung
14:33.1
option pag kayo ay
14:34.8
nag-inform deposit at
14:40.9
Ayan. To check other
14:43.4
high-yield joint venture
14:45.3
savings, pumunta lang
14:51.8
Yung S sa huli ay
14:53.0
maliit. And then, you can also
14:57.1
the QR code para dalhin
14:58.9
kayo automatically sa ating website.
15:02.8
Kung kayo po ay merong katanungan,
15:05.5
you can reach us through
15:09.2
Pwede din sa email.
15:11.1
Support at SEDP.com.
15:13.4
Pwede din po kayo tumawag sa aming
15:21.1
sa aming cellphone,
15:23.0
so we are on WhatsApp
15:31.0
So, kahit kayo ay nasa abroad,
15:32.7
pwede po kayo mag-join sa SEDP
15:34.7
at pwede nyo rin kami
15:41.0
Ayan. So, ako si Florence
15:42.7
nagsasabing ang pagyaman na
15:44.6
pag-aaralan at na pag-tutulungan.
