#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
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Pag-IBIG MP2:
* Watch the play list: https://www.youtube.com/playlist?list...
* How to invest: https://m.me/vincerapisura?ref=w13160758
SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list...
How to invest 100K: https://youtu.be/dxHRZn7uP-4
Celebrity guests include venus Raj (Season 1); Nicole Cordovez and
Vince Rapisura
Run time: 03:19
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00:00.0
Sino ba ang mga intermediate investors?
00:03.3
So ang mga intermediate investors ay kapag tayo nakapasok na doon sa maximum salary credit ng SSS na Php30,000 per month.
00:15.6
So usually yung mga medyo may malalaki ng kita talaga ito, higher na yung kanilang economic capabilities, yan po yung mga intermediate investors.
00:26.1
So hanggang Php30,000 na kasi yung monthly salary credit ng SSS ngayon. So dapat nandun ka na, sagat ka na.
00:33.7
Tapos ano pa yung susunod? Dapat din ay mayroon ka ng siyam na buwang worth of your expenses, worth of emergency savings na katumbas ng iyong expenses.
00:45.5
So siyam na buwang katumbas ng expenses yan yung nakalagay sa iyong emergency savings.
00:50.8
So kunwari ang iyong ginagastos ay Php20,000 per month, dapat meron kang tumataginting na Php180,000 na emergency savings that you can use immediately anytime if something happens.
01:06.4
At ang pangatlo na tignin natin kung paano tayo malalaman kung tayo ba intermediate investor, kapag tayo ay may passive income na nagkocover ng ating expenses ng 10-50%.
01:21.4
So ibig sabihin meron tayong 6 na uri ng passive income. So this is rent, dividend, capital gains, royalties, pension, and interest.
01:39.4
So dapat mayroon ka ng ganoon na pinangagalingan ng passive income. At kapag sinuma mo yun lahat kada buwan o ikunin mo yung monthly equivalent, makocover niya yung 10-50% of your expenses.
01:53.9
So kung wala ka pa dito, hindi ka pa intermediate investor. So balikan mo yung video natin last week kasi malamang ikaw ay beginner pa lamang.
02:04.9
So para dun sa mga intermediate investors, ito na po ang ating explanation kung bakit yung tatlong nabanggit natin kanina ang ating napili na recommendation na investment.
02:17.9
Mayroon tayong tatlong investments na nirekomenda for intermediate investors. So ano-ano itong tatlong investments na ito na nirekomenda ko for intermediate investors?
02:31.4
So una ay ang SSS with plus, pangalawa ay ang retail treasury bond o ang retail dollar bond ng gobyerno, at ang pangatlo ay ang personal equity retirement account.
02:45.9
O bago tayo pumasok dyan, siguraduhin muna natin na tayo ay intermediate investor.
02:54.4
Thanks for watching! Kung may kapamilya, kaibigan, o pakilala kang tingin mo ay magiging interesado dito sa video, please share to them or tag them in the comments section.
03:06.4
Syempre, kung nagustuhan mo ang video, pusoan mo na ito. Subscribe ka na rin.
03:12.4
And as always, feel free to write your questions, comments, and opinions respectfully.
