#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital bit.ly/SEDPIPay Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Sagot sa mga Frequently Asked Questions: https://bit.ly/sedpi-sri-faq Isubmit ang ibang pang inquiries o requests sa: https://bit.ly/sedpi-inquiry Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... * How to invest: https://m.me/vincerapisura?ref=w13160758 SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and

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Sino ba ang mga intermediate investors?

So ang mga intermediate investors ay kapag tayo nakapasok na doon sa maximum salary credit ng SSS na Php30,000 per month.

So usually yung mga medyo may malalaki ng kita talaga ito, higher na yung kanilang economic capabilities, yan po yung mga intermediate investors.

So hanggang Php30,000 na kasi yung monthly salary credit ng SSS ngayon. So dapat nandun ka na, sagat ka na.

Tapos ano pa yung susunod? Dapat din ay mayroon ka ng siyam na buwang worth of your expenses, worth of emergency savings na katumbas ng iyong expenses.

So siyam na buwang katumbas ng expenses yan yung nakalagay sa iyong emergency savings.

So kunwari ang iyong ginagastos ay Php20,000 per month, dapat meron kang tumataginting na Php180,000 na emergency savings that you can use immediately anytime if something happens.

At ang pangatlo na tignin natin kung paano tayo malalaman kung tayo ba intermediate investor, kapag tayo ay may passive income na nagkocover ng ating expenses ng 10-50%.

So ibig sabihin meron tayong 6 na uri ng passive income. So this is rent, dividend, capital gains, royalties, pension, and interest.

So dapat mayroon ka ng ganoon na pinangagalingan ng passive income. At kapag sinuma mo yun lahat kada buwan o ikunin mo yung monthly equivalent, makocover niya yung 10-50% of your expenses.

So kung wala ka pa dito, hindi ka pa intermediate investor. So balikan mo yung video natin last week kasi malamang ikaw ay beginner pa lamang.

So para dun sa mga intermediate investors, ito na po ang ating explanation kung bakit yung tatlong nabanggit natin kanina ang ating napili na recommendation na investment.

Mayroon tayong tatlong investments na nirekomenda for intermediate investors. So ano-ano itong tatlong investments na ito na nirekomenda ko for intermediate investors?

So una ay ang SSS with plus, pangalawa ay ang retail treasury bond o ang retail dollar bond ng gobyerno, at ang pangatlo ay ang personal equity retirement account.

O bago tayo pumasok dyan, siguraduhin muna natin na tayo ay intermediate investor.

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